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24.01.2022 Whilst most of the housing industry applauds another 10,000 new federal government first home loan deposit scheme placements, some of us continue to shake our heads. How did come to this, when it seems okay to place the top loan threshold for a first home buyer at $950,000? Read our article for more on this topic!

24.01.2022 Despite phase one of the Federal Government’s Covid-19 stimulus coming to an end this month, there’s been a positive turn in housing market sentiment. Consumer confidence has increased, and according to Core Logic, new listings rose, with six of the eight capital cities recording a rise in home values over the month. Read our Market Essentials report to find out more!

24.01.2022 Our latest newsletter is online! In this edition we look at negative interest rates. Plus some great info from our guest contributors including latest trends in national property markets... Simply Living - Spring 2020 - https://mailchi.mp/loanscape/simply-living-spring-2020s

24.01.2022 Finding a real estate agent you trust can be difficult. Read our blog to find out three steps to choosing the right one for you!

22.01.2022 At the start of the year, the Australian Government launched the First Home Loan Deposit Scheme (FHLDS) as an initiative to support eligible first home buyers to purchase their first home sooner. Read our article for the key takeaways from the first round of the FHLDS. Is it policy or a gimmick?

16.01.2022 The Federal treasurer has not finished implementing legislation arising from the Royal Commission into the Finance and Banking Industry and already he is looking to water down responsible lending standards - being sold as a solution to a problem that does not exist. Read our blog for more on this topic!

15.01.2022 After a difficult year in which businesses have been forced to close and Australians encouraged to stay inside, it’s no surprise that Australia’s GDP has suffered. At the start of September, figures from the ABS confirmed that GDP had dropped consecutively for two quarters, putting the country into a recession. Read our blog below for more information on how this recession has impacted home loans!

10.01.2022 Our principal, Bruce Carr, was featured in this ABC article about the plummeting interest rates since the RBA's monetary policy announcement. How has this affected mortgage loan applications? "Through the last two RBA cash rate reductions, the major banks in general have not moved their variable rates down at all there have been a couple of exceptions here and there but they have moved their fixed rates down sharply." This drop in fixed rates has resulted in a rise in hom...e loan applications. Read the article to find out more about the effects of low interest rates on home loans!