Periapt Advisory | Finance

Periapt Advisory

Phone: +61 1300 451 339

Address: 68 North Terrace 5067

Website: http://www.periapt.com.au

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25.01.2022 Do you have a teenager interested in buying their own car? If so, you may find the MoneySmart Cars app to be useful. The app can assist them with working out the real cost of buying and running a car. It can help your teenager (or anyone of any age) avoid common car buying traps and identify hidden costs. Since teenagers are often better at listening to an app rather than their folks, this can be a great way for them to learn how much their own wheels would set them back. Download from the App Store or Google Play. It's produced by ASIC, so there are no ads or anyone trying to sell you anything.

21.01.2022 Want to get a better rate on your mortgage? Here we give ABC LIfe our tips for talking to your home loan provider: https://www.abc.net.au//should-you-use-a-mortgage/12509132

21.01.2022 A reminder to any sole traders out there claiming JobKeeper: going through the laborious process of establishing your eligibility isn't enough. **You need to make a business monthly declaration to the ATO every month, between the 1st and the 14th.** So, your declaration for the JobKeeper payments you paid your employees in May - or even if you're just claiming for yourself - needs to be done by 14 June. Note your tax or BAS agent can also make the business monthly declarati...on for you. Here is our article from last month on JobKeeper Payments; if you still have questions pls get in touch. https://www.periapt.com.au/jobkeeper-payment/

20.01.2022 Wondering if you're eligible for the HomeBuilder program? Here's some information to help you understand this limited-time grant program: https://www.periapt.com.au/understanding-the-homebuilder-p/

18.01.2022 Two things to be mindful of: 1. Rainy days will always come - you need to have some money stashed away 2. Stock markets will go up over time - and investing in shares is a long-term activity.

17.01.2022 Does being in a relationship mean you have to share everything, even bank accounts? https://www.periapt.com.au/joint-bank-accounts/

16.01.2022 Organisation and planning now can mean reduced hassles for your loved ones later. Here we give the rundown on how you can protect your kids' inheritance - from the taxman, from ex-spouses, from creditors, or even themselves! https://www.periapt.com.au/taking-control-of-your-estate/

15.01.2022 Last night was Budget Night! We have published on our website a break down of the changes as they may affect individuals. Briefly, this means: For Age Pensioners, Family Tax Benefit recipients, Carers and other Social Security recipients: the Government proposes to provide two $250 economic support payments to be made from early December 2020 and early March 2021 to eligible recipients. Re Taxation: the Government will bring forward the legislated increase in the 19% and 32....5% income tax thresholds from 1 July 2022 to 1 July 2020. In Aged care: the Government will provide an additional 23,000 home care packages over four years from 2020-21 across all package levels. Superannuation: the focus is on improving outcomes for super fund members, comprising of four key initiatives: 1. Your super follows you when you change jobs. 2. By 1 July 2021, a new interactive online ‘YourSuper’ comparison tool will be available to help you decide which MySuper product best meets your requirements. 3. By 1 July 2021, MySuper products will be subject to an annual performance test and if they’re underperforming, they’ll be prohibited from receiving new members. 4. A strengthening of obligations on super trustees to act in the best financial interests of members You can read more here:https://www.periapt.com.au/federal-budget-2020-what-it-mea/

14.01.2022 For senior Australians who are no longer working it's hard to get money into the tax shelter of superannuation. But the Downsizer contribution, exclusive to those aged 65 and older, may be the answer... https://www.periapt.com.au/downsize-your-home-and-grow-you/

12.01.2022 There are very few independent financial advisers in Australia, and scarcely any who are Aged Care specialists. But Adelaide has one! Get in touch to see if we can help you and your family.