KLW Plan Protect Prosper in Australind, Western Australia | Insurance Agent

KLW Plan Protect Prosper

Locality: Australind, Western Australia

Phone: +61 8 9797 0166

Address: 5/9 Mardo Avenue 6233 Australind, WA, Australia

Website: http://klw.com.au

Likes: 418

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• Financial consultant

24.01.2022 5 years ago this legend made our team very proud. Nathan was awarded the State Rising Star award and months later was awarded with the National Rising Star Award first year in the industry!

23.01.2022 Good news if you are wanting to build a new home or renovate an existing one! The Australian government has just announced a Home Builder scheme that will provide eligible owner-occupiers (including first home buyers) with a tax-free grant of $25,000. To access this grant, owner-occupiers need to meet the following criteria: - You are a natural person (not a company or trust);... - You are aged 18 years or older; - You are an Australian citizen; - Your building contract is entered into between 4 June, 2020 and 31 December, 2020 - You build a home as a principle place of residence where the house and land value does not exceed $750,000 OR you substantially renovate your existing principle place of residence and the renovation contract is between $150,000 and $750,000 and the value of your existing property does not exceed $1.5million - Construction commences within three months of the contract date - You meet one of the following two income caps: - $125,000 p.a. for an individual based on your 2018-19 tax return or later - $200,000 p.a. for a couple based on both 2018-19 tax returns or later To find out more, visit the Australian Government website: Click here With interest rates at an all-time low, now is the perfect time to take advantage of this opportunity. Get in touch with me today to discuss your eligibility and I can help you with a competitive home loan.

22.01.2022 Do you need to purchase any equipment, computer hardware, office furniture or machinery for your small business? Now is a great time to buy as the government has increased the instant asset write-off threshold to $150,000 (ex GST). A small business can currently claim an immediate tax deduction for the business portion of each asset provided: - The asset cost less than $150,000 (ex GST)... - The business has an aggregated group turnover of less than $500 million - The asset is used or installed ready for use from 12 March 2020 until 30 June 2020 The tax write-off currently applies to new and used vehicles, equipment, technology, machinery and any other business-related purchases under the $150,000 threshold. I have access to a wide variety of lenders with very competitive financing options for purchases like these. Call me now to get things organised in time to make your purchases before June 30 2020. Daryl - 0422 624 952

21.01.2022 Spring is the busiest time of year for property sales and it's just around the corner, so I wanted to take a moment to let you know that I can help you find exclusive, flexible loan options that are tailored to your needs. As a mortgage broker, I can also offer you products that are only available through me. These exclusive products from Connective Home Loans, offer flexible solutions, competitive rates and excellent support. So if you want to find out more, or to get your p...re-approval underway, please give me a call. I'd be delighted to work with you to find a tailored loan solution that matches your specific needs so you can get ahead and bid with confidence this spring. Daryl - 0422 624 952

15.01.2022 Mr KLW is finding today particularly hard with the clearing out of our client files Files going back 40+ years of service to our local and surrounding communities The rest of the team are happy! ... MORE SPACE!! #softcopy

15.01.2022 We are always looking for ways to help your business move forward. Steadfast and Kelly Racing have teamed up to give business owners a chance to win a marketing boost package valued at $10,000, plus Kelly Racing merchandise valued at $500. All you have to do is answer one multiple choice question about how a broker can help with your insurance needs. If you are looking for a way to promote your business and boost your marketing - be sure to enter by clicking below.... https://kellyracing.com.au/steadfast-competition-business. Best of luck!

14.01.2022 The end of year sales season is almost here and usually around this time of the year we would be visiting different dealerships to find the perfect car. Even though social isolation restrictions are in place, you can still take advantage of end of financial year deals. Whether you are looking for a new, pre-owned or commercial vehicle, we have an Australia wide car finding service to find you the perfect vehicle from the comfort of your own home. Once we’ve located the ve...hicle of choice at a competitive price, we can then also provide you with a tailored car finance solution that suits your needs. Call me today to find out how we can help make your new car dreams come true. There are some great deals at the moment.

13.01.2022 The question every business owner should be asking themselves right now is. Has my business got Cyber Protection Insurance.? The Federal Government has issued warnings today on recent cyber attacks on both government agencies and businesses around Australia. The ABC reported The Prime Minister emphasised the attacks "hadn't just started", were ongoing and constant threats to Australia, and said the accumulation of attacks required a firm warning to the government and pr...ivate sectors to harden their shields. Many small and medium enterprises believe that they will never be the victim if a cyber attack. This is simply not true. Up to 60% of cyber attacks are targeted at SME’s. Who should consider it? If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk which could damage your reputation. Contact us today to discuss your requirements further.

13.01.2022 We think this little article form Insurance News illustrates the reasons why KLW recommends Total and Permanent Disability insurance as a cover for all ages. A historic policy put in place 20+ years ago by an adviser has seen an Ex-AFL player receive a payout that will help him through his future years. If you would like to consider a review of your current insurance needs. Contact KLW and arrange an appointment... (08) 9797 0166 https://www.insurancenews.com.au//former-afl-player-has-1-

13.01.2022 Stay safe and bunker down for our WA clients. Its going to be a wild nightStay safe and bunker down for our WA clients. Its going to be a wild night

10.01.2022 The KLW Team getting behind #headspacenational #champions 3,046 pushups over 21 days 3,046 is the number representing the number of lives lost in Australia to suicide in 2018 ... Together we can make a difference and this is KLW’s way to help support this amazing organisation If you would like to help us support this cause all funds go towards Headspace National https://www.thepushupchallenge.com.au/team/20061-team-klw

08.01.2022 During these times of uncertainty, we understand there could be challenging periods ahead due to COVID-19 and want to reassure you that we are here to help. It’s important to know if you are facing difficulties with making repayments on your home loan, then you can seek relief on the grounds of financial hardship directly with your lender. Some potential options include:... - Request a lower interest rate - Switch to interest only repayments - Request a repayment holiday for 3-6 months (interest is still incurred but repayments are stopped for a period of time) - Extend the loan term to reduce the repayments - Ask for fees and charges to be waived - Consolidate debts to make repayments more manageable Not all banks and lenders will have a COVID-19 specific relief package prepared. However, they still have standard policies in place to help those who are facing financial hardship for any reason. While financial hardship requests need to be made directly to the lender by the client, we can help you prepare for the conversation or suggest alternative solutions based on your individual circumstances. Importantly, if you are facing financial hardship please act immediately and do not delay. The CEO of the Australian Banking Association, Anna Bligh said, "Banks stand ready to support customers, and if anyone is in need of assistance, they shouldn’t wait but come forward as soon as possible." We are ready to assist, so please don’t hesitate to get in touch today.

08.01.2022 The link below is a story from Caravan & Camping Sales that illustrates why having the right insurance policy is so important. The right insurance policy can not only protect you and your assets, it can also help protect you from others. Please take the time to read this story and imagine the potential consequences if another vehicle or two were involved in this incident. ... This is a life changing event for this family. But it could have been a whole lot worse. https://www.caravancampingsales.com.au//caravan-rollover/

07.01.2022 95 likes to go... you got this! Like and share our page to be in the draw for our $250 Whiteys voucher.

06.01.2022 Just another example of what our rural partners have to endure every year, while trying to put food on our tables. Posted by Repacholi Air, the image makes it easy to understand how devastating uncontrolled insects, bugs and pests can be to a potentially good harvest.

05.01.2022 What is Lender Mortgage Insurance? Not to be confused with mortgage protection insurance (which is designed to protect the borrower), LMI is insurance that covers the lender’s risk within a residential mortgage transaction should the loan go into arrears and the borrower is unable to resolve the situation satisfactorily. LMI is a fairly common practice within the industry, particularly for new home buyers who may struggle to save a deposit. It allows an additional fee to be ...paid by the borrower and usually applies when the loan is more than 80 percent of the purchase property’s price. The purpose of LMI is to ensure security for the lender in case the borrower fails to make loan repayments. Even though the actual house acts as security, the nature of the property market, like any investment class, means there is a chance that its value could decline, resulting in a financial loss for the lender. The cost of the premium is dependent on several factors, such as the loan size and property value, and most insurers are flexible when it comes to the method of payment. It can either be a one-off upfront premium payment or that premium could be included in the overall cost of the loan and included in monthly repayments. It is not transferable, which means a new loan may require a new fee depending on how much equity the borrower has. What’s in it for me? While it may appear that it is exclusively favourable to the lender, there is value to borrowers in paying the premium. Opting for LMI means it allows a borrower to independently purchase a property sooner than they otherwise might. LMI is the alternative to using a guarantor or having to save for a bigger deposit, both of which are not feasible options for many first home buyers. A deposit of at least 20 per cent of the desired loan amount is required for a borrower not to be deemed ‘high-risk’. If you consider that the average price of a home in Sydney is $650,000, that would mean a deposit of around $130,000 is required. The beauty of LMI is that it buys time, which means borrowers with smaller deposits are able to enter the market sooner rather than later. The major benefit of LMI is that it allows the dream of homeownership to become a reality for a lot of first home buyers. To see if this is the case for you, speak to an MFAA Accredited Finance Broker. Now you know what LMI is, find out How to avoid paying LMI here.

04.01.2022 Happy Birthday to our amazing Lisa xx

04.01.2022 As the world try’s to adapt to the new ways of covid19, working from home can be a REAL struggle juggling kids expectations and work can be testing but...... not for our team captain Kel, Kelly Baggetta has found the balance just right

04.01.2022 When there is a small break in the rain go outside and have a look around your house, Check your roof and your neighbours roof to see if any damage as they may not be able to see from their property.

02.01.2022 How many Finance Specialists does it take to clean a window