Property & Financial Solutions in Wollongong, New South Wales | Loan service

Property & Financial Solutions

Locality: Wollongong, New South Wales

Phone: +61 1300 663 580

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• Property
• Property developer
• Loan service
• Mortgage brokers

03.02.2022 INTEREST RATE is only one aspect of your debt strategy. The effective use of home loan tools and structures can assist you to be debt free as well as start building your wealth . Come and talk to Property & Financial Solutions to make sure that your home loan is being used to its full strength and just as importantly; learn whether your home loan has the strengths that you need !!! Direct Message or eMail [email protected] , we look forward to hearing from you

22.01.2022 Paying $100 or more per month can shave five years off your home loan: Extra repayments are used to build equity and reduce your debt more quickly, but did you know just how powerful this strategy can be ? Get in touch with us to find out more !!!... The following table is an example of approximated figures for a $500,000 mortgage on a hypothetical 4% interest rate :

19.01.2022 Get your Finances in order If you’ve got renovation plans or a property purchase you want to save for, it’s important to plan ahead financially. Creating a budget that divides your weekly spending into ‘buckets’ for savings, bills and everyday expenses will make it clear where you overspend and how you can cut costs. The Money Smart budget planner will only take you about 20 minutes to fill out. If you’ve never put together a budget of your typical spending you may be su...rprised when all your money is going! As part of your budgeting, it’s also a good idea to plan for the unexpected emergency fund. This includes expenses you know are coming, but are not sure when or how much they will be, such as car or home repairs. You can look at what they have cost previously and plan based on these figures. Even if you don’t get it right, you’ll have some extra funds put aside. Don’t set and forget. You’ll need to review your budget every quarter to ensure it still reflects your current income, spending and goals !!!

19.01.2022 The Beach is where it’s at

19.01.2022 The Beach is where its at

18.01.2022 Why Property and Financial Solutions ? Because youre being looked after by experts, who offer extensive knowledge and over 20 years of experience in the industry . Your appointment is free. Our brokers are not paid by you, the lender pays a commission to the broker.... We will look after you regarding your first home, investment or commercial property purchase; refinancing your existing loan or consolidating debt. We continue challenging the banks offers in order to give the hard-working Aussies what they deserve. Our passion is about always providing clients with the most competitive and suitable deals . Get in touch now to find out more !!! Send Message or Call 1300 66358

18.01.2022 Interesting read from the local newspaper

17.01.2022 https://goo.gl/maps/5rTB7qBZefF2 Find Our Business On Google ! Like / Share/ Follow / Review

15.01.2022 Get your Finances in order If you’ve got renovation plans or a property purchase you want to save for, it’s important to plan ahead financially. Creating a budget that divides your weekly spending into ‘buckets’ for savings, bills and everyday expenses will make it clear where you overspend and how you can cut costs. The Money Smart budget planner will only take you about 20 minutes to fill out. If you’ve never put together a budget of your typical spending you may be su...rprised when all your money is going! As part of your budgeting, it’s also a good idea to plan for the unexpected emergency fund. This includes expenses you know are coming, but are not sure when or how much they will be, such as car or home repairs. You can look at what they have cost previously and plan based on these figures. Even if you don’t get it right, you’ll have some extra funds put aside. Don’t set and forget. You’ll need to review your budget every quarter to ensure it still reflects your current income, spending and goals !!!

14.01.2022 INTEREST RATE is only one aspect of your debt strategy. The effective use of home loan tools and structures can assist you to be debt free as well as start building your wealth . Come and talk to Property & Financial Solutions to make sure that your home loan is being used to its full strength and just as importantly; learn whether your home loan has the strengths that you need !!! Direct Message or eMail [email protected] , we look forward to hearing from you

12.01.2022 Get your Finances in order If youve got renovation plans or a property purchase you want to save for, its important to plan ahead financially. Creating a budget that divides your weekly spending into buckets for savings, bills and everyday expenses will make it clear where you overspend and how you can cut costs. The Money Smart budget planner will only take you about 20 minutes to fill out. If youve never put together a budget of your typical spending you may be su...rprised when all your money is going! As part of your budgeting, its also a good idea to plan for the unexpected emergency fund. This includes expenses you know are coming, but are not sure when or how much they will be, such as car or home repairs. You can look at what they have cost previously and plan based on these figures. Even if you dont get it right, youll have some extra funds put aside. Dont set and forget. Youll need to review your budget every quarter to ensure it still reflects your current income, spending and goals !!!

07.01.2022 THE BENEFITS OF MORTGAGE REFINANCING If youve had a mortgage for some time, it is worthwhile considering refinancing to get a better deal. Chances are that other lenders now offer more competitive rates, so you can reduce your monthly repayments, pay off your debts quicker and even access equity to invest. Over the past few years, both owner occupiers and investors alike have benefited from record low interest rates and ever-increasing competition from the major bank...s, boutique lenders and mortgage brokers. And while this has certainly assisted many in sourcing competitive property finance, it also can present an opportunity to review your situation and look at refinancing as a way to help you reach your goals sooner. If you are on a variable interest rate loan, you are free to refinance at any time. If your rate is fixed, the opportunity to refinance becomes available at the conclusion of any fixed rate period or loan anniversary date. There are a number of benefits in mortgage refinancing to consider including: -Lower repayment amounts -Take advantage of lower interest rates, fixed terms or simply reduce the amount you may be paying in fees. Pay off your mortgage sooner : If the amount of income you now earn has increased, or perhaps if you have returned to work following having children, you could look at more frequent payments or higher monthly amounts to help pay off your loan. Debt consolidation : Refinancing your mortgage might also include the opportunity to consolidate other credit into a new mortgage, saving you interest and reducing monthly payment amounts. Unlocking the equity in your home : With recent strong capital growth in residential properties, accessing equity in a property has become a popular way to help fund investing, pay for renovations or support other major costs. Using equity you can get a line of credit based on the current value of a property and the amount you may have already paid off. Importantly, some loans come with break fees, so its a good idea carefully review your loan terms when considering a refinance. Message PANDFS now to book your free consultation !!! PANDFS.COM.AU 130066358 [email protected]

05.01.2022 Start Your Year with smart decisions !!!

03.01.2022 Another Interesting read Illawarra Mercury #pandfs