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Paramount Financial Solutions

Locality: West Leederville

Phone: +61 8 9474 3522



Address: 135 Cambridge Street 6007 West Leederville, WA, Australia

Website: http://www.paramount.net.au

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25.01.2022 This assessment of the impact of Labor's plans published in today's Financial Review makes sobering reading!



25.01.2022 Just because were not all in our office as usual doesnt mean were not keeping our clients and their issues front of mind. To avoid info overload, well only share what we think you might benefit from. "Benefit" comes in many forms; sometimes, its just a smile. So, with that in mind, hope you like this timely and relevant chart.

25.01.2022 The avid readers of The West among you may have spotted this column of mine in last Monday's Your Money. Hope you like it.

25.01.2022 25 years as business partners and hardly a cross word. Most marriages don't last that long! Happy Silver Jubilee, JG. Here's to at least a few more :)



25.01.2022 Whether you are looking to grow or maintain your wealth into retirement, cashflow management is the foundation of saving and investing, and provides the backbone to any strategic financial plan. As a professionally delivered offering, our cashflow management services can add considerable value to your financial well-being. To read on, click the following link: https://paramountfinancialsolutions.com.au/Moneysoft-eBroch

24.01.2022 There's great news in the offing for home loan borrowers, both current and prospective!

23.01.2022 Yeah, I know! Nothing for ages, and then posts on consecutive days! But, this summary of where Australia is at economically right now is too good and timely to not share.



23.01.2022 Hope you like our new ad.......

23.01.2022 Last week, Paramount Wealth Accountants principal, Danae Coombs took clients Dr Anjana Thottungal and Dr Gordon Das to the Premier's Breakfast to support Leeming Spartans Cricket Club. The three of them are pictured here with Premier, Mark McGowan.

23.01.2022 To our friends and clients, We know this is a busy time of year, but we hope you can take a minute to view this special Christmas message from us.

23.01.2022 Talking investment specifics isn't my usual "go", but always happy to answer questions from a finance journo.

22.01.2022 Last night, as we’re sure you know already, Federal Treasurer, Josh Frydenberg, delivered his second Federal Budget in seven months. It’s been variously described as a definite pre-election Budget and the Hot Chocolate Budget, a reference to that band’s 1978 hit, Every 1’s a Winner! Attached you will find a summary of the key features contained in the Budget, with thanks to our friends at Challenger.... This is sure to raise questions, so feel free to contact us to discuss any of these measures. https://www.challenger.com.au//federal-budget-2021-2022-cl See more



22.01.2022 The avid readers of The West among you may have spotted this column of mine in last Mondays Your Money. Hope you like it.

22.01.2022 This video addresses the link between financial well-being and mental and physical health. At one hour in length, you might want to make yourself a cuppa (or something stronger), but it's an important message.

21.01.2022 What a change of government will do to your super is potentially devastating!

21.01.2022 Paramount staff, clients and business associates sharing a Xmas drink at our annual Xmas function with Elise Leggett, Carmel Philippe, Kristin Hollands, John Goldie, Vaughan Liddelow, Nathan Morgan, Steve Salter, Kerrie Pringle, Chris Anderson, Mary Sutherland, Angela Hodgson.

21.01.2022 There seems to be much confusion about Labor's franking credit proposal. Shorten says it's "closing a tax loophole". It is NO SUCH THING. It is this simple. If you get a dividend on which tax has been paid by the company paying the dividend, and your personal tax rate is less than the company tax, you get the difference back. The Howard Government introduced it to encourage investment in Australian companies by making the tax payable on dividend income the same as any OTHER form of income, be that wages, rent, bank interest. For Shorten et al to suggest it is a tax "handout" is incorrect and dishonest!

21.01.2022 Most recent effort in Mondays Your Money. Usually aim more at the public interest, but this is too significant an issue to not expose.....

21.01.2022 Couldn't have outlined it any better than it is here!

20.01.2022 Worth trying to get a handle on this !

19.01.2022 Feelgood Friday #15: In an age when nobody seems to treat anything as permanent, it's heartwarming to see a relationship that's gone the distance, well and truly. Wonder what the record is for length of marriage. We're not even half way, Elise. Des N Betty Leggett, you've only got 15 years before you catch them :)

19.01.2022 Peter Switzer is an economist, adviser and financial commentator for whom we have a great deal of respect. In this, his first column for 2020, he provides a succinct explanation of why investing for the long term in quality growth assets has always paid off and will likely continue to do so.

19.01.2022 I wrote this piece quite some time ago in response to a column at the time in Your Money. It finally ran Monday last week. If you're wondering how to get your $1m+, call us for a complimentary initial discussion.

19.01.2022 If Noel's correct, and he usually is, this idea of Labor's won't raise much revenue at all, and, what it DOES raise, will be from those who deserve to be treated better!

18.01.2022 This time, perhaps more than at any other in the last 30 years, the long-term implications of your vote may be significant. Comparing policies without the political "spin" is always difficult, but objective sources devoid of a political agenda are always a good start.

18.01.2022 Stay The Course! Hello, friends. Sorry that we've been a bit quiet while we deal with the fallout from COVID-19. While we haven't been active on social media very much, lately, we HAVE been communicating with our clients. Still, the messages we have been presenting to them are relevant to ALL of you, so we thought we should share. Here is the first of these just as it was presented to our clients.......... While we’ve been pleasantly surprised by the relatively low level of queries we’ve fielded from nervous clients in these uncharted waters in which we find ourselves, even the most laid back among you would be experiencing some degree of discomfort. After a significant pullback in share markets, it’s an understandable reaction to say Enough is enough! The following message from our asset consultants, Innova Asset Management, explains why you need to resist the urge: For those thinking of liquidating their portfolio now, may we make a suggestion? Ask yourself this question: when will you buy back in? No-one can time the bottom of bear markets (without relying on luck), so they can only be known with hindsight. Furthermore, the bottom of the market is likely to occur when things look their worst are you likely to buy in that environment? If you wait until everything looks like it is going to be OK going forward, it’ll be too late, market professionals will have already priced that back into the market and you will have missed the rally. The bottom line is that investment management and advice is about managing risk appropriately and doing more than simply trying to top the quarterly performance tables. Helping clients achieve their long-term goals is the single most important thing and having better performance than the guy down the street won’t necessarily achieve that. Following a well thought out plan and accepting that there will be bumps in the road along the way is more likely to get you to your destination. As always, if you wish to talk through these issues, we’re only a phone call away. Meanwhile, please stay safe! Your friends @ Paramount.

18.01.2022 Its not often that The Australian (newspaper) reaches out to us for comment, but they recently interviewed Wayne for this piece....... Income-protection policies may offer relief for mental stress - JAMES GERRARD....Continue reading

18.01.2022 After several months of gruelling interrogation of key industry players, the final report of the Banking Royal Commission was released on Monday night. In spite of the litany of unethical and illegal conduct on behalf of the bank executives, what are the major recommendations? Individual licensing of financial advisers, switching off of all product-based remuneration (in time) and cessation of payments from lenders to mortgage brokers. While those measures may have merit, two... things come to light. The first is that you would have to feel for anyone who bought a financial planning or mortgage broking business recently. Secondly, and as always, the intermediary network provides a convenient "soft target" as a response to corporate greed and corruption. The move to cease brokerage payments plays so conveniently into the hands of the "Big Four" that the cynic in me questions the integity of the whole RC process! Watch all the second tier lenders close shop with no intermediary network to bring them custom. Meanwhile, the majors will dominate the market even more than at present with no competition to keep them honest in terms of their dealings with borrowers. The outcome may not be pretty! See more

17.01.2022 Feelgood Friday.........after an extended hiatus, it's BA-ACK! And, before we all get sickened by political ad campaigns over the next few weeks, enjoy this light-hearted look at the political landscape here in Oz.

17.01.2022 Before today, I hadnt graced the pages of The West for a while, but this topic needs a public airing........ Beware effect of new rules for financial advisers Wayne Leggett...Continue reading

17.01.2022 LENNIE AND GINGER MICK It’s 1932 and Australia is in the grip of the Great Depression. One in three workers are unemployed. Decrepit shanty towns hug the outski...rts of the big cities. A scrawny rabbit caught in a trap will feed a family for a week. Country roads are filled with broken men walking from one farmhouse to another seeking menial jobs and food. On the outskirts of the South Gippsland town of Leongatha, an injured farmer lies in bed unable to walk or work. World War I hero Captain Leo Tennyson Gwyther is in hospital with a broken leg and the family farm is in danger of falling into ruins. Up steps his son, nine-year-old Lennie. With the help of his pony Ginger Mick, Lennie ploughs the farm’s 24 paddocks and keeps the place running until his father can get back on his feet. How to reward him? Lennie has been obsessively following one of the biggest engineering feats of the era the construction of the Sydney Harbour Bridge. He wants to attend its opening. With great reluctance, his parents agree he can go. So Lennie saddles up Ginger Mick, packs a toothbrush, pyjamas, spare clothes and a water bottle into a sack, and begins the 1000+ kilometer (600+ miles) trek to Sydney. Alone. That’s right. A nine year old boy riding a pony from the deep south of Victoria to the biggest and roughest city in the nation. Told you it was a different era. No social media. No mobile phones. But even then it doesn’t take long before word begins to spread about a boy, his horse and their epic trek. The entire populations of small country towns gather on their outskirts to welcome his arrival. He survives bushfires, is attacked by a vagabond and endures rain and cold, biting winds. When he reaches Canberra he is welcomed by Prime Minister Joseph Lyons, who invites him into Parliament House for tea. When he finally arrives in Sydney, more than 10,000 people line the streets to greet him. He is besieged by autograph hunters. He becomes a key part of the official parade at the bridge’s opening. He and Ginger Mick are invited to make a starring appearance at the Royal Show. Even Donald Bradman, the biggest celebrity of the Depression era, requests a meeting and gives him a signed cricket bat. A letter writer to The Sydney Morning Herald at the time gushes that just such an example as provided by a child of nine summers, Lennie Gwyther was, and is, needed to raise the spirit of our people and to fire our youth and others to do things not to talk only. The sturdy pioneer spirit is not dead let it be remembered that this little lad, when his father was in hospital, cultivated the farm a mere child. When Lennie leaves Sydney for home a month later, he has become one of the most famous figures in a country craving uplifting news. Large crowds wave handkerchiefs. Women weep and shout goodbye. According to The Sun newspaper, Lennie, being a casual Australian, swung into the saddle and called ‘Toodleloo!’. He finally arrives home to a tumultuous reaction in Leongatha. He returns to school and soon life for Lennie and the country returns to normal. These days you can find a bronze statue in Leongatha commemorating Lennie and Ginger Mick. But Australia has largely forgotten his remarkable feat and how he inspired a struggling nation. Never taught about him in school? Never heard of him before? Spread the word. We need to remember and celebrate Lennie Gwyther and his courageous journey. It's a great story. God knows we need these stories now, more than ever See more

17.01.2022 Annual Courtyard Xmas Drinks

17.01.2022 The fact that Shorten et al are either blissfully unaware of these implications or have chosen to ignore them beggars belief. Add to that the potential consequences of their proposed changes to negative gearing and the accumulated wealth of millions of everyday Australians is potentially in jeopardy with a change of government.

17.01.2022 The tribe has spoken. For those with a vested interest in the business formerly know as Tropical Forestry Services, and there are many of you among my contacts, it appears that the majority of growers, or at least those sufficiently interested to cast a vote, are in favour of the SGC (ie the founders of TFS) taking over management of their plantations. Hopefully, they can get on with doing just that without any interference from the deposed Quintis management. Follow the link for the full story: https://www.linkedin.com//urn:li:activity:6472618863572946

16.01.2022 It will be interesting to see how we are required to explain why we can't refer to ourselves as independent, impartial, unbiased, or any other term of "like import". I've spent the last two decades correcting clients when they describe us in those terms. Seems to me clients only care about two things:... 1. Are we acting in their best interests? 2. Are our fees reasonable for the service we're delivering? Given that, in the majority of scenarios, there is no correlation between what we charge and what we recommend, I am at a loss to see how that is anything other than unbiased. But, hey - I don't make the rules. I just have to work with them! #isobjectiveokay?

16.01.2022 Stay The Course! Hello, friends. Sorry that weve been a bit quiet while we deal with the fallout from COVID-19. While we havent been active on social media very much, lately, we HAVE been communicating with our clients. Still, the messages we have been presenting to them are relevant to ALL of you, so we thought we should share. Here is the first of these just as it was presented to our clients.......... While weve been pleasantly surprised by the relatively low level of queries weve fielded from nervous clients in these uncharted waters in which we find ourselves, even the most laid back among you would be experiencing some degree of discomfort. After a significant pullback in share markets, its an understandable reaction to say Enough is enough! The following message from our asset consultants, Innova Asset Management, explains why you need to resist the urge: For those thinking of liquidating their portfolio now, may we make a suggestion? Ask yourself this question: when will you buy back in? No-one can time the bottom of bear markets (without relying on luck), so they can only be known with hindsight. Furthermore, the bottom of the market is likely to occur when things look their worst are you likely to buy in that environment? If you wait until everything looks like it is going to be OK going forward, itll be too late, market professionals will have already priced that back into the market and you will have missed the rally. The bottom line is that investment management and advice is about managing risk appropriately and doing more than simply trying to top the quarterly performance tables. Helping clients achieve their long-term goals is the single most important thing and having better performance than the guy down the street wont necessarily achieve that. Following a well thought out plan and accepting that there will be bumps in the road along the way is more likely to get you to your destination. As always, if you wish to talk through these issues, were only a phone call away. Meanwhile, please stay safe! Your friends @ Paramount.

16.01.2022 With property prices falling (Perth's median house price is at the 2006 level), inflation and wages growth almost non-existent and consumer spending a trickle, the economy needs this shot-in-the-arm, along with another cut that is predicted for later in the year. Of course, it means nothing if banks down pass these cuts on, and in full, but expect pressure to be brought on them to do so...........and SOON!

16.01.2022 OLYMPUS DIGITAL CAMERA

14.01.2022 We normally try to remain agnostic when it comes to political comment, but, in light of the possibility of a Shorten-led Labor Government gaining power some time next year, these messages need to be shared. Whatever positives there may be from a change of government, this is the price that we will pay.

14.01.2022 Feelgood Friday # 17: Love Mercy Fundraising As reported many times before, we are pleased to sponsor the Love Mercy Foundation. Following this year’s FPW Adviser Conference, Fortnum's Cassandra Mackay was inspired by Eloise Wellings and Caitlin Barrett of Love Mercy so much that she decided to run the Melbourne Marathon last weekend well the 5K race. It was Cass’s first 5K race, finishing at the MCG to a cheering crowd.... Cass decided to support Love Mercy by way of asking family, friends and staff to sponsor her in the race, with the proceeds being donated to the Love Mercy Foundation. Her effort was really worth it and made a huge impact on the ladies of Uganda, as Cass raised over $500 which in reality meant that a further 17 ladies will be added to the Cents for Seeds Programme. Cents for Seeds changes the lives of families in Uganda by empowering women to provide for their families. $30 provides provision of a loan of seeds, a hand-held gardening tool, and educational workshops aiming to increase the resilience of entire communities whilst relieving immediate poverty. When women are strengthened to earn an income, they reinvest their earnings into their family by paying for school fees, medications, food and supplies. The target is to have 20000 women on the programme by the year 2020. Love Mercy is well on its way, with 13000 women receiving a Cents for Seeds loan in 2018. Cass’s contribution will further this amazing cause. (in 2017, 93% were able to return the loan.) On another note, we are close to being back on track with our Doctor’s project in Uganda. Sandy Dunshea, who sadly passed away this year, was instrumental in getting the project running to provide a doctor for the Northern Ugandan medical centre. A plaque will be placed at the entrance of the medical centre next month in November, acknowledging Sandy and Fortnum Private Wealth’s contribution, when Caitlin and Eloise visit the community. In 2017, 6,000 patients received life-saving health care. Also a new maternity facility will be built in 2018 to provide a safe and clean space for mums and their babies.

13.01.2022 September 15 marks the tenth anniversary of what is generally recognised as the beginning of what we in Australia call the Global Financial Crisis, or GFC, for short. As we look back over the last decade, it is worth contemplating what we should learn from those disastrous events.

13.01.2022 I was invited by AFR to contribute to this piece. Sorry, AFr subscribers only :( https://www.afr.com//how-to-invest-in-residential-property

13.01.2022 Nice to not only have clients acknowledge the benefit of our advice, but to have it recognised by a professional association :)

13.01.2022 I wrote this piece for Together Australia. Hope you like it.

12.01.2022 Why arent the banks passing on the rate cuts in full? This is a question that comes up frequently, with the banks copping significant criticism for not doing so. This bulletin from our friends at Mason Stevens explains why not. While Im not going to justify the behaviour of Australias major banks, this bulletin gives a reasoned explanation as to why its not so straightforward for the banks to pass on RBA cuts in full. Its a bit heavy going, but worth persevering with. To read the bulletin, go to https://view.s6.exacttarget.com/

12.01.2022 Now that the post_GFC bull market run is over a decade long, many are suggesting its due for a correction on the back of a global recession. Here, AMP Capitals Shane Oliver gives a logical explanation as to why these fears may be overblown.

11.01.2022 Now that the post_GFC bull market run is over a decade long, many are suggesting it's due for a correction on the back of a global recession. Here, AMP Capital's Shane Oliver gives a logical explanation as to why these fears may be overblown.

11.01.2022 Couldnt have outlined it any better than it is here!

11.01.2022 A piece I was interviewed for that deals with the age-old conundrum of risk v reward with investing.

10.01.2022 As one of the three victims of this FASEA nonsense named by Sen. Stoker in Parliament last week, I applaud her for the tenacity she showed in highlighting this farce. Nobody in their right mind would attempt to argue that a university graduate with one years experience in financial planning is better qualified to advise the Australian consumer than someone who has been happily, and ethically, engaging in the profession for four decades. Yet, that is exactly what FASEA (Financial Adviser Standards & Ethics Authority) are endeavouring to impose on the industry. Go figure! #FARCEA

10.01.2022 Why aren't the banks passing on the rate cuts in full? This is a question that comes up frequently, with the banks copping significant criticism for not doing so. This bulletin from our friends at Mason Stevens explains why not. While I'm not going to justify the behaviour of Australia's major banks, this bulletin gives a reasoned explanation as to why it's not so straightforward for the banks to pass on RBA cuts in full. It's a bit heavy going, but worth persevering with. To read the bulletin, go to https://view.s6.exacttarget.com/

10.01.2022 Wayne was interviewed for a feature on this topic in The New Daily online magazine.

10.01.2022 Hard not to be bullish about the prospects for the WA economy with these stats. #GoWA

09.01.2022 Just because we're not all in our office as usual doesn't mean we're not keeping our clients and their issues front of mind. To avoid info overload, we'll only share what we think you might benefit from. "Benefit" comes in many forms; sometimes, it's just a smile. So, with that in mind, hope you like this timely and relevant chart.

09.01.2022 It will be interesting to see how we are required to explain why we cant refer to ourselves as independent, impartial, unbiased, or any other term of "like import". Ive spent the last two decades correcting clients when they describe us in those terms. Seems to me clients only care about two things:... 1. Are we acting in their best interests? 2. Are our fees reasonable for the service were delivering? Given that, in the majority of scenarios, there is no correlation between what we charge and what we recommend, I am at a loss to see how that is anything other than unbiased. But, hey - I dont make the rules. I just have to work with them! #isobjectiveokay?

08.01.2022 With property prices falling (Perths median house price is at the 2006 level), inflation and wages growth almost non-existent and consumer spending a trickle, the economy needs this shot-in-the-arm, along with another cut that is predicted for later in the year. Of course, it means nothing if banks down pass these cuts on, and in full, but expect pressure to be brought on them to do so...........and SOON!

08.01.2022 I had the pleasure of being the "finance expert" quoted for this piece.....

08.01.2022 Recent turbulence in global sharemarkets might be giving many of you cause for concern as to what the immediate future might look like for the Australian economy. Here, Peter Switzer shares his view on why your concerns may be unfounded.

08.01.2022 Wayne was interviewed for this piece in The New Daily on what is a hot topic at this time of year. To read the full article, go to https://thenewdaily.com.au//07/13/tax-refunds-ato-deducti/

08.01.2022 Sage and timely advice.

07.01.2022 Hard not to be bullish about the prospects for the WA economy with these stat's. #GoWA

07.01.2022 Theres great news in the offing for home loan borrowers, both current and prospective!

07.01.2022 Before today, I hadn't graced the pages of The West for a while, but this topic needs a public airing........ Beware effect of new rules for financial advisers Wayne Leggett...Continue reading

07.01.2022 Could last night's take away curry cost you approval of your next home loan? It could, under the soon-to-be-implemented "open banking" arrangements.

07.01.2022 It's not often that The Australian (newspaper) reaches out to us for comment, but they recently interviewed Wayne for this piece....... Income-protection policies may offer relief for mental stress - JAMES GERRARD....Continue reading

06.01.2022 (Long overdue) Feelgood Friday No 18: If you didn't watch The Good Place ( I did because my daughter, Taryn, had a bit part in it), in amongst the laughs were some very special messages. Here are some of the best of them.

06.01.2022 I'm sorry. Granting a tax deduction is not a "subsidy". Accounting fees are no more "subsidised" than union dues. You don't hear Bill saying that taxpayers are subsidising trade unions, even though, by HIS definition, they clearly are. Correct me if I'm wrong, but my understanding is that negative gearing costs and accounting fees (and, for that matter, union dues) are tax deductible under Section 8.1 of the Income Tax Assessment Act as "it is incurred in gaining or producing your assessable income". It will be interesting to see how they amend the ITAA to limit the deductibility of gearing costs or accounting fees.

06.01.2022 Congratulations, Sharna Collard on being awarded Indigenous Businesswoman of the Year. What an achievement. We at Paramount almost feel like proud uncles, given her parents, Kim and Debbie have been clients for almost 40 years and we (at least, Wayne) have known her since she was a little girl!

06.01.2022 AskJTtv | Episode 12 Money Talks - A discussion with Wayne Leggett from Paramount Financial Solutions about contributing property sale proceeds into Superannuat...ion. #askJTtv #episode12 #thejamesthompsonteam #realestateagent #realestate #bourkesproperty #experiencebetter #como #swanriver #southperth #comounity #paramountfinancialsolutions #moneytalks

05.01.2022 More pix from last night...

05.01.2022 Feelgood Friday #14: Through our ongoing support of the Fortnum Foundation, we provide financial assistance to such worthy causes as those shown on the poster below, which was presented to us last week. It is now proudly displayed in our office reception area. We also had our photo taken with two of these three amazing ladies.

05.01.2022 Not that he would have expected much before, but Shorten is now CLEARLY not expecting much support from the accounting profession! And, with his attacks on franking credits, negative gearing and tax deductible super contributions, he won't be counting on much from financial advisers and their clients, either. And, rightly so. Looks like Labor want us all to rely on Centrelink rather than trying to save to be financially independent.

04.01.2022 Im sorry. Granting a tax deduction is not a "subsidy". Accounting fees are no more "subsidised" than union dues. You dont hear Bill saying that taxpayers are subsidising trade unions, even though, by HIS definition, they clearly are. Correct me if Im wrong, but my understanding is that negative gearing costs and accounting fees (and, for that matter, union dues) are tax deductible under Section 8.1 of the Income Tax Assessment Act as "it is incurred in gaining or producing your assessable income". It will be interesting to see how they amend the ITAA to limit the deductibility of gearing costs or accounting fees.

04.01.2022 In times such as these, borrowing from friends and family becomes more commonplace. But, it needs to be approached with caution. Wayne was interviewed on the subject for this piece.

04.01.2022 Leaving aside the fact that, after four decades in the role, I was required to prove I knew enough to keep doing it, I can now officially advise that I have qua...lified to continue in practice until 31/12/25. After that, my lack of a "relevant" degree, in spite of years of continuing professional development, will force me to step away. Oh, well.............I'll just have to make the most of the next 4.5 years :) See more

03.01.2022 THE NINE MOST IMPORTANT THINGS I HAVE LEARNT ABOUT INVESTING OVER THE PAST 35 YEARS, BY SHANE OLIVER Regular followers will be aware that we are fans of the views of AMP Capitals Dr Shane Oliver. Here he spells out his nine most important investing lessons learned over his three-and-a-half decade career. And, after four decades, myself, I agree with all NINE! Introduction...Continue reading

03.01.2022 If Noels correct, and he usually is, this idea of Labors wont raise much revenue at all, and, what it DOES raise, will be from those who deserve to be treated better!

03.01.2022 Feelgood Friday #16: It's got to make you feel good when you can promote your business, give clients gifts and help the environment, all at once! Not only are our new Paramount shopping bags reusable; they're insulated! Just the shot for your refrigerator groceries....or your drinks for tomorrow's GF (#goeagles). Come see us at Paramount to get yours FREE!

02.01.2022 The continuation of the low inflation environment in Australia and what it means for the economy and investors.

02.01.2022 Most recent effort in Monday's Your Money. Usually aim more at the public interest, but this is too significant an issue to not expose.....

01.01.2022 We had our annual company Christmas dinner last night, hosted by Wayne & Elise @ Casa Cliffe. It was very enjoyable evening, made all the more special by the presence of 3 of the next generation......staff children! Merry Xmas, everyone.

01.01.2022 Myself and three colleagues were asked to contribute to a story in Yahoo Finance on some left-field ideas on how to use your tax refund. Heres the piece......

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