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MQ Finances

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24.01.2022 Gold is one of Australias top 10 commodity exports and is worth about $14 billion per year. This is because Australia is the world's third largest exporter of the precious metal. Australia is estimated to have about 11% of the worlds Economic Demonstrated Resources (EDR) of gold. With these large gold reserves, it is no surprise that there is an 85% correlation between the Australian dollar and prices of gold. #didyouknow #mondayfacts #moneyfacts #financialfacts #funfacts #learnmore with #mqfinances #dreamit #achieveit #mqf #mortgagequest #wegetyouthroughthejourney #australian #mqfjourney #finance #mortgage #broker #financebroker #mortgagebroker

22.01.2022 As we close for the new years, the team at MQ Finances would like to take this opportunity to thank you all for of your support and opportunities you have given to us this year - we look forward to working with you all again in 2018! For all of our current clients, we will continue to operate through our appointment times on Wednesday 3rd Jan and Friday 5th Jan from 10am - 1pm and will be returning to our normal business hours from Tuesday 9th January. Hope you all have a wonderful and safe new years! #newyear #newbeginnings #bringon2018 #happynewyears #mqfinances #mqf #mortgagequest #dreamit #achieveit #wegetyouthroughthejourney #mortgages #finance #broker #mortgagebroker #financebroker

22.01.2022 To all our clients, families, friends and business partners, We have probably all heard more than enough regarding Covid19 and the actions that government, business, and individuals are taking to minimise and slow infection rates, however it is important that we share what we are doing as well. At MQ Finances we are committed to meeting the needs of our clients, but we are also taking reasonable precautions to ensure that you and our team are also protected. What we are doing..., and how you can help: - - Wherever possible our team members are working from home and minimising wide personal contact, - Wherever possible we are meeting with clients / partners via phone, Skype, Messenger, Zoom meetings etc - we are keeping face to face meetings to a minimum, - While it is uncomfortable for all of us, we are minimising personal contact (e.g. handshakes etc) and maintaining some 'personal space' during meetings, - Regular hand washing and ensuring that all other health standards are maintained, - If you have a meeting booked with our team and you have flu like symptoms please call in advance of your meeting so we can make alternative arrangements. A reminder to our valued clients that have existing loans that we have arranged. Remember that we are here to support and assist you with your lender if you are in financial difficulty, please contact us and we will assist as best we can. For clients where we have a deal that is being presented to lenders on your behalf please understand that there may well be delays that are outside our and the lenders control should there be an impact on their staff. We will do our best to keep you updated on these issues as they evolve. If you have a loan in progress and the Lending Specialist that is looking after you becomes ill we have put into place contingency plans to ensure that your loan is managed with as little interruption as possible. We have spoken to several of our lending partners and they are developing or executing plans to continue their business as well. These actions include having staff working from home, spreading and relocating staff across several locations to minimise risk. We wish everybody all the best during these challenging times. Please stay safe and take care of yourselves!

22.01.2022 During this festive season of giving, let us take time to slow down and enjoy the simple things in life. May this wonderful time of year bring your happiness, not just today but throughout the New Year. From the team at MQ Finances, we would like to take this moment to sincerely thank you all for your ongoing support through 2018, it has been a very busy and exciting year and we look forward to continuing working with you all again next year :) Please note that our office wil...l be closed from Saturday 22nd December 2018. For all of our current clients please note we will continue to operate through our appointment times and will return to our usual business hours on the Monday 14th January 2019. #happyholidays #newyear #newbeginnings #pumped #bringonthenewyear #thankful #dreambig #mqfinances #mqf #mortgagequest #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #mortgages #mortgagebroker #finance #financebroker

20.01.2022 The RBA has concluded its April meeting, announcing it will keep the official cash rate on hold at 1.5 per cent for the eighth consecutive month.

20.01.2022 Pumped for the first road show of the year! #AFG #roadshow #PDday #learnmore #mqf #mqfinances #mqfjourney #mortgagequest #financebroker #mortgagebroker #finance #mortgages #brokers #dreamit #achieveit #knowledgeispower

19.01.2022 According to the prelimnary #census figures at the end of June 2016, the total population in #Australia was estimated at 24.3 million people. Figures show that #Melbourne is Australia's fastest growing capital city. Its population grew by 2.4% in 2015-16, ahead of #Brisbane (1.8%) and #Sydney (1.7%). In contrast, Australia's slowest growing capital city was #Adelaide, at below 1%. #didyouknow #mondayfacts #funfacts #australianfacts #census #learnmore with #mqfinances #mortgagequest #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #finance #mortgage #broker #financebroker #mortgagebroker

19.01.2022 Using cash is an excellent way to force yourself to consciously notice where your money is going, and adjust your spending going forward.Youre less likely to make impulse purchases and youll buy more of what you need and less of what you want as you have a limited amount of cash set aside in your wallet. #makessense #didyouknow #mondayfacts #financialfacts #funfacts #moneyfacts #saving #tips #learnmore with #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #mortgagequest #finances #mortgage #broker #financebroker #mortgagebroker

18.01.2022 Although they don't make as much on credit cards as they would on a home loan, that doesn't mean they're not making money. Credit cards pull in approx 9% profit for the big four banks, and about 14.74% for cards that accrue interest. While home loan interests have moved in line with the RBA cash rate, credit card rates have remained. It could be beneficial to look at changing credit cards every so often because you could be missing out on competitive offers in the market. #didyouknow #mondayfacts #financialfacts #moneyfacts #creditcards #banks #savingtips #learnmore with #mqfinances #dreamit #achieveit #mqf #wegetyouthroughthejourney #mqfjourney

18.01.2022 What a busy couple of months it's been!!! Just wanted to say a huge #congratulations to Aaron on the purchase of his first #home. Buying a house isn't an easy task to do these days. You've done such a great job and its fantastic to see your hard work had paid off. Congratulations again :) #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #mqfinances #mqf #mortgagequest #finances #financebrokers #mortgages #mortgagebroker #brokers #throwback #lovewhatyoudo #makingdreamscometrue

17.01.2022 MQ Finances had the honour of working with Steven and Sorinda almost 2 years ago as they started their house hunting journey. Last week, this amazing couple finally got the keys to their first house! Thanks for allowing us to be apart of your journey. Wishing you all the best as you start this exciting chapter of your lives together! :) #mqfinances #mqf #mortgagequest #dreamit #achieveit #wegetyouthroughthejourney #congratulations #mqfjourney #firsthomebuyer #mortgages #mortgagebroker #finance #financebroker #broker

17.01.2022 Looking to purchase a property in Adelaide? CoreLogic data shows this week our capital citys median house price is the second cheapest capital city in the country behind Hobart. Check out what you can buy at Adelaides median price!

16.01.2022 Amazing start of the MFAA roadshow kicking it off with @rossdawson around the #future of finance! @mfaaevents #mfaa #makingsense #changes #fundamentalchanges #movingforward #buildingbusiness #efficency #PDday #thinkbetter #innovation #gainingknowledge #AI #learnmore #mqfinances #mqf #mqfjourney #finance #mortgagequest #mortgage #broker #financebroker #mortgagebroker

16.01.2022 The growth in Easter consumer spending will be primarily due to an increase in available leisure time, particularly with the convenient timing of the school holidays. Many employees will take leave over the three day working week between Easter and Anzac Day to enjoy some time off. IBISWorld General Manager (Australia) Ms Karen Dobie said the average person spent approximately $125.34 on Easter-related products and services, with food and beverages, and confectionery the largest beneficiaries. #didyouknow #mondayfacts #funfacts #easter #learnmore with #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #finance #broker #financebroker #mortgagebroker

15.01.2022 Keen to Kickstart the day with some awesome and amazing people! #mqfinances #mqf #mqfjourney #afg #pdday #gainingknowledge #finance #mortgage #broker #mortgagequest #adelaide #southaustralia

14.01.2022 Our team at MQ Finances would like to wish you all a happy new year. We hope your endeavours are met with huge #support and #success for 2017. May the new year gift you all with happiness and moments of love and bright future ahead! #happynewyear #2017 #bringon2017 #mqfinances #mqf #mqfjourney #dreamit #achieveit #mortgagequest #wegetyouthroughthejourney #finance #broker #mortgagebroker

14.01.2022 #appreciationpost : Came home to this pleasant #surprise . Was not expecting this #christmas #card to be addressed to me! #christmasiscoming #happiness #lovehandwrittennotes #happyclients #lovewhatyoudo #dowhatyoulove #dreamit #achieveit #mqfinances #mqf #mqfjourney

14.01.2022 Research found that the average Australian drinks almost 10 LITRES of pure alcohol annually. #Australians spend approximately $32.30 a week on alcohol - more than they would on education ($30.60), personal care ($24) and tobacco ($12.50). The outlay is only slightly less than that spent on fuel and power ($32.50). Can you imagine how much you could save if you halved that intake? #didyouknow #mondayfacts #financialfacts #moneyfact #funfacts #aussies #alcohol #learnmore with #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #finance #broker #mortgagebroker

12.01.2022 A few lenders have recently tightened their lending policies. Westpac for example has introduced new lending criterias around off the plan apartments and new conditions for property valuations required to secure a loan. If you're considering purchasing a new apartment or an investment property its important to seek professional advice before making any decisions! One of the many benefits of having MQ Finances as your broker onside is that we're always happy to speak to you at any time to ensure you still have the right financial solution for your current circumstances!

11.01.2022 Hear how MQ Finances helped Hai and Shirley achieve their dream home in Perth by refinancing their existing loans.

10.01.2022 RBA has left the cash rate on hold again for May.

09.01.2022 Starting the morning at the @adelaidecc with the insight road show! #pepperroadshow #insight #peppermoney #PDday #learnmore with #mqfinances #mqf #gainingknowledge #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #mortgagequest #mortgage #finance #broker #financebroker #mortgagebroker

09.01.2022 Drivers are risking their lives and vehicles every day - with more than one in three vehicle owners buying or renewing insurance without checking that their policy meets their needs. By not reading your policy document and not understanding whats covered by your insurance or having inadequate cover, youre exposing yourself to financial loss that could amount to tens of thousands of dollars not to mention the risk to your livelihood if you rely on your vehicle to get to wo...rk! Make sure that price is not the only factor you think about when you choose your motor vehicle insurance. You have a wide choice of policies, and you should shop around to make sure that you choose a product that suits your needs and circumstances. #didyouknow #mondayfacts #financialfacts #moneyfact #funfacts #australian #drivers #protectyourself and #whatsimportant to you #insurance #protectwhatmatters #beinsured #drivesafely #choices #learnmore with #mqfinances #mqf #mqfjourney #broker #financebroker #mortgagebroker #dreamit #achieveit #wegetyouthroughthejourney See more

09.01.2022 #Appreciationpost: #shoutout goes to Alan and Nat. #Thankyou for supporting us in our business. We really appreciate your generous #gift and I am extremely grateful to you both! #totallymademyday #spoilt #blessed #happyclients #lovewhatyoudo #dowhatyoulove #dreamit #achieveit #mqfinances #wegetyouthroughthejourney #mqf #mqfjourney #mortgagequest #finance #mortgage #broker #mortgagebrokers

08.01.2022 We just wanted to say #congratulations to Rico and Davia on their move! Putting your foot in #Adelaide (and into your new home) would be one of the many exciting steps that you will take in your life :) May happiness & love move in with you and your family as you create countless memories in your new #home! #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #mortgage #finance #broker #mortgagebroker #financebrokers #newhomeowners #noplacelikehome #lovewhatyoudo #dowhatyoulove

07.01.2022 Wrapping up the #AFG #national #broker #conference #Sydney #2017. What a wonderful experience it has been to be in a room filled with so many (over 1000) individuals who are like-minded and genuinely #passionate about helping and looking after their #clients. #PDday #nationalconference Bring on the new #financialyear !! #pumped #motivated #inspired #learnmore with #mqfinances #mqf #mortgagequest #mqfjourney #australian #financebroker #finance #mortgages #mortgagebroker #notonetobecomplacent #alwayslearning #dreamit #achieveit #wegetyouthroughthejourney

06.01.2022 So how is the Aussie housing market REALLY doing? Great facts and overview by CoreLogic RP Data

06.01.2022 For their services they were usually presented with gift boxes at the end of Christmas Day, and they were allowed to take the next day off work to spend with their own families. #didyouknow #mondayfacts #funfacts #boxingday #festiveseason #learnmore with #mqfinances #mqf #mqfjourney #finance #broker #mortgagebroker

05.01.2022 What a way to #wrapup the end of the year! #Congratulations to Alan and Nat (whose currently busy at work atm to pay off the loan *cough*jk*cough* :)) for becoming the owners of a #home as #beautiful as themselves! :) Wishing you all the very best #settlingin and making it your very own! #dreamit #achieveit #mqfinances #mqf #mqfjourney #finance #broker #mortgagebroker #makingdreamscometrue #dowhatyoulove #lovewhatyoudo #lovemyjob

04.01.2022 Mrs Heyden helped pioneer it in 1923 after she started a campaign in Sydney to raise money to buy gifts for lonely or forgotten mothers. The original meaning of Mothers Day was to acknowledge and support disadvantaged mothers with no current family to support them. Today, through Mrs Heydens efforts, Australia now celebrates Mothers Day on the second Sunday of every May. Her actions have gone on to shape Fathers Day in Australia too! #didyouknow #mondayfacts #australian #funfacts #learnmore with #mqfinances #mortgagequest #mqf #happymothersday #dreamit #achieveit #wegetyouthroughthejourney #withlove #mqfjourney #finance #mortgage #broker #financebroker #mortgagebroker

03.01.2022 Only one and a half million of these $2 coins were released into circulation. This special coin features a ring of poppies amongst crosses to mark the fallen and a red circle surrounding the solemn words Lest We Forget and was issued as part of the official Anzac Centenary Coin Program capturing history, service and sacrifice of Australians at War. #didyouknow #mondayfacts #funfacts #australianfacts #anzac #anzacday #lestweforget #learnmore with #mqfinances #mortgagequest #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #australian #finance #financebroker #mortgage #mortgagebroker #broker

03.01.2022 If you added some #financialstress over the #festiveseason and are paying more #interest on your #creditcards then you really should; it's #important to know that you do have some negotiating power with the #banks so long as you have been making your regular repayments. Not only do you have the right to #negotiate with the lenders, you also have the ability to transfer your card balance to an entirely different card as well. Start by calling your lender up and explain your r...equest and if you don't make any progress with them, check out some #balancetransfer credit cards and find one with a 0% introductory balance transfer. This can end up #saving you hundreds in interest over time. #didyouknow #mondayfacts #financialfacts #funfacts #moneytips #savingtips #savemoney #learnmore with #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mqfjourney #finance #mortgage #broker #financebroker #mortgagebroker See more

02.01.2022 A couple of months ago, we helped Jen review her home loan and was able to save her $172 per month (that works out to be $2064 in her first year :). Today, she pleasantly gifted us these gorgeous blooms! Definitely has made a fantastic start to the weekend! #appreciationpost #mqfinaces #mortgagequest #mqf #dreamit #achieveit #mqfjourney #wegetyouthroughthejourney #finances #mortgages #brokers #financebroker #mortgagebroker #dowhatyoulove #lovewhatyoudo #blooms #flowerstagram

02.01.2022 Despite the fact that almost every working Australian has a level of life insurance cover within their superannuation, Australia has proved to be one of the most under insured nations in the developed world. Research commissioned by IFSA showed that only 4% Australian families with dependent children have adequate levels of insurance cover (that is 10 times earnings as recommended by Rice Warner Actuaries). This means that Australian families are critically underinsured to the tune of $1.37 trillion! #didyouknow #mondayfacts #funfacts #beprotected and #protect what's #important to you. #life #insurances #learnmore with #mqfinances #mqf #dreamit #achieveit #wegetyouthroughthejourney #mortgagequest #finance #broker #mortgagebroker

02.01.2022 Just a heads up for those who bank with CBA. If you think your internet banking has been accessed by somebody other than yourself follow the link below for more information or speak to somebody in the branch.

02.01.2022 With the new year underway, weve come to the first rate news for 2017. The Reserve Bank has left official interest rates on hold at 1.5 per cent for the sixth straight month. It was the Reserve Bank's first meeting in 2017, as the board does not meet in January. The decision came as absolutely no surprise, with all 72 economists surveyed by Reuters expecting the cash rate to stay at 1.5 per cent.

02.01.2022 In what was a widely-anticipated result, the RBA today decided to keep the official cash rate on hold at its record low of 1.50 per cent. The RBAs March statement almost exactly mirrors its February update, with the central bank offering little insight as to its current policy bias. Despite todays decision to keep the cash rate on hold, many experts and economists believe that a cash rate hike is on the horizon.

01.01.2022 What an #amazing start to the #AFG #national #conference in #sydney #2017 #PDday #learnmore #mqf #mqfinances #mqfjourney #mortgagequest #financebroker #finance #mortgage #broker #mortgagebroker #dreamit #achieveit #motivation #learning