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24.01.2022 Premier Gladys Berejiklian announces housing affordability reforms http://www.smh.com.au//premier-gladys-berejiklian-announce

23.01.2022 "Helping Fulfill Aussie Dreams"

21.01.2022 RBA Rate Announcement No interest rate relief for the Christmas holiday. As most economists predicted, the Reserve Bank of Australia (RBA) has left rates on hold yet again.... Despite the predicted surge in spending over the Christmas season, the RBA decided that it was not enough to justify a rate change in time for the New Year. RBA Governor Glenn Stevens had this to say about the current credit conditions: Inflation is low and should remain so, with the economy likely to have a degree of spare capacity for some time yet. Inflation is forecast to be consistent with the target over the next one to two years. In such circumstances, monetary policy needs to be accommodative. Low interest rates are acting to support borrowing and spending. While the recent changes to some lending rates for housing will reduce this support slightly, overall conditions are still quite accommodative. Credit growth has increased a little over recent months, with credit provided by intermediaries to businesses picking up. Growth in lending to investors in the housing market has eased. Supervisory measures are helping to contain risks that may arise from the housing market. The pace of growth in dwelling prices has moderated in Melbourne and Sydney over recent months and has remained mostly subdued in other cities. So, what does all this mean for you? With the recent changes in interest rates, now is the time to consider whether your current loan is the right one for you, right now. Please contact me for a no obligation Health Check up for your Home Loan!

17.01.2022 https://www.smh.com.au//tighter-rules-on-home-loans-could-

13.01.2022 November 2018 Cash rate remains steady at 1.50% On a day notorious for people taking a punt, the Reserve Bank of Australia (RBA) has elected to play it safe and leave the cash rate unchanged at 1.50% for another month. Governor Philip Lowe had this to say in his official statement: Conditions in the Sydney and Melbourne housing markets have continued to ease and nationwide measures of rent inflation remain low. Growth in credit extended to owner-occupiers has eased but rema...ins robust, while demand by investors has slowed noticeably as the dynamics of the housing market have changed. Credit conditions are tighter than they have been for some time, although mortgage rates remain low and there is strong competition for borrowers of high credit quality. The low level of interest rates is continuing to support the Australian economy. What does this mean for you? Despite the cash rate staying at 1.50%, lenders may elect to move rates independently. As such, it pays to remain vigilant and keep an eye out for a better deal on your home loan. Not only could you save yourself some money, but free up some cash during the expensive Christmas period ahead! If you have any questions around the latest RBA announcement, or about home loans in general, please get in touch!

11.01.2022 Thinking of buying your dream home but facing difficulties getting home loan? Banks are tightening their lending criteria....Let Symphony Financial Services help you with your credit needs with over 30 lenders on our panel including major and non major Australian Banks.

09.01.2022 Support a Mortgage Broker!

08.01.2022 At Symphony Financial Services, we will help you to choose the most suitable lending and/or insurance products from a panel of over 30 bank, non-bank lenders & insurance companies of Australia. Our extensive suite of services include: Loans:... Owner Occupied Loans Investment Loans Construction Loans SMSF Loans Personal Loans Car Loans Asset & Equipment Finance Business & Commercial Loans Personal Insurance: Life Insurance Total & Permanent Disability (TPD) Insurance Income Protection Insurance Trauma/Critical Illness Insurance Business Insurance General Insurance: Home & Contents Insurance Landlord Insurance Motor Vehicle Insurance Travel Insurance

06.01.2022 Market Watch _ December 2018

05.01.2022 Stamp Duty Overhaul announced in NSW Budget.....

04.01.2022 Please have your say on Get Behind the Broker Campaign...!

01.01.2022 13 ways to take better care of your money Hi Everyone, found this very interesting article in today's newspaper: https://www.smh.com.au//here-are-13-ways-to-take-better-ca