KLM finance in Darwin, Northern Territory | Loan service

KLM finance

Locality: Darwin, Northern Territory

Phone: +61 417 867 627

Address: Mobile Service 0800 Darwin, NT, Australia

Website: http://www.klmfinance.com.au

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• Financial service
• Loan service

24.01.2022 A very Happy Easter from my family to yours

22.01.2022 CLIENT LOVE The most loveliest review from my client Rachelle Thank you so much for choosing my small business as your Mortgage Broker. I absolutely loved being a part of your home buying journey

22.01.2022 Will 2021 be the year that you will stop renting and start owning? If you answered yes, it is never to early to start the education process That is exactly what I am here to do - to ensure you have a simple and seamless journey all the way through to homeownership. Let’s grab a coffee in January and get you prepared on what to expect when buying your first home.... : 0417 867 627 : [email protected]

22.01.2022 FIXED VS VARIABLE INTEREST RATES Deciding between a home loan that offers a fixed or variable rate of interest depends on your personal and financial circumstances. Below, we help you understand the pros and cons of each rate: ... FIXED RATES: Fixed home loans have an interest rate that is fixed for a set period of time. PROS Makes budgeting easier You will not be affected by the rate increasing CONS When rates drop, it will not apply to your loan You can be capped on extra loan repayments VARIABLE INTEREST RATES: With a variable loan, your interest rate will move with changes to market interest rates. PROS You can make extra repayments on your loan Switching your loan to another lender is made easier CONS Budgeting can be a challenge You may not be prepared for interest rate rises Interested to learn more? Contact Kerry who can provide advice to which type of loan better suits your situation. : 0417 867 627 : [email protected]

20.01.2022 BATHROOM INSPO A gorgeous bathroom design by local Darwin business and our friends at Territory Homes. Loving the shower and bath combo to help save clean-up time

19.01.2022 SMALL BUSINESS LOVE 8 simple ways to support your friends businesses for free Who will you show the love to today? ... Image by the talented Adria Adams Co.

19.01.2022 Who agrees that you can never have too much storage? We love how Territory Homes has used this area to create extra storage and a study nook in the living room.

18.01.2022 REMINDER: The Home Renovation Grant is ending 30 November! Dreaming of that new kitchen or bathroom? Now is a great time to make your dream come true If eligible, you could get up to $10,000 ... For all the details and to see if you’re eligible, please visit the link below https://nt.gov.au//home-owner-assistance/first-home-owners

17.01.2022 Great news for my construction clients.

17.01.2022 THOSE SETTLEMENT FEELS Congratulations to Jaime & Emily on purchasing your first home. Such a beautifully presented house and now off the rental roundabout and into your own place. ... Thank you for using Kerry at KLM finance as your Broker and supporting a local business. We are eternally grateful Conveyancing by Territory Conveyancing Services

17.01.2022 This quote is so true The number one way to save for your deposit faster is to create a budget and stick with it. It can be hard, but all of your hard work will eventually pay off An easy way to budget is to create a spreadsheet that lists all of your monthly expenses. This will enable you to understand where all of your money is going and if there is a way to cut back on expenses so you can save more for your first home

17.01.2022 <> Australia’s official cash rate has plunged to a record low of 0.10 per cent! Find all the details here:

14.01.2022 CLIENT LOVE Thank you so much for your kinds words Vanessa! It has been wonderful to help you with your home and interstate investment property. As always, KLM finance is here to make your homebuying journey a seamless process.

14.01.2022 Hello 2021 it’s so nice to see you I hope that your New Year is filled with many adventures, accomplishments and brings you one step closer to making your dreams come true What is your New Years resolution? Share below

13.01.2022 Only the credit card balance counts when applying for a home loan THIS IS NOT TRUE A lot of borrowers believe that lenders only assess what you owe on a credit card ... When it comes to applying for a home loan, your TOTAL credit card limit is assessed - even if you don’t owe money on it A little tip: if you have a credit card that you don’t use, cancel it or reduce the credit card limit to help improve your borrowing power. : 0417 867 627 : [email protected]

13.01.2022 Wishing you a very Merry Christmas I hope that you have a lovely day surrounded by those who mean the most to you and with lots of smiles, food and laughter Best wishes, ... Kerry

12.01.2022 The most exciting part of the home buying journey is getting the keys to your very own home Who agrees?

10.01.2022 3 WAYS TO AVOID A RENOVATION DISASTER Are you considering a renovation? It doesn't have to be stressful! Here a 3 ways you can avoid a renovation disaster. CHOOSE GOOD TRADESMAN: This can be done through reliable referrals such as friends and family. If you know someone who has recently renovated their home, tap into their knowledge of how the process went. ... HAVE A BUDGET BUFFER: A renovation can sometimes run into surprises and things may happen that are out of your control. Having a safety net in your budget is crucial to help cover these costs. MAKE A TIMELINE: Organising your renovation is a giant task, ensure you have a timeline to follow to help things run more smoothly. Over to you, have you made any of these mistakes during a renovation? Let us know in the comments below.

10.01.2022 KLM FINANCE IS A 100% FREE SERVICE When we say we are a cost-free service, we REALLY mean it! Our promise? No hidden fees! Just the perfect mortgage that fits in with your lifestyle and current financial situation ... Let’s talk more about your home loan over a coffee. : 0417 867 627 : [email protected]

09.01.2022 IT’S OUR 4TH BIRTHDAY Wow! Another year of helping make homeownership dreams come true This is truly my most favourite part of my job and there is no greater feeling than informing a client that their home loan has been approved I could not do my job without your continuous support - Every referral means the world to me, so thank you ... Today, I will be celebrating and feeling oh-so grateful for the wonderful people I have around me who have helped make KLM finance continue to grow stronger and stronger every year.

08.01.2022 RBA UPDATE At its meeting today, the Board decided to maintain the current policy settings, including the targets of 10 basis points for the cash rate and the yield on the 3-year Australian Government bond, as well as the parameters of the Term Funding Facility and the government bond purchase program. Read more here:

06.01.2022 HOME INSPO When your kitchen also connects to your outdoor area We are loving how local Darwin business, Bendella Group has naturally merged these two elements to create an inside-outside flow

06.01.2022 A question I am frequently asked by new clients is "How do you decide which loan is best suited to my personal situation?" There is a huge array of options when choosing the right loan. These include which features are suitable, the fees and lastly, the right structure. This is where I work closely with you to analyse the loans in the marketplace to come up with a solution that meets your needs both now and into the future.... After our chat, I get to work to find the best loan that best matches your income, goals, budget and lifestyle Want to learn more? Let's get coffee and chat about finance for your new home.

06.01.2022 With all the changes lately, things are looking up for the real estate market in the Top End If you haven’t been following, here is a rundown of the 2020 September quarter for Greater Darwin Median house price increased by 0.5% to $480,000, and by 4.3% in annual terms.... The number of houses sold increased by 2.5% to 209, and by 10.6% annually. The number of units sold increased by 34.6% to 175, and by 14.4% annually. Median weekly house rents increased by 5.1% to $475 per week, and by 13.1% in annual terms Things are looking stable! What are your predictions for the real estate market in 2021?

06.01.2022 Happy Block Owners The smiles say it all. Congratulations to Daniel & Rachelle. It has been a long time coming & now I can't wait to see the progress pictures as your block transforms into your forever home. ... Thank you for supporting a local business and using Kerry at KLM finance as your Broker. I am your Broker for LIFE I LOVE MY JOB Thank you to : Jeanette at EZY Conveyancing Adam at Zuccoli Aspire Adam & Anne from Captiv8 Homes

04.01.2022 Knowledge + Best possible financial advantage = WINNING! As a Mortgage Broker, my point of difference is that I make it a priority to educate my clients every single step of the way of their home buying journey. Buying a house is one of the biggest financial decisions you will EVER make and I want to ensure my clients know exactly what is involved from start to finish.

02.01.2022 Are you looking to avoid the refinancing process but still want to get a better rate with your lender? I can negotiate your interest rate on your behalf If you have proved that you’re a low risk borrower, there is no harm in us seeing if your lender can offer you a better interest rate. You might be eligible for a lower interest rate if your equity has grown since you applied for your home loan or if your current interest rate is more than 12 months old. ... Interested in learning more? Get in touch with me and we can discuss your options. : 0417 867 627 : [email protected]

01.01.2022 3 tips to pay off your home loan faster Imagine being able to pay off your home loan before the end of your loan term while also shaving thousands off your mortgage. Here are 3 tips to pay off your home loan faster: ... Use an offset account: Using an offset account can help you save thousands of dollars in interest as the money deposited into this account offsets daily against the amount payable on your mortgage. Switch to fortnightly repayments: By making fortnightly repayments, you will pay the equivalent of an extra month every year. Round up your repayments: This is one of my favourite tips for paying off your home loan sooner rather than later. If your mortgage repayments are $1,650 per month, try round it up to $1,700 per month. BONUS TIP: Ensure that your interest rate starts with a 2. If you would like to learn more ways to help pay off your home loan before the loan term, get in touch and we can discuss your options. : 0417 867 627 : [email protected]