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Mortgage Choice

Phone: +61 3 9877 6471

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25.01.2022 Victoria led the country in coronavirus cases. From a more positive perspective, we aren't strangers to outdoing the rest of the country in more ways than just the pandemic. Here's an interesting article from one of our property experts, Blue Wealth Property. Read the full article here - https://www.bluewealth.com.au/.../victoria-leads-country.../

24.01.2022 The coronavirus pandemic interrupted things quite a lot, but that has only caused more fuel to be added to the fire. An interesting read below from Blue Wealth Property

24.01.2022 Despite the challenges of getting into the property market, young people are not giving up on the great Australian dream. In times of uncertainty, it is human nature to want stability, and this is what investing in property can provide,’’ said Mortgage Choice Chief Executive Officer Susan Mitchell. Research shows saving money is now rated the highest priority for young people. This is how their behaviour has dramatically shifted since the COVID-19 crisis.... Contact us today and see how we can help you. 03 9877 6471 or 0411 220 083

23.01.2022 The home buying process! Confused about what exactly goes on during the journey towards owning your own home? Check out our latest blog here - https://bit.ly/2SnTW6a Call us to see how we can help you. 03 9877 6471 or 0411 220 083

20.01.2022 You may not know it yet, but there might be better home loan options for you. Make your lender jealous and explore what's out there by talking to us today 03 9877 6471 or 0411 220 083 or book an appointment here - https://bit.ly/32RbzR4

20.01.2022 Choosing a home loan? Get straight advice from an expert you can trust at Mortgage Choice Call us today on 03 9877 6471 or 0411 220 083

19.01.2022 New 5.0-star Review: "We’ve dealt with Peter and Lynne for many years. They’re extremely knowledgeable and always replying to emails promptly and always answering my many questions."

19.01.2022 What does having a guarantor mean? A guarantor can help first home buyers buy a place of their own even with a small deposit. Here’s what you need to know. https://bit.ly/32ZhmVl Call us today so we can help you with through the common questions of a guarantor loan. 03 9877 6471 or 0411 220 083

18.01.2022 Have you heard the news? Victorian buyers are set to score a 50% discount on stamp duty! This is big news for anyone who has been saving up a deposit and is ready to purchase a property in 2021. Find out how it works here: https://bit.ly/39a2A1H

18.01.2022 Guarantors are generally limited to immediate family members. Normally, this would be a parent, but it can include siblings and grandparents. Some lenders will allow extended family members and even ex-spouses to be a guarantor to a loan, but this varies depending on the lender. Get all the info you need on guarantors here:https://bit.ly/2Qu8sMr... Call us on 03 9877 6471 or 0411 220 083

17.01.2022 A double whammy! Deepak is also a finalist at the ifa Excellence Awards in the 'Client Servicing Individual of the Year' category. Of course we have to congratulate Lisa Holland, our Client Relations Manager for all her hard work in doing what she loves!

17.01.2022 Buying a property? Focusing on your 'must-haves' will help you prioritise the things that matter most in your property search. For example: 'Must-haves', e.g. layout, property size, entertaining area, close to public transport... 'Nice-to-haves', e.g. Pool, fittings, air-conditioner Call us to discuss your needs and see how we can help you. 03 9877 6471 or 0411 220 083

16.01.2022 New 5.0-star Review: "Peter and Lynne were extremely helpful and made sure we had a smooth process. Their knowledge of the home market and commitment in finding us the best rate helped us in our search for our dream home. Peter was there for us every step of the way. We are glad we chose mortgage choice services and would recommend Peter and Lynne to anyone buying a home."

15.01.2022 BREAKING: Stamp duty waivers and Australia's largest investment in social housing included in Victoria's state Budget. What does it mean for you? Read the article here - http://ow.ly/q5ae50CsXBC If you'd like to know more, call us on 0411 220 083

14.01.2022 Great news for us Melburnians: buyers and renters can now inspect homes one-on-one with an agent! A housemate, or partner and children are also allowed at inspections, with a 15-minute time limit in place. We are still open! Get in touch with us today 0411 220 083 https://bit.ly/2ShV0IR

14.01.2022 Are you tossing up whether to pay more into your mortgage or buy an investment property? We look at the pros and cons of both -https://bit.ly/3eCI371 Talk to us today 03 9877 6471 or 0411 220 083

13.01.2022 Part 1 of the Pandemic Property Update series with CoreLogic's Eliza Owen. In this video, we asked Eliza if the current COVID-19 pandemic has created a trend for moving away from the main cities and into more regional areas. https://youtu.be/95Pnv7azwfQ

13.01.2022 House inspections are open again. One on one with the agent. It's time to find that dream home! Call us to discuss your options 03 9877 6471 or 0411 220 083 Read our home buying process blog - https://bit.ly/30vJgqE

13.01.2022 Not sure if you’re in a position to refinance? That’s not a problem, we can help! We have access to hundreds of loans from a wide choice of lenders, including Australia’s big banks and a selection of specialist lenders. If you would like to book a free Home Loan Health Check, call us today! 03 9877 6471 or 0411 220 083... Read our blog here on 'Refinancing costs and benefits' https://bit.ly/32tWFAa See more

13.01.2022 It's now more important than ever to look after your mental health, as it's likely our lives will be different for a while. Here are some tips to help you with your mental wellbeing, and also others around you. If you would like to talk to someone, we are always here to chat! 03 9877 6471 Read more: bit.ly/3i27GOb

12.01.2022 Use your head, not your heart! It's the best advice anyone can receive when it comes to investing! Thanks Blue Wealth Property for always being a great source of knowledge.

11.01.2022 If you’re in the market for a new home, chances are one of your key questions is ‘How much can I borrow?’ To find out, take a moment and check out our blog here on "How much can I borrow?' https://bit.ly/38uiuno

11.01.2022 Why would you need a loan check? A home loan health check is a smart option if you are: Thinking about topping up your home loan; Coming to the end of a fixed rate term; Looking to reduce or lock in your repayments; planning renovations; or considering buying an investment property.... If you're ready to take action, get in touch with us today! Call 9877 6471 or 0411 220 083

10.01.2022 Considering refinancing, but don’t know where to start? A home loan health check can help you secure a lower interest rate and reduce your monthly repayments. Let us evaluate and compare your loan with hundreds of others to get you a better deal. Book an appointment today https://bit.ly/3nzt9T5 03 9877 6471 or 0411 220 083 Read our Refinancing blog here - https://bit.ly/2QBGqhW

10.01.2022 What does all this mean? 50% off stamp duty in Victoria - a great way to save a lot of money while buying a property selected by Blue Wealth Property research methodology and rating high for growth and cash flow. See a summary of conditions as outlined by the VIC Government head to https://www.sro.vic.gov.au/land-transfer-duty-waiver... for a complete breakdown. your purchase must be for residential property, whether or not you use it as your principal place of residenc...e. have a dutiable value of $1 million or less (contract price) the contract must be signed on or after 25 November 2020 and before 1 July 2021. See more

08.01.2022 It feels good to be on target If you need to work out how much you need to save weekly, fortnightly or even monthly to achieve your savings target, crunch the numbers with our Savings Calculator and stay on top of your budget: https://bit.ly/3oBJO7D Call us to see how we can help you. 03 9877 6471 or ... 0411 220 083 See more

08.01.2022 If a brand new home is on your wishlist, a house and land package can be a hassle-free and affordable option. Here we explain the pros and cons to help you enjoy a good buy https://bit.ly/3ncisE9

06.01.2022 Changed jobs a few times and pretty sure you have multiple super accounts? We can help! Call us today on 0411 220 083 and we can put you in contact with our financial adviser, Deepak Bansal.

06.01.2022 Are you unhappy with your current lender or are you wondering if you're still on a competitive deal? Book a free review of your Home Loan with us today - 03 9877 6471 or 0411 220 083 Have a look at our Refinance Home Loan Health Check here - https://bit.ly/2Kn1VQ8

05.01.2022 On hold for another month. Record low rates are still with us! Could you be saving more? Give us a call today to see if we can help you! 0411 220 083

05.01.2022 Did you know that we don't get paid more for recommending one of our home loan lenders over another? We are paid the same, no matter who is recommended to you. Talk to us today and see read our blog on ' what to expect when you see us.' - https://bit.ly/3kljRXz

05.01.2022 Happy Australia Day! How are you spending your day?

04.01.2022 Interesting article from Blue Wealth Property. Melbourne is back in business, with recent reports from Domain showing auction clearance rates of 74 percent, with a total of 532 auctions taking place last weekend. Read more here https://www.bluewealth.com.au/.../melbourne-gets-back.../

04.01.2022 We couldn't be any prouder of Deepak Bansal , our financial adviser!! A finalist at the prestigious ifa Excellence Awards in Goal Based Adviser of the Year category. Well done!

03.01.2022 One of the hottest topics of the past 12 months has been the droves of families relocating from major cities to the countryside. Another interesting read from Blue Wealth Property

03.01.2022 Are you confused with the different types of home loans available? Compare the different types of home loans, their pros and cons in this article. https://bit.ly/2Hz13ql Call us so we can help you choose the one that is right for your needs depending on your circumstances. 03 9877 6471 or 0411 220 083

02.01.2022 10,000 new places about to be added to The First Home Loan Deposit scheme for those First Home Buyers buying new homes. Read our First Home Buyers Eguide here -https://bit.ly/3ldacmJ Latest information here - https://www.nhfic.gov.au/what-we-do/fhlds/ Talk to us today and see what you are eligible for. 03 9877 6471 or 0411 220 083 https://www.mortgagechoice.com.au/peter.ruddock/

01.01.2022 There's never been a better time to renovate, especially with the $25,000 HomeBuilder grant. If you’re eligible, it offers a grant of $25,000 towards renovating or building your property - but what are some ways to spend the grant money to make it go further? Speak to us today about funding choices available to you. 0411 220 083 Here's how: https://bit.ly/2Sdhhap