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Move Ahead Finance

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25.01.2022 Hi Everyone... As anticipated by market analysts, the Reserve Bank of Australia (RBA) cut the official cash rate for the second month in a row, bringing it to just 1% p.a. a new historic low. RBA Governor Philip Lowe said last month the possibility of lower interest rates remains on the table and many analysts expect at least one more RBA rate cut by November this year. Meanwhile, most lenders passed on last months rate cut to borrowers, causing home loan interest rates to hit their lowest levels since November 2016. On the property market front, CoreLogic reported that home value falls are slowing , so if youre looking to buy a home it could be a good time to make a move. Call us today to find out more. 0439506022 or [email protected]

24.01.2022 If anyone is looking to buy or sell a home ...please contact Mel. She will give you outstanding service and get your house SOLD!

24.01.2022 https://www.facebook.com/100002434719635/posts/2132096366881500/

23.01.2022 Wishing all my friends a very Merry Christmas and Happy New Year! I hope you all get what you wish for !

22.01.2022 The way banks assess you and a loan application have changed in recent years. A credit score is now something they look at as an indicator of your ability to service a loan. By following a few simple tips and getting into good habits, you can improve your score and your chances of securing that loan. A few years ago, as part of the push for more responsible lending practices, the government brought in new rules for the banks. Its called comprehensive credit reporting, and i...t means all lenders need to share more detailed information about you. Before this, banks kept the information about their customers to themselves and only shared the negative facts about your borrowing history. These were things like unsuccessful credit applications, loan defaults, late payment of loans and bills, and bankruptcy. Read more on our website https://moveaheadfinance.smartonline.com.au/credit-where-c/

21.01.2022 Hi Everyone - Ive finally set up the new website ....check it out ...it looks great !! Please share with all your friends www.moveaheadfinance.com.au

19.01.2022 Id like to share todays rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5%. The rate has not changed since September 2016. This outcome was widely predicted by financial commentators. With inflation seemingly well under control and the Sydney property market now showing signs of cooling, many are predicting that the next rate change... may not come until well into 2018. Even when rates are unchanged, my role as a broker remains the same. There may be different rates available from our lenders, so Im always on hand to ensure you have the right financial solution for your current circumstances, and are receiving the most suitable rate available to you. If youd like to have a chat about what todays news means for you and your finances, please dont hesitate to get in touch.

19.01.2022 SPECIAL OFFER To all my friends and family I want to advise a special offer. Anyone who refers a friend or family member to me that needs help with a home loan either refinancing, consolidating loans , purchasing a home to live in or investment I will give a $100 voucher of your choice !! I will pay once the loan has settled.... Please give them my details either ph 0439506022 or [email protected] I look forward to hearing from everyone!!

19.01.2022 As widely anticipated, in the final rate announcement for 2018, the Reserve Bank of Australia has left the official cash rate unchanged at 1.5% for the 27th consecutive time. The RBA continues to balance the positive parts of the economy including strong infrastructure spending, increased export earnings and 5% unemployment with some of the negative economic indicators such as a turn in the housing cycle, decreased consumer spending, tighter credit conditions, weak wages grow...th, below target inflation and share market volatility. With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances.Please give me a call on 0439506022 to make an appointment !!

19.01.2022 Wally Stevens Just now This was just posted by a fellow broker - helps explain a few things that may not have been clear Here is a clear, well written, balanced piece on what has occurred with the Royal Commission and how it affects you, the consumer. It is written by the fabulous Chris Ilsley from 6PR....Continue reading

18.01.2022 SPECIAL OFFER VALID UNTIL 31ST MAY 2019 To all my friends and family I want to advise a special offer. Anyone who refers a friend , family member or work colleague to me that needs help with a home loan either refinancing, consolidating loans , purchasing a home to live in or investment I will give a $100 voucher of your choice !! I will pay once the loan has settled.....It might be a work function or BBQ etc that you hear of something it doesnt matter....... Please give them my details either ph 0439506022 or [email protected] I look forward to hearing from everyone!!

17.01.2022 Wishing all my friends and family a safe and Happy Easter

17.01.2022 Now that the property market is a little quiet , banks are competing strongly with each other for your business ! I currently have access to a bank offering 3.59% fixed for 3 years and a couple offering 3.64% also fixed. Now would be a good time to review your home loan with a view to take advantage of these great rates! Please give me a call on 0439506022 to discuss further !

16.01.2022 HI Everyone ! The RBA has decided to leave the official cash rate unchanged at 0.75% as it assesses the impact of its June, July and October cuts. In making this decision not to drop rates again, the RBA will have considered strong evidence of an improving housing market, supported by rising house prices in most capital cities and particularly in Sydney and Melbourne. In making the decision to hold rates, the RBA will be keeping a close look on household consumption followi...ng lower than expected retails sales in September. The three previous rate reductions, along with tax cuts, have failed to restore inflation to within its target range of 2 - 3% pa. Please give me a call if you have any queries about your existing home loans or any questions regarding anything new!! ph 0439506022 or [email protected]

16.01.2022 Attention First Home Buyers On 27 December 2016, the Government announced a temporary $5,000 boost to the FHOG. Eligible first home buyers who enter into a contract between 1 January and 31 December 2017 to purchase or construct a new home, and owner builders who commence laying foundations of their home between those dates, will receive the boost. So this mean if you a building a new home or purchase a newly built home that hasnt been lived in , you may be eligible for the ...full $15000 First Home Owners Grant as well as paying Nil stamp duty on the purchase First Home Owners that are eligible for this amount may be able to get into a home with as little as 1% deposit as the grant will cover all other requirements. I can help work out your eligibility and help with a home loan that suits your needs If buying an established home the stamp duty will still be waived under certain thresholds So please all home buyers give me a call on 0439506022 or email [email protected] to discuss further and arrange an appointment. See more

16.01.2022 We are blessed for choice when it comes to the amount of competition that exists in the business finance market. With so many lenders, and so many products under each of their brands, its important you make the most of this choice when it comes to how to fund your property. Get in touch today and well walk you through how we can help More people now prefer using a home loan broker are you taking advantage of the choice a broker brings to the table? New research figures ...are evidence that 55% people seeking a home loan are putting their trust and confidence in their mortgage brokers, a number that has been on the rise for some time now. Why do we think this is the case? The choice, the ease, the speed, the negotiating, the paperwork, and the list goes on. At the end of the day its about getting smart and having someone in your corner, going into bat for you to find you a deal thats right for you. And that is priceless. Are you one of the lucky ones with someone like me going into bat for you? And that is good for all Australians. Its the smart choice when it comes to making one of the most important financial decisions youll face in life. I go into bat for you whether youre looking for your first property, wanting to check in and review whether the deal youre in is still right for you, or start to look at your next property purchase and how best to fund it, lets talk. The latest figures show that using a mortgage broker is the now the most popular way of securing a home loan with over 55% of all mortgages being arranged by a broker. Were big believers in the fact that brokers improve competition between lenders which leads to a better lending market for all borrowers. Today, around 55% of all residential mortgages in Australia are written by a broker. Is it time we talked about your next property purchase or even just a review of your current finance solution?

15.01.2022 Hi Everyone - with the election coming up and uncertainty in the broking industry its been tough lately , but we are committed to continuing on the business regardless of whats happening out there - but Im going to need all the help I can get from my family and friends.. Can everyone please keep me in mind when talking to family , friends work colleagues etc...when they say they are thinking about buying a house , refinancing , investing or anything else that requires a mort...gage broker please offer them my services .... Im Happy to contact them or they can be given my contact details...wither way as long as they get help! Thanks everyone in advance ....please ask them to contact me on ph 0439506022 or email [email protected] or website ..moveaheadfinance.com.au

14.01.2022 HI Everyone - good news , share with your friends - its a great time for them to contact me! See below ... With the uncertainty of the federal election behind it, the RBA has decided to reduce the official cash rate to 1.25% as it tries to stimulate household spending and the economy. This is the first rate move since August 2016 and Id like to share some thoughts on why the Reserve Bank of Australia has made this decision. In making this decision the RBA has taken into account inflation being below its target range of 2-3%, continued pressure on house prices, evidence of rising levels of mortgage stress, a borrowing squeeze in response to the Banking Royal Commission, slow wages growth and continued concerns around the level of under employment. Here is a table showing how Australias average mortgage sizes may be affected: Loan amount examples Likely decrease in repayments $150,000 $31.25 per month $250,000 $52.08 per month $350,000 $72.91 per month $450,000 $93.75 per month $550,000 $114.58 per month $650,000 $135.41 per month Lenders continue to review rates independently of the RBA with some already making reductions in anticipation of the RBA decision. It is therefore important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances Wally, if youd like to have a chat about what todays news means for you and your finances, please dont hesitate to get in touch. Kind Regards, Wally Stevens Move Ahead Finance Mailing Address PO Box 2264Mandurah DC WA 6210 Contact details Mob: 0439 506 022 Email: [email protected] Web: www.moveaheadfinance.com.au

14.01.2022 ..just letting all know ..I can now arrange personal loans !! So if you are looking at buying a car or boat , need a holiday or just want to consolidate some debts ...give me a call on 0439506022 !!

13.01.2022 Weve come to the final rate news for 2017, in what has certainly been a jam packed year. Id like to share todays rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% for the 16th consecutive month. This was an outcome that was again widely anticipated by financial markets. With inflation well constrained the status quo could well continue deep into the next year.

13.01.2022 Wishing all my friends a safe and Merry Christmas for 2018 and Happy New Year!

13.01.2022 HI All please remember to share with everyone on facebook!

13.01.2022 Please share this property with all your friends

13.01.2022 Please share with your friends - WE need to sell 9 Harlequin Mews ASAP!

12.01.2022 Hi all The RBA has opted to leave the official cash rate on hold at 1.5%. The Reserve Bank of Australia has today announced the outcome of its board meeting and it has decided to leave the official cash rate unchanged. As widely predicted the RBA has kept rates on hold as it balances a swag of recent positive economic news around growth in the economy, unemployment, house values and building approvals against a continued lack of wages growth and business investment.... Regardless of whether rates move up or down, my role as mortgage broker remains unchanged. Im always on hand to ensure you have the right financial solution for your current circumstances. If youd like to have a chat about what todays news means for you and your finances, please dont hesitate to get in touch. Wally Stevens 0439506022

08.01.2022 In my many years of finance and mortgage broking, Ive never seen an easier way to save money than loan refinancing. If youve ever considered refinancing your home loan, now is the time to act before interest rates start climbing back up. Although most homeowners are motivated by lower interest rates, I will tell you a number of other reasons to switch lenders. Whether your family is growing, your Finances are tighter, or your needs are changing, your mortgage arrangement mi...ght not keep up. Thats why refinancing is so useful, especially when you use services of myself,.... Wally Stevens from Move Ahead Finance... to easily compare the options on the market. Here are some great reasons why refinancing is such a smart move . 1. Improved lender benefits Over time, you may have discovered that your lender charges an exorbitant annual fee or has bad customer service, and youd rather deal with a company that has your best interests at heart. Having a knowledgeable mortgage broker on your side means youll have all the benefits explained to you, person to person, so you can make an informed decision about your mortgage. 2. Adjust your loan term Refinancing is an opportunity to either reduce or extend the life of your loan. Depending on your financial goals, you may prefer a shorter or longer loan term. Remember that lower monthly payments dont always represent the best long-term value, so its best to consult me about your preferences. 3. Change loan types All home loans are not equal. Choosing a fixed-term mortgage over a variable one can have a big impact on your overall costs. When comparing home loans, be sure to compare similar products. In my experience, a quick meeting with one of my customers can mean a lifetime of savings. 4. Access home equity After a few years you might be ready to upgrade your kitchen or renovate the bathroom, and home equity can make these projects possible. Accessing home equity is often a great opportunity to make sure your loan is still working for you. I can help you re-evaluate how your mortgage suits your current situation. 5. Lower interest rates We cant ignore the most convincing reason to refinance, and thats to secure a lower interest rate. If you havent refinanced in a few years, chances are good that a lower interest rate could be available to you. A meeting with myself could lead to significant dollar savings, now and in the years to come. The longer you delay, the higher your risk of missing out on a great chance to save money interest rates wont stay this low forever. . So please give me a call on 0439506022 or email [email protected] to discuss further and arrange an appointment. The information contained in this post has been prepared without taking into account your objectives, financial situation or particular needs and is should not be taken as financial advice.

07.01.2022 Hi Everyone - Id just like to wish everyone a safe and Happy Christmas and New Year... Lets all use this time to see family , relax and recharge !!

06.01.2022 Please everyone if you are looking for a family home or investment in baldivis this property is great! Its in a great location on a good size block too!

05.01.2022 The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% with the last rate move back in August 2016. Id like to share todays rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. With a combination of retail deflation (ie the price of retail goods falling) and continued weak wages growth still impacting economic growth, the Reserve Bank have signaled that we can expect to see rates where they are for the time being. They have indicated however that they expect the next rate move to be an increase and are concerned about the potential shock that this may cause the economy.

05.01.2022 Move Ahead Finance is a locally owned business run and owned by Finance Broker Wally Stevens. Wally has over 30 years experience in the finance industry. He is passionate about helping first home owners get into their first home , he has years of experience with purchasing investment properties and is particularly familiar with the Rockingham and Mandurah areas having lived or worked in those areas for the last 38 years What Will Wally Do For You? ... Use specialist software to understand your needs and obtain all necessary information to help you select a loan tailored to your needs. Explain clearly in plain English all the features, benefits and costs of your chosen loan including repayments. Help you throughout the loan process and whenever you need it. Assist you in completing the loan application, professionally package and submit to your chosen lender. Liaise with your lender and advise you of the progress of your loan through to settlement. Maintain ongoing contact with you after your loan has settled. If you have any questions about getting into your first home , refinancing , investments or any other housing loan needs please give Wally a call on ph 0439506022 or email [email protected] web : www.moveaheadfinance.com.au

05.01.2022 Hi All As the nation stops to enjoy todays Melbourne Cup, the only sure bet of the day was that the Reserve Bank of Australia would leave the official cash rate unchanged at 1.5% for the 27th consecutive time. Rates remain on hold while the RBA assesses domestic factors including slow economic growth, falling house prices and low wages growth in parallel with global stock market falls resulting from concerns about a possible trade war between the USA & China.... With lenders continuing to review rates independently of the RBA, it is important to review your lending options regularly to ensure they remain the most suitable for your situation. There may be different rates available from our wide panel of lenders and Im always available to ensure you have the right financial solution for your current and future circumstances. If youd like to have a chat about what todays news means for you and your finances, please dont hesitate to get in touch. !!! 0439506022

04.01.2022 Wishing all my friends a very Merry Christmas for 2017 and Happy New Year!

04.01.2022 How to make a smart switch Switching home loans could help pay down your mortgage sooner, providing you are refinancing for the right reasons and understand whats involved. Heres our guide to refinancing to help you make the right move when the time comes. Know the costs Paying 0.5 per cent less per annum on a $250,000 principal-and-interest mortgage will save you around $23,000 over the life of a 25-year loan1. Thats a sizeable chunk of change back in your pocket over the...Continue reading

04.01.2022 What Australian property investors can and cant claim at tax time in 2017 JENNIFER DUKE JUL 4, 2017 facebook twitter...Continue reading

03.01.2022 For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment growth and boosting household consumption to restore inflation to within its target range of 2 -3% pa. The RBA will also have been very conscious of the impact on Australias exchange rate and the competitiveness of our exports had it not reduced rates in line with global trends.

02.01.2022 I have several "Dual Key" properties in Meadow Springs , Baldivis and Wellard just over the $500000 mark ...for those of you who dont know what that is , a Dual key property is a property on one title that is split into 2 separate homes and therefore can receive 2 rental incomes - something like this can usually receive a combined income of over $600 per week between the 2 rentals (I have rent appraisals to back up) When you consider that interest on a loan of this amount is only $400 approx per week these days , this can be a great income earner.... If you would like more details please contact me on 0439506022 or [email protected]