RI Toowoomba and Ipswich in Toowoomba, Queensland | Financial planner

RI Toowoomba and Ipswich

Locality: Toowoomba, Queensland

Phone: +61 7 4639 3733

Address: 647 Ruthven Street 4350 Toowoomba, QLD, Australia

Website: http://www.ritoowoomba.com.au

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25.01.2022 Our office has now closed for the Christmas break, and will re-open on Monday 4th January 2021. The RI Toowoomba and Ipswich team would like to extend very warm wishes to all of our wonderful and loyal clients. We look forward to seeing you all in the New Year.

23.01.2022 Our office will be closed for the Australia Day public holiday tomorrow 26th January. Whether you stay in or head out for celebrations, enjoy the day. We will see you back in the office on Wednesday 27th.

23.01.2022 Continuing on from our last post regarding cyber crime at tax time, remember to always log into myGov to check your messages. Log into your official myGov account by manually typing in the web address into your browser, do not click on links from emails as they could be a malicious link. The ATO does not include links in their emails so if you get an email from the ATO with a link, delete it immediately.

23.01.2022 Take the pain out of managing your family’s finances. Taking care of household finances can be taxing, especially if you have a big family. But with proper planning and budgeting, there’s no need to stress.

22.01.2022 Our Office will be closed from Thursday 24th December and will reopen for the New Year on Monday 4th January 2021. Until then we will be business as usual, so please feel free to contact us on 07 4639 3733 should you have any queries.

21.01.2022 Legislated Extension of pension minimum relief to 2021-22 financial year: The Government has made regulations to extend the temporary reduction in superannuation minimum drawdown rates through to the 2021-22 financial year. Minimum pensions will again be halved for all account-based and term allocated income streams as follows for the 2021-22 financial year. ... To find out more, call our office on 07 4639 3733.

21.01.2022 We celebrated a very special office birthday this week, this time with Abbey - and her 21st no less! For those who have been with RI Toowoomba for a while now, you may recognise Abbey as Jeff and Linda's daughter. We hope you had a wonderful birthday Abbey!

20.01.2022 The pandemic has sparked a surge in the need for advice, with half a million more people indicating they intended to seek advice since the 2019 survey, when the figure was 2.1 million. Among these potential advised clients, the pandemic has been a major catalyst, with 44% saying the COVID-19 situation had increased their likelihood of seeking advice. If you would like to chat, please call our office on 07 4639 3733.

19.01.2022 ‘Treasury Laws Amendment (Self Managed Superannuation Funds) Bill 2020’ Amends the Superannuation Industry (Supervision) Act 1993 to increase the maximum number of allowable members from four to six in self managed superannuation funds and small APRA funds. To find out more, call our office today on 07 4639 3733.

18.01.2022 In your 40s? Here’s what you need to consider to financially get ahead. Being in your 40s often involves balancing many responsibilities that it becomes easy to neglect your own financial wellbeing. But it’s not too late to secure your future. Here are some tips that may help you financially make the most of your 40s.

18.01.2022 There are over 29 million pets in Australia with approximately 61% of households owning one of these 29 million pets. Of that 61%, most are dog owners at 40%, followed by cat owners at 27%. In 2019, over 60% of dog and cat owners considered their pet as a member of their family which means we want to treat them well and keep them in good health for a long and happy life, but at what cost?

17.01.2022 Superannuation scams With the Government offer for individuals to withdraw money from their superannuation fund if they have suffered financial hardship due to COVID, this has opened a door for scammers who are attempting to steal their superannuation by offering unnecessary services and charging a fee. Remember to be aware - never provide information about your superannuation to someone who has contacted you. This includes offers to help you access your superannuation early... under the government’s new arrangements. For more information on superannuation scams visit ASIC’s MoneySmart website at www.moneysmart.gov.au

17.01.2022 From 1 July 2021 a capital gains tax (CGT) exemption will be introduced for formal, written granny flat arrangements that are created, varied or terminated.

16.01.2022 Treasury Laws Amendment (Your Future, Your Super) Bill 2021 - contains measures to limit the creation of multiple superannuation accounts. The purpose of this amendment is to reduce the instances that members accumulate multiple superannuation accounts each time they change jobs. In addition, the Bill introduces performance testing for certain superannuation products, MySuper performance reporting.

15.01.2022 Are you affected by the increase in the Age Pension’s qualifying age? Take steps now to avoid getting caught short on retirement income.

15.01.2022 If you are not able to visit us in person, or it is more convenient to work with us digitally, we have the capability and technology to make it easier for us to connect with you. We have also considered how we can do this in a safer online environment.

15.01.2022 Scam Awareness Week The 17 21 August 2020 was Scams Awareness Week and so some great new content was developed that we recommend you take a look at. One alarming fact is that Scamwatch has seen a 55 per cent increase in reports involving loss of personal information this year compared with the same period in 2019. When people are at their most vulnerable, scammers are lurking, waiting for their opportunity. For more information, visit www.scamwatch.gov.au

14.01.2022 If you have been listening to the media this week, you may have heard that tax cuts will play a major role in this years proposed budget. The two tables below indicate how these tax cuts may affect you personally.

13.01.2022 Scam Alert It feels like every other week we are being warned of scammers and rightly so. Whilst many scams are emails or phone calls made to look and sound legitimate, scammers are looking at ways to make us part with our hard-earned cash on a more emotional scale. A good example of this is the puppy scam. Australians have lost nearly $300,000 to puppy scams this year alone. Scammers are setting up fake websites or ads on online classifieds and social media pretending to s...ell sought-after dog breeds to unsuspecting buyers. Don’t be caught out. For more information, visit https://www.scamwatch.gov.au//dont-get-scammed-looking-for

12.01.2022 According to the Australian Cyber Security Centre (ACSC), tax time is a hot time for cyber crime. Add that to the increase of cyber crime we have seen since the COVID-19 pandemic - now is the time to be extra vigilant with your cyber security. Many scammers will trick you into thinking you have a tax debt, quite often by sending an email that looks like the real deal. It’s important to note that the best way to see if you have a legitimate tax debt is to look for yourself using myGov, or speaking with your accountant.

11.01.2022 When the staff are away, the mice will play... One spooky trickster turned all of our computer mice into 'real' ones overnight! Whether or not you'll be celebrating Halloween tomorrow, we certainly found this 'trick' to be quite the 'treat'!

11.01.2022 One of our lovely clients surprised us with some flowers for the office today, and they smell delightful!

06.01.2022 Although the Melbourne Cup is being celebrated very differently for many this year, we were lucky enough to be able to dress up for a day here in the office. Whilst working as hard as ever, the RI Toowoomba team managed to stop for lunch - and what a spread it was! We hope your Melbourne Cup Day was a memorable one.

06.01.2022 Setting a financial goal for the New Year? Take steps to make it work.

05.01.2022 Did you know that you can keep up to date with monthly market news just by taking a look at our website? Our Market Wrap for December has been released, so feel free to have a read here: https://www.ritoowoomba.com.au/knowledge-centre

04.01.2022 Did you know that Australia is the 6th most targeted country in the world for cyber attacks?! If you don't already, it's a good idea to use 2-factor authentication anywhere you can. Set it up to receive authentication codes via sms or on an authenticator app. It pays to be vigilant.

04.01.2022 Concession Cards For discounts on medicines, utilities, council rates and more, many retirees wish to hold a concession card. These cards are typically income tested and you may be looking to confirm your eligibility as well as the benefits that come with the card. The three most popular concession cards are:... - Commonwealth Seniors Health Card - Low income health care card - Pensioner Concession Card Over the coming days we will outline the eligibility criteria of these cards. If you would like further information, please call RI Toowoomba on 07 4639 3733.

03.01.2022 In this informative Video Update, Troy Smith, Technical & Regulatory Change Manager, IOOF, talks through the Federal Budget 2020 changes and what they mean for you. https://vimeo.com/467182145/4f0692f386

02.01.2022 As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compounding interest. But did you know that you could be sending them negative money messages without meaning to?

01.01.2022 Most people have some sort of financial goal or aspiration, but may not know how to get there. It may seem like a steep climb, but with professional help and a sound financial plan, you may be able to reach your goals faster.