Lend Power in Hornsby, New South Wales | Property investment firm

Lend Power

Locality: Hornsby, New South Wales

Phone: +61 410 291 536

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• Mortgage brokers
• Property investment firm

24.01.2022 COVID-19 has had a massive impact to Australian property investors especially those who hold massive portfolio in Sydney & Melbourne. As someone whos in the finance & property game daily, today Im sharing a few personal takeaways on what investors should be learning from COVID-19. https://buff.ly/2OYuBxK Obviously what I covered today is not extensive and is only my personal view - Im sure everyone has got different takeaways from it! Enjoy and hope it helps you with a smo...other ride :) . Lend Power - keeping you informed in the ever changing finance and property world! Subscribe to our channel and like our videos today to get notified for more exciting weekly contents! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

23.01.2022 "Thousands of home sellers across Sydney are continuing to cut their price expectations amid the coronavirus pandemic, with new figures showing more than one in seven properties for sale are being discounted. Prices dropped on 14.7 per cent of properties for sale last month, new Domain data shows, falling by a median of 4.3 per cent equal to almost a $50,000 discount on Sydneys $1,143,012 median house price." In a weak market we get a rising level of discounting, said Do...main senior research analyst Nicola Powell. [But] what were seeing is a broader number of properties being discounted, rather than a much higher level of discounting and hefty price drops. We havent seen the bottom fall out of the property market, prices havent collapsed. Were just seeing more sellers having to be a bit more realistic about what they can achieve. For full Domain article check here: https://buff.ly/2FnLq3Q How often are you able to get a discount on Sydney properties? No a single chance during good economic times thats for sure! So if youre a first home buyer or owner occupier looking to upgrade, never waste a crisis! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #propertyinvestor #homeowners

23.01.2022 Late payments and loan defaults leave red marks on a credit history that can complicate any effort to refinance or secure a loan in the future. Default can also lead to a home being repossessed and sold by the lender, so it’s very important to be aware how to avoid it. Find out more in our latest blog article: https://buff.ly/336ogYG #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #refinance #mortgage #homeloan

23.01.2022 #LendPower #FinanceTip 8 - WHY IS MY BROKER ASKING FOR SO MANY DOCUMENTS?? Ah, one of the common recurring theme - brokers seem to want to find out EVERY SINGLE DETAIL about you and want everything backed up by documents, why? Do you know that every residential mortgage falls under the National Consumer Credit Protection (NCCP) Act 2009? And there is something called "Responsible Lending" obligations, which one part states:... "Taking reasonable steps to verify the consumers financial situation" As such, brokers need to verify customers financial situation with bank statements and so on - rather than just taking what customer says on its face value. So next time when your broker is asking for more information - its not because they have nothing better to do (), but its steps taken to ensure you can afford to repay the loan without experiencing hardship. #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #refinance #mortgage #homeloan

22.01.2022 It's been almost a week since RBA announced cash rate reduction - has any lenders passed on anything? Here is a snapshot of how some of the bigger players in the market are doing. The trend seems to be all lenders have followed CBA's path in reducing fixed rate loans for owner occupiers only and nothing gets pased on for variable loans. Disappointing results really. Apart from the smaller online lenders like Athena/UBank who have passed on the reduction, only one other lender... has stood out so far - ME Bank, who have also announced that they will pass on 0.15% reduction for all existing variable home loans. So happy days if you' are a ME Bank customer! More to follow once we have received further updates from lenders. #lendpower #mortgagebroker #mortgage #homeloan

22.01.2022 Self-employed borrowers come up against the challenge of not being able to simply present payslips and tax returns to back up their loan applications. Plus as businesses only starting to recover from COVID it can be a challenging time for self-employed borrowers to get any kind of approval. But this need not stop you buying your dream home - find out our tips in this latest blog article: https://buff.ly/3589aDz #lendpower #mortgagebroker #firsttimehomebuyers #firsthomebuyer #mortgage #homeloan #businessowner

21.01.2022 An interesting Domain article for those who own properties in East Coast of Australia or looking to get into these East Coast cities - the suburbs where property prices are at 2015 levels! https://buff.ly/35yRwcl Do you spot any common trends here? Comment below!... #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydneyproperty #melbourneproperty #brisbaneproperty

20.01.2022 ATTENTION FIRST HOME BUYERS!! The reservation spot for First Home Loan Deposit Scheme or #FHLDS which allows you to get into your own home with only 5% deposit via government guarantee is now exhausted. The new 10000 spot which was added to the pool from 1st July 2020 had a huge uptake in a matter of 2 months and were getting updates from lenders that they no longer have any spots available. CBA & NAB was out months ago whereas popular small lenders who had 5000 spots alloca...ted to them are also reporting they are now running out. If youre looking to take advantage of the FHLDS youll now need to be placed on the waiting list until someone gives up their reservation and it could be a loooooooooooooooooong wait. But my recommendation would still be dont delay - get onto the waiting list as soon as you can! #lendpower #mortgagebroker #firsttimehomebuyers

20.01.2022 Theres enough for everyone. If you can believe it, if you can see it, if you act from it, it will show up for you. Thats the truth.- Michael Beckwith In an unprecedented times like this its very easy to have our mindset impacted by all the negativity from news media. Which is why Jill McIntyre is very kind to share with our listeners on how to maintain an abundant mindset in a tough time in our latest episode. Tune in today to find out more! Apple: https://buff.ly/2L5xl...KQ Android: https://buff.ly/2WgviVU #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

20.01.2022 #LendPower #FinanceTip 7 - EFFECTIVE INTEREST RATE WHEN USING OFFSET ACCOUNTS Most consumers get attracted by the advertised lowest rate from banks, but little do they know these are usually the most basic, vanilla products which does not come with an offset account. Lets say the advertised interest rate for a basic product is 2.7% while a packaged product (with offset account) is 2.8%. Most people would opt for the lowest possible, right?... However little will most consumers know for $500K loan all they need is $20,000 parked in the offset account then the effective interest rate drops down to 2.69%! And if they managed to save up to $50K in offset then effective rate goes down even further to 2.52%! Dont be simply blinded by just the lowest advertised rate - they dont always produce the necessary best outcome for you. Thats why its worth sitting down with a mortgage broker so we can design a tailored solution for you! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #offset #homeloan

19.01.2022 In a tough economy its all about knowing your finances. Be honest with yourself - are you top of your #finance and do you know where your money is going? Ive seen some people do detailed #budgeting via spreadsheet which is fantastic - but are you aware that a lot of APPs on your Smart Phone can take care of the hard work for you and categorize them nicely into the likes of "groceries", "transport" etc? If you dont know where your money is going then you should check out t...his article to find out some APPs that can help you with #MoneyManagement: https://buff.ly/3kfTqnh #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #savings

19.01.2022 EP78 - what are the learnings we can apply from GFC to COVID? With Jo Natoli Join us for a discussion with Jo Natoli, an investor who had to sell out literally everything during GFC (previously discussed in episode 33 "caught in the midst of GFC" - https://buff.ly/2CGvok9) and get insights on what learnings can be applied NOW to safeguard themselves ! An episode that any investors would not want to miss: Apple: https://buff.ly/2L5xlKQ Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

18.01.2022 #LendPower Investing Tip 2 - always have insurance in place for investment properties. This is based off my personal first hand experience. Ive had to evict one of my tenant earlier this year as she failed to pay rent and after eviction the place is in a mess - so different to to the routine inspection photos that are taken literally few months ago! A quote came back at around $20K to fix up including painting the house, replacing carpet plus all the bits & pieces around the... house that needs fixing. $20K is not a small cost to anyone!! So weve put it through insurance and after detailed reviews completed by loss assessor, Im very happy that most of the items are deemed under "malicious damage". As such, I was able to get almost $16K back to get the place up-to-scratch & rent it out again. Moral of the story - no one likes paying for insurance but you never know when you need it especially when tenant left your property in a mess! Always have the right insurance in place to cover for anything that could go wrong on your investment journey. #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #propertyinvestor #investingtips

17.01.2022 EP83 - Everything about depreciation with Mike Mortlock Join us for a chat with Mike Mortlock from MCQ Quantity Surveyors on anything & everything about property investing, quantity surveying & tax deprecation! Check out his investment philosophy and why investors should not be investing in IP purely based on tax depreciation! An episode that every investor cannot miss: Apple: Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

17.01.2022 Our business mission statement - helping more Australians to achieve a comfortable retirement! Click on our website to find out more :)

16.01.2022 #LendPower #FinanceTip 6 - HOW YOU CAN USE INTEREST ONLY REPAYMENT TO YOUR ADVANTAGE #InterestOnly (IO) repayment is a double-edged sword and is not for everyone. However it can be very powerful tool if you know how to take advantage of it! IO can be extremely powerful if youre looking to:... - Save up a cash buffer quickly - Minimize ongoing repayment - Focus paying down 1 property debt at a time - Maximize investment property taxation benefits (have a chat with your accountant about this) Note IO is only meant to be a "temporary solution" because ultimately you want to pay off the principal to become debt-free, however it can form as part of the overall lending strategy to help you save up a cash buffer quickly if thats your short term goal. Like to know more? Simply leave us a comment and well reach out to discuss further! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #offset #homeloan

16.01.2022 Residential property is a fascinating investment asset there are so many different types of properties and I must say, it can be very confusing to someone who is trying to learn about investing in properties! As an example, on the type of properties front we have houses, villa, duplex, townhouses, apartments and studiosjust to name a few! Now, most people would probably know that houses in general are better investment than say, studios. But do you know why? The difference... in growth fundamentally lies on the concept of Land-to-Asset ratio and its an absolute crucial concept that every property investor should understand. Check out our latest blog article to find out why: https://buff.ly/3liOyhR #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

14.01.2022 They say devil is in the detail and thats definitely true before looking at refinancing! Have you factored in all the costs, including: - Potential break cost from existing bank if youre currently on fixed term? - Discharge cost from existing bank? - Entry cost such as establishment/application fee from new bank?... Sometimes youll find that after factoring in these potential cost, it may take a good 6 to 12 months to re-coup the refinancing cost even though the new rate is much lower! So dont be blindly driven by new rates thats been offered. Crunch your numbers before making a decision. We have the tools to help you with this so if you need help here simply comment below or message me! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #offset #homeloan #payoffloanfaster

13.01.2022 "Open Banking" - what is it and how does it impact YOU? https://buff.ly/3gXKBvL #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #australiaproperty #propertyinvestor

13.01.2022 Heres another success story with our Refinance template! Even though the property only settled 2 years ago, its amazing how much further savings customer can get just by a refinance and taking advantage of the record low fixed rate! Even without an amazing refinance rebate client will be able to get about $480 per month savings, not to mention with rebate included then it goes up to almost $570 per month or close to $7000 per year! In this case fixing the loan works out wel...l with customer as she would like to build up a cash buffer in the next few years and is not intending to sell or pay down the investment loan. Who wouldnt want PEACE OF MIND plus EXTRA $7K SAVINGS in your pocket every year? As you can imagine client is completely over the moon once she was able to see the savings proposition here that fits her goal so well! When is it the last time you reviewed your finance? Simply reach out to us to see how our solution oriented approach can help you improve your loans and move closer to your goals! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #offset #homeloan #payoffloanfaster

13.01.2022 This is an old video Ive done almost 2 years ago but its still very valid today. Just last week I have had a number of new clients coming to me and told me that they wished theyve seen my video/post before signing the contract on purchasing an Off-The-Plan (OTP) apartment. So Im hoping to spread the words out again - investors, please be extra careful when buying OTP apartments in the current environment! Check out my personal experience in this 2 part video:... https://buff.ly/3k9NQlC https://buff.ly/3maD14y #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

13.01.2022 EP81 - Buy, live in, renovate and sell! With Matthew Sloane Join us for a discussion with Matthew Sloane, a mortgage broker who has a simple investment strategy - keep adding value to every home he owns and lives in! Check out how he is able to make his purchases profitable by sticking to simple fundamental principles! An episode that is unique on its own: Apple: https://buff.ly/2L5xlKQ Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

12.01.2022 In a challenging lending environment like now, what can you do as a customer to ensure you get a smoother loan application and approval? Today we share 3 tips on where we see common lender declines/rejections are coming from and what you can do to avoid it - so if youre someone looking to purchase a home or IP and would prefer a smoother loan application experience, this video is for you! https://buff.ly/2F7EhEJ... #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #mortgage #propertyinvestor #offset #homeloan

12.01.2022 EP77 - Exploring regional potentials with Simon Pressley Join us for a discussion with Simon Pressley from Propertyology as he shares insights on where the biggest gains have been around the country and whats driving these growth! If youre interested in making gains outside capital cities, this is the episode for you: Apple: https://buff.ly/2L5xlKQ Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

11.01.2022 Two weeks into RBA's latest cash rate reduction announcement and the trend is now clear that majority of lenders are advertising for new record low fixed rates rather than passing on the reduction for existing variable rates. This is a shame as it goes against RBA's intention on latest round of cash rate reduction but nevertheless here is the latest snapshot of how lenders responded. With cash rate sitting at 0.1% it is highly unlikely there will be further rate movements. Moving forward it's likely to be more actions on the monetary policy instead. #lendpower #mortgagebroker #mortgage #homeloan

11.01.2022 #LendPower #PropertyInvestingTip 7 - #Rentvesting: rent where you want to live and invest so your money is working hard for you! Most people probably haven't heard of the phrase "rentvest" - bascially a concept of renting where you want to live for lifestyle and invest where you believe the money is going to work hardest for you. This is particularly true in expensive capital cities like Sydney or Melbourne. When life returns to normality, would you be willing to sacrifice ho...urs and hours everyday on commute just so you can get a house in the outskirt of Sydney or Melbourne? Or would you rather rent & live closer to where you work and put your money into area where properties will grow faster for you? Something to consider. Rentvesting does come with pros & cons as well - I've highlighted them in my earlier blog articles and you can check them out in detail here: https://buff.ly/2OBA4g8 https://buff.ly/3f1oJ33 #firsttimeinvestors #realestate #australiaproperty #propertyinvestment #propertyinvestor

10.01.2022 How is our property market doing up to end of August? As per Corelogics data, for dwelling value changes up to 31st August: "Australian home values moved through a fourth month of COVID-induced falls, with the CoreLogic home value index recording a 0.4% fall in August. Although housing values continued to trend lower from their pre-COVID highs, at least from a macro perspective, the rate of decline has eased over the past two months and five of the eight capitals recorded ...steady or rising values through the month." So were certainly not seeing massive 30% crash like those predicted by the media. Melbourne due to Stage 4 lockdown has had the biggest impact so far, however rest of the capital cities are still holding up quite well overall. What do you guys think is going to happen to the property market in the next few months? Keen to know your thoughts in the comments. #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #propertyinvestor

09.01.2022 EP79 - Investor Journey with Nathan Prasad! Join us for a discussion with this young investor Nathan Prasad on his investment journey - how he literally bought the most expensive house in the worst street and the lessons he learnt from it! An episode that any investors would not want to miss: Apple: https://buff.ly/2L5xlKQ Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

09.01.2022 EP80 - Investing tips & tricks with Daniel Hain Remember Daniel who took the wrong advice and invested in mining town few years back? Whats he been doing during the COVID-19 period and how does COVID-19 shape/change his investment philosophy? Check out what his thoughts are for fellow investors looking to invest in the current enviornment (bonus story at the end!): Apple: https://buff.ly/2L5xlKQ Android: https://buff.ly/2WgviVU... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

06.01.2022 When I was on my journey of purchasing investment properties I noticed I often get into Analysis Paralysis when analysing whether the property "is the one" and just goes around in circles! Which is why today I want to share my thoughts and personal experience on what you need to do or focus on to get out of analysis paralysis! Its not easy for the detailed people, but the ideas behind this video should be able to guide you on making a decision and moving forward. Check out t...he full video here: https://buff.ly/2Z1DA4E #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

06.01.2022 "Open Banking" - what is it and how does it impact YOU? https://buff.ly/310jxak #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #australiaproperty #propertyinvestor

06.01.2022 We are big advocates that low rate doesnt necessarily mean its the best loan! Here is a video on why and what you should be mindful of when selecting lenders: https://buff.ly/3365azY With so many lenders and so many products available are you someone who is confused about how to pick the lender/product that suits your needs and get you ahead of your mortgage? Simply reply below or message us directly to see how we can help!... #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #goldcoastproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #offset #homeloan #payoffloanfaster

05.01.2022 A common question I get asked all the time - Is now the RIGHT TIME to buy a property? Check out my thoughts on latest blog article: https://buff.ly/2Wrhh9t #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

05.01.2022 NSW FIRST HOME BUYERS - THIS IS HOW YOU CAN POTENTIALLY BUY YOUR FIRST HOME WITH...$0 DEPOSIT With all the incentives we have seen to-date, this is now adding up to a perfect storm for NSW First Home Buyers! Check out this latest blog article on how you can potentially buy your first home with a $0 deposit: https://buff.ly/31d8ycz... Dont forget to share this with a friend that you know is wanting to buy their first home! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #mortgage #mortgage

04.01.2022 #LendPower #InvestingTip 4 - Why having an investment-savvy mortgage broker on your team is the key to building a property portfolio! As an investor we all know having one or two IPs is a great start however may not get you the passive income that you are working towards at retirement - and this is the biggest difference between an investment-savvy broker & a typical #MortgageBroker. A typical broker will advise you of your "maximum borrowing capacity" for your next purchase.... Whereas an investment-savvy broker wont tell you what your max borrowing capacity is, but focus on planning the LENDERS & LOAN STRUCTURES to use in order to assist you accumulate the properties required to get to your passive income goal. Spot the difference here? One focus on short term goal (next purhcase), the other focus on long term goal (next purchase AND ONES BEYOND THAT). So if youre looking to build a property portfolio and want to know if youve got the right broker? Just see for yourself if your broker is just thinking about the next purchase or have also considered the ones after that to meet your goal. #firsttimeinvestors #realestate #sydneyproperty #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #propertyinvestor

04.01.2022 #FirstHomeBuyers looking at those low interest rates as well as government stimulus incentives may well be thinking the time is right to enter the market. Of course, making the call on #HomeOwnership should be based on personal financial circumstances as well as market ones. In this blog post we outine what to consider about the current environment if youre someone who is deciding whether to take the leap into the housing market: https://buff.ly/3fAuO5a

04.01.2022 #LendPower #InvestingTip 3 - Building out a buffer fund as your property portfolio grows Thanks to the low rate environment its a lot easier to secure a "positive cashflow" property than ever before and so much easier to hold. However investors should never assume that rates will always remain this low! In other words, just because its positive cashflow today doesnt mean itll be positve cashflow in 5 or 10 years time. The bigger your property portfolio the higher the buf...fer fund you should have for rainy days - including tenant vacancies, maintenance/renovation cost and potential rising interest rate in the longer run. Have you done cashflow analysis for your property based on a 5% interest rate repayment instead of 2 or 3%? How would that impact your monthly cashflow and your lifestyle? For me, I like to keep 6 months worth of buffer in place for all my properties - in other words, even if ALL my investment properties are vacant for 6 months I would still have enough fund to hold onto them without having to sell. Do you have enough buffer to be able to sleep well at night? #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydneyproperty #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #propertyinvestor

04.01.2022 What does "Investment-Savvy Mortgage Broker (MB)" mean and how are we different to everyday Mortgage Brokers?? A few key differences: Investment-Savvy MB devise a "LENDING STRATEGY" rather than just advising what your borrowing capacity is for your next purchase. We focus on the holistic picture and plan for next set of property purchases, NOT JUST NEXT ONE Investment-Savvy MB have extensive experience working with investors helping them build portfolio so we know whic...h lenders to propose and lender selection is NOT based on rates. ITS ALL ABOUT HOW TO HELP GROS & EXPAND CUSTOMERS PROPERTY PORTFOLIO In addition, Investment-Savvy MB are usually property investors themselves. We walk the talk, have accumlated property ourselves so we are geared with the REAL LIFE EXPERIENCE to be able to help and guide new, intermediate or experienced investors alike. Not all brokers can be Investment-Savvy MB and therefore our customers are usually very sticky as they know were experts when it comes to finance for investors, which sets us apart from the typical Aussies Home Loan or Mortgage Choice brokers just to name a few. So next time when you think of property investment, think Lend Power! #lendpower #mortgagebroker #firsttimehomebuyers #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

04.01.2022 EP84 - Investing Tips with Cate Bakos Join us for a chat with Cate Bakos from Cate Bakos Property and take notes on those timeless investing principles as theyre pure gold! Check out her thoughts on investing in property in current environment - an episode that every investor cannot miss: Apple: https://buff.ly/3k0LOo3 Android: ... #lendpower #mortgagebroker #firsttimeinvestors #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #perthproperty #australiaproperty #propertyinvestment #refinance #mortgage #propertyinvestor #investingtips

04.01.2022 HELPING FIRST HOME BUYERS GETTING INTO THEIR DREAM HOME!! Meet Stuart, who has been saving hard and looking for their first home in Brisbane for over a year and have just settled their dream home! As someone who has already travelled this path before, we understand how difficult it is to find a home that ticks all the boxes so we are extremely happy for them as the hard work has now paid off! Join us for a quick tour of their new stunning home! And here is what they have t...o say about our services: "David helped my girlfriend and I buy our first property. He was with us in the early stages when we were still saving for a deposit right until settlement. This process must have easily exceeded a year. Throughout David was responsive, patient and always seemed genuinely willing to help us. He has definitely exceeded my expectations of what I was seeking from a broker and in general his behaviour exemplifies what great customer service is. I highly recommend David to anyone needing a broker and will look to use his services again in the future." #testimonials #lendpower #firsttimeinvestors #realestate #BrisbaneProperty #customersatisfaction #customertestimonial

03.01.2022 "Property searchers hunting for home offices en masse, with staggering surge in numbers" An interesting read as COVID has now changed home buyers perception and demand on what to buy moving forward! Small shoeboxes in proximity to CBD will no longer be the future were heading into: https://buff.ly/3hcl5no... #lendpower #mortgagebroker #firsttimehomebuyers #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty

03.01.2022 "I COULD NOT BE MORE SATISFIED WITH THE AMOUNT OF TIME & EFFORT DAVID PUT INTO MAKING MY REFINANCE EXPERIENCE EASY AND HELPED ME GET OUT OF A RUT I WAS HAVING WITH MY PREVIOUS BANK." Are you someone who has alwasy dealt with a bank directly, just like Patrick? Until he came across to us, he didnt know what he didnt know and due to incorrect loan structure bank has setup for him the whole time he was bleeding over tens and thousand annually than he should have! Another excel...lent reason on why to use a broker - We work for YOU and not the banks and your BEST OUTCOME ALWAYS COMES FIRST! Thank you Patrick for your 5 star review on Google and welcome to the #LendPower family! Another happy customer ALWAYS puts a smile on our face! Customer feedback says it all - if you are someone like Patrick who wonders why he felt like losing money all the time and needs help - LOOK NO FURTHER! Simply reply through a comment or drop us a message - well be happy to help! #testimonials #lendpower #firsttimeinvestors #realestate #sydneypropertymarket #customersatisfaction #customertestimonial

03.01.2022 As part of the economic response to the COVID-19 pandemic, the federal governments #HomeBuilder program provides eligible owner-occupiers including first home buyers with a grant of $25,000 to build a new home or substantially renovate an existing home before the end of 2020. It pays to check if youre eligible and what youll need to do to apply - so here is a summary blog post of what you need to know about HomeBuilder: https://buff.ly/2WW7Q24 #lendpower #mortgagebroker #firsttimehomebuyers #realestate #sydney #sydneyproperty #sydneypropertymarket #melbourneproperty #brisbaneproperty #australiaproperty