SF Capital in Sydney, Australia | Company

SF Capital

Locality: Sydney, Australia

Phone: +61 2 8004 1888

Address: Level 7, 193 Macquarie Street 2000 Sydney, NSW, Australia

Website: http://sfcapital.com.au

Likes: 757

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25.01.2022 Calling all business owners!! If youre looking to arrange finance in the current market, then this webinar is for you! https://attendee.gotowebinar.com/regist/5584098908009767695 In this Webinar "Show me the Money!" Tommy Lim will provide an introduction of what it takes to obtaining a loan as a business owner, across residential and commercial finance.... He also provides a Covid-19 update for clients looking to obtain a commercial loan in the current environment. Accountants who want to get a grasp on business lending, as well as any other advisers, bankers or bdms looking for a broader commercial lending update, are also welcome! To register to this informative and educational session, follow this link and join in at 1pm on Wednesday 19 August 2020: https://attendee.gotowebinar.com/regist/5584098908009767695 Thanks for registering, we looking forward to having you join us in 2 weeks time! #webinar #webinar2020 #COVID19 #sfcapital #mortgagebrokersydney #morethanabroker #successfactors #businesslending #selfemployedhomeloans #selfemployed #commercialfinance

25.01.2022 Our next webinar is coming up this Wednesday 19 August @ 1pm AEST. SF Capital presents: Show Me The Money! Webinar: 5 top tips to get a loan as a business owner Latest Covid-19 lending market update**... To join this free webinar, simply follow this link and join in on Wednesday https://attendee.gotowebinar.com/regist/5584098908009767695 **For a sneak preview of some of these Covid-19 updates, follow our blog: https://www.sfcapital.com.au//business-loans-during-covid/ ***** Calling all business owners!! If youre looking to arrange finance in the current market, then this webinar is for you! In this Webinar "Show me the Money!" Tommy Lim will provide an introduction of what it takes to obtaining a loan as a business owner, across residential and commercial finance. He also provides a Covid-19 update for clients looking to obtain a commercial loan in the current environment. Accountants who want to get a grasp on business lending, as well as any other advisers, bankers or bdms looking for a broader commercial lending update, are also welcome! To register to this informative and educational session, follow this link and join in at 1pm on Wednesday 19 August 2020: https://attendee.gotowebinar.com/regist/5584098908009767695 Look forward to hosting you very soon! #webinar #webinar2020 #COVID19 #sfcapital #mortgagebrokersydney #morethanabroker #successfactors #businesslending #selfemployedhomeloans #selfemployed #commercialfinance #webinarevent

24.01.2022 Our latest SF Capital case study is a scenario of an Australian expat who lives and works in China. Read case study: https://www.sfcapital.com.au//off-the-plan-purchase-for-a/... We recently helped this client to settle his off the plan purchase from an apartment development in Sydney. We dealt with solicitors, translators and government departments, all while constantly communicating with the client and the lender to ensure settlement was completed on time. This case study showcases the highest level of service that can be expected for expat clients, who rely on us to shortlist the most suitable lenders / loan products and manage their loan application from start to finish. If you have an enquiry, please get in touch with anyone on our team or email [email protected] http://sfcapital.com.au #sfcapital #mortgagebrokerinsydney #gettingaloanasanexpat #howexpatsgetaloan #expatloans #morethanabroker #successfactors #brokerservices #financebroker #mortgagebroker #homeloans #expats #sydneyproperty

24.01.2022 Thanks so much David for the review on Google for the SF Capital team! It was our pleasure to tailor the loan structure advice to your objectives, and executing on the loan process #complexloans #sfcapital #successfactors #testimonial #servicefirst #mortgagebroker #googlereviews #brokerreviews #recommendation #mortgagebrokersydney #morethanabroker

24.01.2022 The SF Capital office will be closed during the holidays, from 24 December 2020 to 8 January 2021, inclusive. Up until the Christmas break, we're still taking enquiries and calls if you have any home loan requirements. Thank you to all our clients, business partners and friends for the ongoing support this year. 2020 wasn't just another year, and we wouldn't have made it through without you! Merry Christmas & Happy New Year!... #sfcapital #successfactors #morethanabroker #christmas2020

24.01.2022 The governments Homebuilders Scheme was released last week with the twin motives of stimulating the building industry while addressing housing affordability This is a great time to build your #dreamhome or renovate your current home if youve been considering it! The amount of the cash grant is $25K for eligible projects. Hot tip - if youre a #firsthomebuyer the #Homebuilders scheme can be combined with the governments First Home Loan Low Deposit Scheme and ot...her First Home Buyer initiatives to give you a real leg up into the market Read our latest blog post to find out how you can make the most of the cash grant! #sfcapital #morethanabroker #firsttimehomebuyer #money #covid19australia #successfactors #mortgagebrokersydney #mortgage #financebroker #homeloan #banks #moneytips #newhomesales #buildingindustry

24.01.2022 SF Capital Fathers Day Giveaway This Fathers Day, we want to help you celebrate with your family & friends in a memorable way. Our Fathers Day Giveaway Prize this year is a bottle of LAGAVULIN 16-YEAR-OLD ISLAY SINGLE MALT WHISKY, presented in a quality timber gift box, and delivered to anywhere in Australia. The Lagavulins iconic smoky aroma and peaty flavours are warmly reminiscent of the times spent around BBQs and campfires. Pour a dram , and toast to the memorie...s shared with Dad, to good health and good times to come! Slinte Mhath! To enter for a chance to win: 1 LIKE this Facebook (SF Capital) Page; 2 LIKE this Post; AND 3 TAG 2 friends in the comments below (you can tag your Dad of course!) Bonus entry if you share this post! Entries close 11pm AEST Sunday 6 September 2020, and the winner will be selected at random and announced on Monday. Enjoy the Fathers Day week everyone! Image Credit to Lagavulin https://www.malts.com/en-au/ #fathersdaygiveaway #fathersdaygiveaway2020 #sfcapital #sfcapitalgiveaway #fathersday2020 #mortgagebrokersydney #mortgagebroker #assetfinance #financebroker #successfactors #morethanabroker #giveaway

22.01.2022 On 1 July 2020, new allocations for the governments First Home Loan Deposit Scheme have been made available. The governments NHFIC (National Housing Finance and Investments) will be guaranteeing a total of 10,000 eligible home loans over the 12 months. This loan guarantee scheme, or the 5% deposit scheme operates on a first in best dressed basis.... Each participating lender has slightly different requirements for registering to the scheme. For most banks, an allocation can be reserved in advance and if a spot is not taken up by a certain date, it will be given to the next applicant in line. Some banks may take applications as they are until all spots have been exhausted. Find out whether youre eligible for one of the 10,000 home loans under the guarantee scheme. Read the latest blog post by Priscilla Tan: https://www.sfcapital.com.au//first-home-loan-deposit-sch/ #fhlds #firsthomebuyers #loanguarantee #sfcapital #successfactors #mortgagebroker #homeoans #mortgagebrokersydney #mortgage #money

20.01.2022 The NSW government will speed up four priority projects across greater Sydney in the next eight weeks to add jobs and build homes through the newly created Planning Delivery Unit. An efficient planning system will hold the vital role in getting the state "back on the road" to recovery post-pandemic. Image credit: Louise Kennerley (AFR) #sfcapital #SuccessFactors #morethanabroker #covid19australia #infrastructureprojects

20.01.2022 When you are #upsizing or #downsizing your home, there are many variables that come into play, there are many parties involved, not to mention the practical considerations with moving houses especially if you have sold before you find the next property. In this video, Tommy shares with our Advisory Board chair Craig Thompson a #successstory where he helped a family upgrade from their Mosman townhouse to their forever family home in Roseville, and how he managed to resolve... a few sticky hurdles during the loan process Thanks for watching! Feel free to reach out to our broker team if you want a chat about your scenario: [email protected] https://www.sfcapital.com.au/why-us/team/ #sfcapital #successfactors #morethanabroker #service #servicefirst #mortgagebroker #mortgagebrokersydney #homebuyingprocess #newhome #dreamhome #familyhome #warstory #homebuyingtips

19.01.2022 Our testimonial of the week is from Gillian Cheung - thanks so much for recommending us, writing about your positive experience dealing with SF Capital and also trusting us with your finances over the years. The team is so flattered by your kind words! Well done to Tommy Lim and Priscilla Tan for consistently delivering such excellent client service #sfcapital #mortgagebroker #mortgagebrokersydney #financebroker #homeloans #successfactors #morethanabroker #customerexperience #clienttestimonials

19.01.2022 Choosing the best bank for your loan is not just about the price While the interest rate is an important consideration, certainty of financing comes first. As a broker, our job is to ensure the bank accepts your scenario and security, and knowing which banks have policies most favourable to you We then consider loan features, banking services available as well as what their service levels are like including time for approval, speed and ability to access your money and... post settlement support The broker searches the market and presents a selection of banks to allow you to make an informed choice For more broker FAQs, please visit our website: https://www.sfcapital.com.au/resources/faq/ #sfcapital #successfactors #mortgagebroker #morethanabroker #mortgagebrokersydney #homeowner #realestate #propertyportfolio #homeloans #brokerservice

18.01.2022 Just settled Mercedes CLA Ford Ranger... Congrats to two of Lukes clients who picked up their new cars for the weekend! Enjoy! ****** Who to contact for Asset & Vehicle Finance? Luke Xie 0498880033 [email protected] https://www.sfcapital.com.au/expertise/vehicle-finance/ #sfcapital #morethanabroker #assetfinance #vehiclefinance #successfactors #carloan #financebroker #financebrokersydney

18.01.2022 Same barber, same customer, same chair, 20 years later. Customer loyalty is priceless! Do you know what it takes to cultivate customer loyalty that lasts? Feel free to share your tips #customerloyalty #sfcapital #clientsatisfaction #successfactors #mortgagebroker #mortgagebrokersydney #financebroker #homeloans #loyalty #gratitude #trust

17.01.2022 The July housing market report from CoreLogic Australia is out which looks at data for June 2020. - Change in Sydney dwelling values down -0.8% (past 1 & 3 month) - Recent falls represent an interrupted upswing (over a 12 month period) - Mild declines since April lows, but longer term outlook remains uncertain... - The most expensive quartile of housing continues to lead the downturn - Sydneys upper quartile down -1.3% over 3 months whilst lower quartile was down -0.2% over the same period. The Impact of the pandemic on the housing market is milder than expected, the resilience in values attributable to government support measures, loan repayment deferrals and scarcity of supply. The next update will be much anticipated as it will reveal the flow-on impact of the second Victoria lockdown and any potential restrictive polices that might be introduced in NSW. In the meantime, you can keep up to date with the housing market for other capitals, and nationally here: https://www.youtube.com/c/CoreLogicRPData/videos #sydneyhousingmarket #mortgagebrokersydney #sfcapital #morethanabroker #propertymarket

17.01.2022 From everyone at SF Capital, we want to wish you a very Merry Christmas! We know that 2020 has been a different and even difficult year for many. Without our clients, business partners and friends, we couldn't have made it through this challenging period. We want to take this opportunity to thank you all for your support! The team have put together a short clip, reflecting upon the year and extending their #Christmas greetings to all of you ... We wish you, your family & loved ones a joyous festive season, a restful and rejuvenating break, and a prosperous New Year! We look forward to connecting with you again in 2021! #christmas2020 #christmasiscoming #christmastime #christmascountdown #christmasseason #christmasspirit #Christmasvideo #Christmasmessage #sillyseason #festiveseason #sfcapital #morethanabroker #successfactors #mortgagebroker #mortgagebrokersdyney

16.01.2022 The team had some fun filming our Christmas Video despite what has been a challenging and unprecedented year. We can't wait to share it later this week! Let the countdown towards Christmas begin - only 10 more sleeps to go! #Christmas #christmas2020 #christmasiscoming #christmastime #christmascountdown #christmasseason #christmasspirit #sfcapital #morethanabroker #successfactors #mortgagebroker #mortgagebrokersdyney

16.01.2022 The team is ready for the big night in attending the #mfaa virtual awards! We are honoured to be nominated in two categories for NSW/ACT Thanks MFAA for hosting!... Customer Service (Business) Award Young Professional Award All the best to all the finalists!! #mfaaawards #sfcapital #awardnight #virtualevent #mortgagebrokers

16.01.2022 Our latest SF Capital asset finance case study is a scenario of a young self-employed business owner of a growing removal business. When the client first contacted us, his business was still in upstart stage, with only one year trading history To meet growing enquiry volumes, the client decided to purchase his second truck instead of renting one. And 6 months later, he saw an opportunity for further revenue growth by purchasing a third truck to complete his fleet As a... young upstart who has never had an asset finance facility before, the clients scenario didnt tick many boxes at face value. Read our case studies to find out how finance was secured for the client https://www.sfcapital.com.au//truck-addition-for-young-bu/ https://www.sfcapital.com.au//removalist-business-acquiri/ If you have an enquiry, please get in touch with Luke Xie on 0498880033 or [email protected] or http://sfcapital.com.au #sfcapital #mortgagebrokerinsydney #assetfinance #vehiclefinance #morethanabroker #successfactors #brokerservices #financebroker #mortgagebroker #homeloans #expats #businessowners

15.01.2022 Under the NSW governments Covid-19 recovery plan: Stamp duty is waived for NEW homes worth no more than $800K (previously $650K) Stamp duty concession is available for NEW homes worth between $800K and $1M... Vacant land stamp duty concession threshold increases to $500K (previously $350K) The existing $10,000 First Home Owner Grant (FHOG) is still available The maximum benefit a home owner could be entitled to is $32,335 if purchasing a new home and accessing the FHOG New thresholds in place for 12 months, applicable to contracts executed from 1 August 2020 to 31 July 2021 Please get in touch with the broker team, if youd like to discuss upcoming plans to purchase a new home during this time: https://www.sfcapital.com.au/why-us/team/ Stay safe and healthy! #sfcapital #mortgagebrokersydney #successfactors #morethanabroker #mortgagebroker #stampduty #covid19 #firsthomebuyers #reliefmeasures

14.01.2022 The government has announced the extension of the expanded instant asset write-off for six months to 31 December 2020. Australian businesses with annual turnover of less than $500M will be able to take advantage of this extended timeframe to invest in assets to support their business as Covid19 health restrictions continue to be eased and the economy bounces back. Under this stimulus measure, small businesses are allowed to instantly write-off the value of depreciating assets... worth up to $150,000 per item. Small businesses will have 6 more months to take advantage of this tax incentive. Speak to us if you have financing needs for upcoming asset purchases for your business. Luke Xie, Asset Finance Specialist +61 498 880 033 [email protected] or [email protected] #sfcapital #mortgagebroker #financebroker #assetfinance #equipmentfinance #covid19australai #reliefmeasures #taxtime #businesstimulus

14.01.2022 SF Capital Fathers Day Giveaway Winner Announcement We hope everyone had a fantastic Fathers Day weekend and all the dads had a nice time with your loved ones Thank you to everyone on Facebook and Instagram who entered into this years giveaway. It was a lot of fun ... Weve drawn the winner and the lucky recipient of the bottle of Lagavulin 16 year old Islay Single Malt Scotch Whisky is .. @esther_park_lee (via Instagram)!! Esther, were organising for the gift to be delivered directly from Oak Room Wines this week. Slinte Mhaith! #fathersdaygiveaway #fathersdaygiveaway2020 #sfcapital #mortgagebroker #mortgagebrokersydney #morethanabroker #successfactors #financebroker

12.01.2022 To all our clients who helped us reach the big milestone of attaining 100 x 5-Star Google Reviews, THANK YOU!!! Were honoured by your kind words and feedback Well done to the SF Capital team who work hard in keeping the #servicefirst dream alive! Follow this link to the reviews:... https://www.google.com/search,,, #sfcapital #successfactors #morethanabroker #service #servicefirst #mortgagebroker #mortgagebrokersydney #googlereview #googlereviews #fivestar #fivestarreviews

12.01.2022 In this next segement, Priscilla Tan shares how she helped a couple who relocated from Sydney to Hobart to buy their first home. The clients were prepared to contribute a 10% deposit towards the purchase. They wanted to preserve their savings towards other relocation expenses. In order to bridge the deposit gap for the loan amount required, the clients took out a family guarantee to get the loan over the line.... The additional security offered by a family member helped lower the Loan to Value (LVR) ratio. The clients were able to borrow the required amount while avoiding Lenders Mortgage Insurance which can be costly. To find out more, please visit: https://www.sfcapital.com.au/expertise/family-guarantees/ #successfactors #sfcapital #morethanabroker #interview #money #homeloans #mortgagebroker #mortgagebrokersydney #familyguarantee #mortgage #firsthomebuyers

12.01.2022 Today is R U OK? Day In a year when many of us have faced challenges were more likely than ever to hear "No, Im not OK". When a family member, colleague or friend says theyre not OK, its not always easy to keep the conversation going, but it could change a life ... Learn how to navigate the conversation after asking R U OK?: www.ruok.org.au/how-to-ask Listen, encourage action and check-in #theresmoretosay #RUOK #RUOKDay2020 #sfcapital #morethanabroker

10.01.2022 Congratulations Tommy Lim for winning the honourable Young Professional Award at the prestigious MFAA Awards for NSW/ACT!! This award recognises not only a young finance brokers business achievements, but also their professionalism, customer service, ethics, growth and innovation Thank you to #mfaa for hosting and organising this years awesome virtual award ceremony! Thanks to all the judges, the MFAA team and the sponsors!... We would like to thank ALL our clients and business partners this award would no way be possible without your ongoing support. THANK YOU!!! #MFAAawards, #mfaa #sfcapital #successfactors #brokerawards #youngprofessionalaward #customerserviceaward #mortgagebroker #mortgagebrokersydney #financebroker #brokerawards #morethanabroker #teamwork #businessgrowth

08.01.2022 The official cash rate remains at 0.25% after todays RBA September meeting. The RBA has also decided to extend the duration and the size of the term funding facility, to give banks continued access to low cost funding, until June 2021 //The Board is committed to do what it can to support jobs, incomes and businesses in Australia. Its actions...are keeping funding costs low and assisting with the supply of credit to households and businesses. The Board will maintain high...ly accommodative settings as long as is required and continues to consider how further monetary measures could support the recovery.// What this means is that, the RBA is committed to keeping funding costs low, and borrowers can expect banks to keep interest rates low into the foreseeable future. Read the full statement by RBA Governor Philip Lowe here: https://lnkd.in/g9kS2zT #sfcapital #mortgagelending #mortgagebroker #homeloanrates #homeloan #economy2020 #economynews #cashrate #lenders #banks #money #finance

08.01.2022 Happy new year! We would like to wish all our clients, business partners and friends a happy, healthy and prosperous 2021. Thank you again for your ongoing support throughout the past year. The SF Capital team are looking forward to re-opening on 11 January to assist you again! #sfcapital #mortgagebroker #mortgagebrokersydney #successfactors #newyear

07.01.2022 A big #CONGRATULATIONS to Tommy who will be commencing studies at one of the worlds most prestigious business schools - University of Chicago Booth School of Business under their #ExecutiveMBA program!! While the program will commence online due to Covid-19, Tommy looks forward to studying in real life with his cohort next year Good luck in your studies, Tommy! #sfcapital #successfactors #morethanabroker #mortgagebroker #mortgagebrokersydney #chicagobooth #uc...hicago #universityofchicago #mba The University of Chicago

06.01.2022 Our testimonial of the week has got to be this one from John Li, who left a very positive 5-Star Google review for Luke Xie and recommendation of SF Capital. Thanks so much John for your kind words! We are so glad to have helped you refinance your home loan, and to find a solution that is as personalised and as catered to your specific needs and requirements as possible. Well done Luke!... #sfcapital #successfactors #testimonial #servicefirst #mortgagebroker #googlereviews #brokerreviews #recommendation #mortgagebrokersydney #morethanabroker

06.01.2022 When it comes to buying a car, it (literally) pays to have a broker like Luke Xie who knows the finance AND car market. Here is a real example of how you can save more than $15,000 over 5 years by choosing a near new 2019 BMW instead of a brand new 2020 Both cars are 2019 build making them exactly the same specifications, one is just 2020 registered instead of 2019... To the lender, the 2019 car is still treated as brand new so you can access the same competitive rates. If youre in the market for a new car speak to our Vehicle Finance Broker, Luke Xie for how he can help. Luke Xie 0498880033 [email protected] Hes even happy to share the actual CarSales links to these cars #sfcapital #financebroker #carloan #BMW #moneytips #money #carsales #mortgagebroker #assetfinance #morethanabroker #successfactors

06.01.2022 As FY20 draws to a close, the team takes half a day off for a strategy session to plan for FY21, and some fun team building activity. We also welcome our newest member Young Min to SF Capital! #sfcapital #teambuilding #successfactors #mortgagebroking #mortgagebroker #mortgagebrokersydney #eofy

06.01.2022 Thank you to Maria for the review on Google and kind words for Tommy & Priscilla! It was our pleasure too to assist and guide you through the loan process Congratulations on your settlement! #customerservice #sfcapital #successfactors #testimonial #servicefirst #mortgagebroker #googlereviews #brokerreviews #recommendation #mortgagebrokersydney #morethanabroker #5starreview

06.01.2022 In our latest case study, Priscilla Tan shares how despite her clients 20% income reduction due to the Covid19 pandemic, she has been able to help this young professional couple achieve their goal of purchasing their first property. The clients actually reached out to us before they had a final decision on their approach to entering the market. For this loan, our role has been to educate clients on the mortgage process, and the implications and drivers of borrowing capacity ...should they enter the market as investors vs owner occupiers The latest property market data show a significant portion of first home buyer transactions. Home seekers are evidently active buyers in the current environment As mortgage brokers we can help you with a #preapproval so you can bid on your dream home with confidence Having helped hundreds of first home buyers, we understand the thought process that clients go through and the advice they need Read the case study here: https://www.sfcapital.com.au//first-home-buyers-settle-du/ #sfcapital #successfactors #servicefirst #morethanabroker #firsthomebuyers #homeloans #propertymarket #mortgagebroker #mortgagebrokersydney #bestmortgagebroker #covid19

06.01.2022 Team work makes the dream work! Would you try doing this? #teamwork #successfactors #morethanabroker #servicefirst #sfcapital #mortgagebroker #mortgagebrokersydney

06.01.2022 Since RBA's rate cut last week, all the major banks have reduced fixed rates for owner occupier home loans on P&I repayments. Macquarie, as an exception, has reduced fixed rates across other home loan types (including investment loans). Fixed home loan rates for 4-year terms are now in the sub-2% territory, which is a historic low. Unfortunately, the banks have not passed on the rate cut to variable home loans. The banks argue that they need to protect profit margins becau...se deposit rates cannot be reduced much further. In this piece, we answer the questions borrowers are asking about how they can make the most of this latest round of rate cut: https://www.sfcapital.com.au/what-does-the-rba-rate-cut-me/ 1 If my bank is not passing on the rate cut to my loan, should I refinance? 2 If I am already on a fixed rate, how can I get a reduction in my rate? 3 What is a break fee? 4 How can I benefit from the rate cut? 5 I have an investment loan, how am I impacted? 6 Can I fix my home loan without losing the offset feature? 7 What do I need to do to fix my variable home loan? 8 What can I do if I have a variable home loan, but I don’t want to fix it? 9 What is a split loan? If my question hasn't been answered here, can I speak to someone about my home loan? For a summary of rate cuts by the major banks, follow this link: https://www.sfcapital.com.au/rba-rate-cut-how-are-the-bank/ Commonwealth Bank ANZ Australia Westpac St.George Bank NAB ING Australia Macquarie Bank Please feel to get in touch with the SF Capital broker team for further assistance: [email protected] #sfcapital #rbarate #financeandeconomy #mortgagebrokersydney #mortgagebroker #mortgageadvice #morethanabroker #successfactors #money

05.01.2022 To help first home buyers get a foot in the door sooner, a major bank has reduced the cost of Lender Mortgage Insurance (LMI) to $1.00 for eligible first home buyers, for loans of up to $850,000. To be eligible, this is the criteria: Applications must be for a first home loan for a first property... For joint applications, only one applicant must be a first home buyer, and only that the other applicant cant hold other properties at time of application Loans with LVR up to 85% at the time of formal approval Owner occupier loans with Principal & Interest repayment only A maximum loan size of $850,000 Only one property to be financed per application. No construction loans . Offer not available in conjunction with the Family Pledge option Residential lending originated under family or company trusts no eligible To find out more please contact our broker team at [email protected] https://www.sfcapital.com.au/why-us/team/ #sfcapital #successfactors #morethanabroker #homeloans #LMI #mortgagebrokersydney #bestmortgagebroker #firsthomebuyers

05.01.2022 Find out how the year has ended for the housing market in the final national housing market update for 2020 from CoreLogic Australia. Australia’s housing market continued along a recovery trend through November, with the national home value index recording a second consecutive monthly rise. With dwelling values up 0.8% over the month, the new recovery trend follows a 2.1% drop in Australian home values between April and September.... At this rate of appreciation, we are likely to see CoreLogic’s national home value index surpass pre-COVID levels in early 2021. Follow the link below for the analysis: https://www.youtube.com/watch?v=y3eqxCDQD2k #sfcapital #PropertyPorfolio #mortgagebrokersydney #morethanabroker #propertyinvestment #propertyinvestor #propertymanagement #corelogic #successfactors

04.01.2022 One of the benefits of being an @sfcapitalgroup client is the opportunity to participate in our annual review, when we review your loan(s), negotiate your rates, check in to see if you have new requirements - the goal is to ensure that your loan(s) are optimised as much as feasible. The 2020 annual review process is now complete. However, if there is anything else youd like us to look at now, were more than happy to help. Its all part of the #service to our valued clients... So feel free to get in touch with our team for a chat anytime - http://sfcapital.com.au/why-us/team Happy EOFY! #sfcapital #successfactors #servicefirst #morethanabroker #mortgagebroker #mortgagebrokersydney #homeloans #homeloanreview

04.01.2022 Behind the scenes of a project we've been working on. We have dropped some hints in this photo as to what it might be about Take a guess! We can't wait to see the final video! #sfcapital #morethanabroker #successfactors

04.01.2022 The SF Capital team is joining the virtual MFAA National Excellence Awards, the most prestigious award in the Australian mortgage broking industry. We wish Tommy the best of luck for the Young Professional national recognition! All the best to all other finalists too!... #mfaawards #mfaa #sfcapital #mortgagebroker #mortgagebrokersydney #successfactors #morethanabroker #youngprofessionalaward

04.01.2022 As widely expected, the Reserve Bank has today cut the official cash rate to a historic low of 0.1% The package of support measures decided by the central bank also includes bond purchases to support job creation and the recovery of the Australian economy from the pandemic. The combination of monetary and fiscal measures is expected to assist the recovery by on one hand lowering financing costs for borrowers, contributing to a lower exchange rate, and supporting asset price...s and balance sheets. On the other hand, the Term Funding Facility is contributing to low funding costs and supporting the supply of credit to the economy. We will provide an update on the latest interest rates once the rate cut washes through Australian banks Please stay tuned! #rba #reservebank #interestrates #interestrate #ratecut #monetarypolicy #economy #financeandeconomy #australia #sfcapital #successfactors #morethanabroker #mortgagebroker #mortgagebrokersydney #homeloan #homeloans Image credit: Reserve Bank of Australia Facebook Page

03.01.2022 Find out how the market has performed up until October in this latest national housing market update from CoreLogic Australia. While the national home value index moved back into positive month-on-month growth (0.4% rise), after 5 consecutive months of decline, the October results are showing early signs of divergence between house and unit market performances, reflected in the latest housing values and rental market trends. Follow the link below for the analysis: https://www.youtube.com/watch?v=nFIc-ds2N5A #sfcapital #PropertyPorfolio #mortgagebrokersydney #morethanabroker #propertyinvestment #propertyinvestor #propertymanagement #corelogic #successfactors

02.01.2022 The SF Capital team are back in the office in the new year, and ready to help you and all our clients. Whatever your personal, professional or business goals may be for 2021, we wish you the very best in pursuing them and reaching your goals. If you would like to speak to a broker about any finance requirements, please feel free to get in touch:... https://www.sfcapital.com.au/why-us/team/ We look forward to sharing finance tips and resources here online. #backinbusiness #servicefirst #sfcapital #newyearresolutions #happynewyear2021 #mortgagebrokersydney #mortgagebroker #successfactors

02.01.2022 How do we decide the best bank for our clients? The final consideration is the Service Levels Even if a bank checks every box in terms of acceptance of security and scenario, suitability of product type and loan structure, banking preferences and price, if there is a tight timeframe to settlement, the broker needs to change tact with lenders choice. Bank SLAs currently range from 1 day to 39 days. The huge difference in SLAs is driven by volume of loans, pr...ocess efficiencies, dependence on offshore processing centres and the impact of the pandemic on staffing levels. Service levels also refer to how well a customer is served after the bank "signs on" the customer. This is also a factor taken into consideration when weighing up lenders choice. So how the bank tends to treat (i.e. re-price) the "back book" after a loan settles and how accessible and responsive is their customer service. As your broker, our job is to find the most suitable lenders for your finance requirement, present the shortlist the client together with our recommendation. For more home loan FAQs, visit our website: http://www.sfcapital.com.au/resources/faq/ #sfcapital #servicelevels #sla #mortgagebroker #mortgagebrokersydney #successfactors #morethanabroker #financebroker #homeloans See more

01.01.2022 When you have been to the clients to sign loan docs, and are onto the next #Zoom meeting #wfh #sfcapital #successfactors #mortgagebroker #zoomcalls

01.01.2022 For property owners wanting to upsize (or downsize), a common question we get asked is "Should I sell before I buy"? The answer depends on what you want to do to your current home and whether you are able to keep it and convert it into an investment property. If you have to trade homes, the timing of selling and buying gets trickier. Ideally, you are able to buy and sell simultaneously.... If you have bought a property before you have sold your existing home, you may need a bridging loan. But not everyone can access or accepts the costs associated with the bridging loan. In this video, Tommy explains to Craig about the options available for homeowners in terms of timing the buying and selling. Thanks for watching! #sfcapital #successfactors #morethanabroker #mortgagebrokersydney #morethanabroker #lendingexperts #homeloandexperts #bridgingloan #upgradingyourhome