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25.01.2022 On 29 November 2012, (under a Gillard Government) the Australian Parliament approved stronger laws for Banks and other creditors to obtain more comprehensive credit reporting for individuals credit-related information. While these changes will not commence until March 2014, you should be aware that from December 2012 if you fail to make loan or credit card payments on time, it may affect your ability to obtain credit in the future. This is because your repayment history inf...ormation can now be collected where it previously was not available. This much more detailed information will will now appear on your credit report from March 2014. The increased scrutiny applied to credit card defaults will affect millions of people because everyone has a credit card and many people regularly default on their repayments. This would logically affect those who may have been less careful about their use of credit cards who may find buying a home or property impossible via banks, or at least subject to a higher qualifying criteria, deposit, interest rates and security. So what are the the best alternatives to buying property without such prohibitive penalties? We feel you might give these options some thought: Save (or win lotto) the entire purchase amount before buying (good luck!) Borrow the money to purchase from your family (Know a wealthy Uncle?) Attempt to borrow from a non-bank lender like a legal firm or funds manager Find a Government scheme that will lend you the full amount you need to buy the property Have someone else borrow from their bank and give you the money for the property As you can see, the options listed above are not available to most people and even non bank lenders will check your newly provided Repayment History thanks to the new laws. However, having someone else borrow from their bank and give you the money is more common than you may think. Vendor finance falls into this category and has been used for years to get people into property. It would include someone selling you their house on similar terms as a bank, but without the strict application and qualifying obstacles. Depending upon the buyers circumstances, getting a loan from the Seller is probably a better alternative to bank lending because they already hold the security which is the property. If the property market continues to provide the benefits to buyers it always has, people will continue to seek its investment, but for the millions of people who will now be seen as bad credit risks due to new reporting laws, a safe alternative to bank loans will be needed. We see the Vendor Finance option as a flexible funding tool and way forward for people who cant qualify for a bank loan.

25.01.2022 DO WE REALLY NEED NEW MINIMUM HOUSING STANDARDS AND HOW WILL THEY APPLY TO PEOPLE LIVING IN CARS, CARAVANS AND TENTS? The Queensland Government is recommending a set of Minimum Housing Standards be introduced to ensure Queenslanders have access to safe, secure and functional housing in the rental market. [Qld Government appear to be following the agenda of the Tenants Union strategic plan: https://tenantsqld.org.au//TQ-Strategic-Plan-Final-2018-22] ... Under the proposed reforms, all rental properties in Queensland would need to meet certain standards addressing: weatherproofing and structural integrity plumbing and drainage security the standard of repair of fixtures and fittings control of pests and vermin ventilation, lighting and privacy cooking and food preparation facilities. The Queensland Government is also recommending changes to ensure compliance with the Minimum Housing Standards and basic requirements for repairs and maintenance. [Effective solutions already exist under current legislation, further requirements will dilute property owner's rights] PROPERTY OWNERS BEWARE: IT'S A GOVERNMENT WHITEWASH! And here's the proof that these changes proposed by the Qld Government are "tenant driven" therefore NOT part of an agenda that is considerate of landlords or property investors: https://tenantsqld.org.au/minimum-housing-standards-for-re/ We already have building codes and standards in Australia which prevail over the habitability of properties. A free market means that rental rates will tend to reflect the quality, cleanliness and livability of a property. The RTA believes this is not satisfactory, and consistent with Tenants Union, www.tenantsqld.org.au, the State Government seeks to impose further penalties upon property owners who don't meet their tenant imposed standards. Some properties are bound to be basic and barely livable, but it may be arguable that it's a step up from living in a tent, albeit at a rent the tenant may still not be able to afford. So the landlord or property owner, will be forced to renovate or outlay capital on a rental property that they cannot expect to receive a higher rent for. It doesn't make commercial sense to raise the adequate standard of a rental property that will never attract a higher paying tenant. "How long is a piece of string?" This customization or over-lay to the building codes, unfortunately will disadvantage property owners and open the flood gates to litigation on the basis of the Government's unfair manipulation of the Act. I foresee many challenges ahead.

25.01.2022 The best time to deal with your affairs is BEFORE AN EVENT! If you dont have a will or you cant manage your affairs for any reason, its likely all your assets including your house and property will be taken and sold off by the Governments Public Trustee. Its a little puzzling why they would promote themselves to prepare your will, when in fact, theyre likely to get your property anyway if you dont have one prepared. Nonetheless, this Government Department needs to exist... and has a role to play in the community, but you can do a lot better if you take action early rather than later. In doing so, you can have cash, time or any other element, made part of the sale of a house, to ensure your continued comfort or until youre ready to move. For example, I see many elderly property owners simply pass their assets to the Public Trustee for administration and distribution by default after their passing. Estate planning doesnt have to be complicated if ones largest asset is a house. We can buy houses in days not months, or take a year or more if that is preferred. We can make the distribution of proceeds to other family members or charities part of the sale process. Whats left is usually furniture items and smaller things that could be sold in a garage sale. Call to arrange a no obligations discussion and get our suggestions for moving forward in what ever direction you choose. See more

25.01.2022 Having difficulty keeping up with loan payments? You are not alone and there is help out there, but take a breath and think while you consider your options. One way out of endless debt and repayments to the bank is to quit the loan by advising your lender of the problem. There are laws that require them to act responsibly so you can request a freeze on loan payments until you catch up. It's risky though. Your next option will be to list with an agent to sell. But what if th...e market in your area isn't moving or hasn't yet seen the expected demand from buyers? Even still, engaging an agent may be an expense you cant afford. If you have to pay advertising, agents commission and more loan payments until it hopefully sells, it could be too late! This is where Property Results can help. We can buy your house or get you out of the debt situation without it costing you anything. In doing so you save your credit rating by keeping the bank happy and you get to move on with your life. Its as easy as getting in touch for a chat. Ph: 0432 110968 See more

23.01.2022 PROPERTY INVESTORS JUST GOT SCREWED BY THE QLD LABOR GOVERNMENT! With a predictable bias for the socialistic agenda of the Tenant's Union, the Labor Government has gone beyond the Federal Government's COVID-19 suggestions for tenants and landlords relief package that puts an end to any benefit of owning residential investment property, at least for the foreseeable future. So straight up, the title is totally misleading as the landlords are getting screwed and the tenants can... do what they like. https://www.treasury.qld.gov.au//reven/leasing-principles/ This new legislation is best described as "shitfuckery" by our state government and gives rent free housing to tenants at the expense of the property owner for more than 6 months, regardless of the owner's financial situation. Yes there will be the claim that landlords are getting bank relief (maybe), but what about landlords who dont have debt? They still rely on income for, repairs, rates, insurance, food and other essentials, assuming they too may have been laid off and rely on rent for income. Ah, but the State Revenue Office is giving a Land Tax refund you may ask? It only applies to those that qualify and make it through the application process. Besides, its not sufficient in most cases to cover the loss of rent. Labor Government has certainly screwed property investors and the backlash will no doubt be telling at the next election. But worse than ever, this shitfuckery is just the beginning, since any one who understands how supply, demand and transaction freedom affects economics, will know that the worst economic crisis is looming, and like a plague of locusts engulfing swathes of crops across a nation, it will be widespread and deep. In this event it will be global, the loss of income and assets will be mind-blowing, and few people will be spared.(click here for an intelligent update: https://youtu.be/Myjv6_cYgP8) The Government have assured us of that by dumping cash and relieving property investors of their right to ownership in one form or another. Sadly, these measures will only add to the anxiety and stress of a population and will result in bankruptcies and suicides for years to come. In the space of six months the Government will have created a mountain of debt that will take our kids 30-50 years to repay through taxes and other measures, that's if China doesn't walk in and take over while the chips are down. If you have an issue with anything mentioned in this post, you should get off your butt and do your homework. Start by watching this video which reveals the Qld Government's tactics. https://www.facebook.com/TheREIQ/videos/237328287417473. I wish you and your family a safe passage negotiating with the Peoples Republic of Australia and eventual conversion to a communist dictatorship, with nice sounding people at the helm.

22.01.2022 Are you considering selling your property? What if there was a method where you didn't have to deal with agents and you didn't have to pay commission, the buyer gave you full agreed price, you were able to agree on terms that worked for you, and your property was sold within a week? If you have a house, unit, commercial property or land to sell and would like to know more about how we can buy your property then give us a call or send an email. Be sure to include your phone number. We'd love to hear from you.

20.01.2022 When the banks are breathing down your neck, everything all of a sudden can become overwhelming, the risk of making another bad decision can feel like the weight of the world on you shoulders. Well don't wait for things to get worse, give us a call right away. We have solutions for selling property that may be just the result you need. Rest assured, we will treat all discussions with care and utmost confidentiality. IF YOU DO ANYTHING, TALK TO US FIRST.

19.01.2022 With so many property deals floating around there's bound to be a bit of excitement in the market, depending on where the buying action is of course. Nevertheless, careful consideration of the buying costs, holding costs and potential returns need to be at the top of our list of priorities. What this means is, if the figures don't stack up then the deal is unlikely to be financially viable and could cost more than its worth to fix or maintain, rent or sell. Moving forward in... this market we need to be cautious if dealing with agents who tend to overstate the value of property or current market, negative gearing is still not a safe option until the market economics become stable at least. Final word; Do your homework, treat information received from the seller or their agent with healthy skepticism. Work with a motivated seller for the best outcome you can afford to give them. See more

19.01.2022 https://propertyresults.com.au/property-debt-eliminator/

18.01.2022 QUEENSLAND GOVERNMENT PUSH TO TURN PRIVATE RENTALS INTO PUBLIC HOUSING, AND STRIP PROPERTY OWNERS OF THEIR RIGHTS! Community housing is an essential Government service and needs to be increased in areas where people struggle to afford private rentals or their own home. But lets not confuse PUBLIC HOUSING with Qld Government's push to make PRIVATE RENTALS into public housing. ...Continue reading

17.01.2022 We're buying older houses, please get in touch if you have a house to sell. We'd love to see your house.

15.01.2022 Dont let PAYMENTS and UPKEEP on your property get the better of you. We are looking for properties to buy. Could this solve your problems? If so give us a call today, we'd love to hear from you.

15.01.2022 WHERE IS THE PROPERTY MARKET HEADING? There's no escaping the fallout from locking down the economy of a country, but what effect it will have depends on the magnitude of it all. For example, the longer it drags on the worse it logically becomes for more and more people and businesses across the world. The more money printed, the greater the debt and effect on future generations. Already the statistics reveal a situation that is greater than the GFC (Global Financial Crisis ...of 2008) with the USA reporting more than 10 times (10x) the number of people out of work than was experienced during the GFC. There's also the ripple effect that is likened to the ripples that emanate after a stone is thrown into a pond. The diagram below is what we believe is the effect the lock-down in 2020 will have on the property market. The elephant in the room is the looming depression like economic fall out heading our way, and the repercussions for all countries around the world will be similar as they are all printing money and diluting the value of currencies in the process. The Central Banks are getting ready for their biggest party ever, and the fleecing of assets is about to occur during the collapse. The final battle will be with the issue of inflation. If anyone thinks Australia has low inflation and believes the Government reported statistics of less than 3%pa, then you've been tricked. If inflation effects the buying power of our currency, then just consider how expensive things have become in the last few years. That's inflation! And with all the money printing and estimated $4billion in Government debt, the costs will be compounding over time. We predict inflation will be the new challenge by 2022 for the majority, yet many opportunities will arise for educated individuals. See more

13.01.2022 Considering Bankruptcy? Wait a minute! Knowing there's another way out could be the difference between going broke and keeping your shirt! But what if your property debt is eating more than you can afford to feed it? It's likely that you will get little assistance from your lender, accountant, solicitor or Real Estate agent. In fact if the local agents discover you're having problems and need to sell, you can often kiss goodbye any chance of a reasonable sale price. And if ...you inform the lender, you'd better make sure you have a solid plan to recover and get back on track. While it might seem there is no light at the end of the tunnel when you're stressed about making payments on your mortgage, you'd be shocked to know that many people in the same position are able to get free of their debt situation when they get hold of the right assistance. Without going into detail, simply know that "Bankruptcy" is part of a system that in most cases is used unnecessarily. You only need to know that there is another way and the solution will likely be found with PropertyResults.com.au Get in touch today if you struggle with mortgage stress due to unmanageable debt levels: mailto: [email protected] See more

12.01.2022 WHERE IS THE PROPERTY MARKET HEADING? Theres no escaping the fallout from locking down the economy of a country, but what effect it will have depends on the magnitude of it all. For example, the longer it drags on the worse it logically becomes for more and more people and businesses across the world. The more money printed, the greater the debt and effect on future generations. Already the statistics reveal a situation that is greater than the GFC (Global Financial Crisis ...of 2008) with the USA reporting more than 10 times (10x) the number of people out of work than was experienced during the GFC. Theres also the ripple effect that is likened to the ripples that emanate after a stone is thrown into a pond. The diagram below is what we believe is the effect the lock-down in 2020 will have on the property market. The elephant in the room is the looming depression like economic fall out heading our way, and the repercussions for all countries around the world will be similar as they are all printing money and diluting the value of currencies in the process. The Central Banks are getting ready for their biggest party ever, and the fleecing of assets is about to occur during the collapse. The final battle will be with the issue of inflation. If anyone thinks Australia has low inflation and believes the Government reported statistics of less than 3%pa, then youve been tricked. If inflation effects the buying power of our currency, then just consider how expensive things have become in the last few years. Thats inflation! And with all the money printing and estimated $4billion in Government debt, the costs will be compounding over time. We predict inflation will be the new challenge by 2022 for the majority, yet many opportunities will arise for educated individuals. See more

10.01.2022 The best time to deal with your affairs is BEFORE AN EVENT! If you don't have a will or you cant manage your affairs for any reason, it's likely all your assets including your house and property will be taken and sold off by the Government's Public Trustee. Its a little puzzling why they would promote themselves to prepare your will, when in fact, they're likely to get your property anyway if you don't have one prepared. Nonetheless, this Government Department needs to exist... and has a role to play in the community, but you can do a lot better if you take action early rather than later. In doing so, you can have cash, time or any other element, made part of the sale of a house, to ensure your continued comfort or until you're ready to move. For example, I see many elderly property owners simply pass their assets to the Public Trustee for administration and distribution by default after their passing. Estate planning doesn't have to be complicated if one's largest asset is a house. We can buy houses in days not months, or take a year or more if that is preferred. We can make the distribution of proceeds to other family members or charities part of the sale process. What's left is usually furniture items and smaller things that could be sold in a garage sale. Call to arrange a no obligations discussion and get our suggestions for moving forward in what ever direction you choose. See more

07.01.2022 Considering Bankruptcy? Wait a minute! Knowing theres another way out could be the difference between going broke and keeping your shirt! But what if your property debt is eating more than you can afford to feed it? Its likely that you will get little assistance from your lender, accountant, solicitor or Real Estate agent. In fact if the local agents discover youre having problems and need to sell, you can often kiss goodbye any chance of a reasonable sale price. And if ...you inform the lender, youd better make sure you have a solid plan to recover and get back on track. While it might seem there is no light at the end of the tunnel when youre stressed about making payments on your mortgage, youd be shocked to know that many people in the same position are able to get free of their debt situation when they get hold of the right assistance. Without going into detail, simply know that "Bankruptcy" is part of a system that in most cases is used unnecessarily. You only need to know that there is another way and the solution will likely be found with PropertyResults.com.au Get in touch today if you struggle with mortgage stress due to unmanageable debt levels: mailto: [email protected] See more

07.01.2022 Were buying older houses, please get in touch if you have a house to sell. Wed love to see your house.

04.01.2022 Are you considering selling your property? What if there was a method where you didnt have to deal with agents and you didnt have to pay commission, the buyer gave you full agreed price, you were able to agree on terms that worked for you, and your property was sold within a week? If you have a house, unit, commercial property or land to sell and would like to know more about how we can buy your property then give us a call or send an email. Be sure to include your phone number. Wed love to hear from you.

02.01.2022 Getting a bank loan means lots of paperwork. We can get you into a home without a bank loan, cut the paperwork and speed up the process toward home ownership fast. No bank loan required!

01.01.2022 With so many property deals floating around theres bound to be a bit of excitement in the market, depending on where the buying action is of course. Nevertheless, careful consideration of the buying costs, holding costs and potential returns need to be at the top of our list of priorities. What this means is, if the figures dont stack up then the deal is unlikely to be financially viable and could cost more than its worth to fix or maintain, rent or sell. Moving forward in... this market we need to be cautious if dealing with agents who tend to overstate the value of property or current market, negative gearing is still not a safe option until the market economics become stable at least. Final word; Do your homework, treat information received from the seller or their agent with healthy skepticism. Work with a motivated seller for the best outcome you can afford to give them. See more

01.01.2022 GET OUT OF DEBT FAST! We can buy your house or get you out of the debt situation without it costing you anything. In doing so you save your credit rating by keeping the bank happy and you get to move on with your life. Its as easy as getting in touch for a chat. Ph: 0432 110968