Smartline Personal Mortgage Advisers- Gary Pretty in Sunbury, Victoria | Financial service

Smartline Personal Mortgage Advisers- Gary Pretty

Locality: Sunbury, Victoria

Phone: +61 3 9744 3331

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• Financial service
• Loan service
• Mortgage brokers

25.01.2022 Home Builder Grant Great news for anyone considering building a new home to live in with the State Revenue Office agreeing to extend the Home Builder Construction commencement date for a further 3 months. This means that all eligible applicants now have 6 months to commence construction from when the eligible Home Builder Contract is signed.... If you would like to know more, please feel free to contact me on 0459 313 474 or visit the State Revenue Office website. Regards Gary

25.01.2022 Australian homeowners are holding onto their properties for longer than they were a decade ago and it’s not necessarily because they are comfortable. Experts say rising house prices and transactional costs as well as an ageing population are key reasons why Australians are staying put for longer. ow.ly/ph2x102spUN

21.01.2022 Its great to be a part of the local community and having had personal experiences with each of the businesses listed I can highly recommend each of them for your needs. So pleased to continue to support local businesses.

21.01.2022 Things are changing in the home loan market quite quickly and with the introduction of new grants, schemes and opportunities for first home buyers, it can be a little overwhelming. If you'd like someone in your corner who can provide expert advice, I'd be happy to have a chat. Feel free to give me a call on 0459 313 474 or share this post with anyone else who may be looking to enter the market.

21.01.2022 Give me a call on 0459 313 474 to discuss your situation.

20.01.2022 Nerida Conisbee, Chief Economist at REA Group, explains what the stage 4 lockdown means for real estate in Melbourne. ow.ly/8PqZ102kJ0q

19.01.2022 Meredith and I are very proud to have received this State award. Thanks go out to all our valued clients who have and continue to help us achieve our business goals and in turn and more importantly for us to help our clients achieve their personal goals. Thanks so much... Gary and Meredith See more

19.01.2022 This seems to be a common theme that we will see a lot of activity in coming months after restrictions ease. If you have not yet got your finances in place then now is the time to speak with us and get started so that you are well placed when the market is ready to fire. Please feel free to give me a call on 0459 313 474.... Stay Safe Gary

19.01.2022 Thinking about buying your first home? Here is a snapshot of the home loan application process. I can take you through the home loan process, step by step, helping you get into your dream home sooner. ow.ly/Xxaz102m6aC

18.01.2022 Did you know... $10 from every loan Smartline arranges is donated to a range of charities. As an organisation we've now donated over $2.5m to charitable and community causes. It's so fulfilling to be part of an organisation that gives back.

18.01.2022 If you're a fan of spring cleaning all areas of your life and want to get your finances in tip top shape, I offer a complimentary home loan review to make sure you're on a competitive rate. If you would like to review your loan, give me a call on 0459 313 474

17.01.2022 Even though we're in a recession, we're not seeing a collapse in house prices. Nerida Conisbee, Chief Economist at REA Group, outlines 6 key reasons why house prices arent falling.

17.01.2022 As your Smartline adviser I aim to reduce the stress of securing a loan, provide expert advice, compare lenders and manage any roadblocks that may arise so you can be confident you have a loan that is suitable for your situation. If you'd like to know if I can assist you with your unique situation, give me a call on 0459 313 474. I'd love to have a chat.

17.01.2022 A great post from the team at #Sagebusinessgroup

17.01.2022 This is something that we see quite often, if you would like to discuss your own situation feel free to give me a call on 0459 313 474

16.01.2022 There are many strategies every homeowner can use to pay off their mortgage as quickly as possible. These include everything from regularly ensuring your loan is still the most appropriate for your needs, increasing your repayments and looking for new ways to save. The key is to take action - so if you're ready to take the next step, give me a call, I'd love to help you get ahead.

16.01.2022 Tossing up between lenders is hard enough, not to mention considering different loan structures and interest rates... If you're overwhelmed by the home loan process, I can assist. Give me a call on 0459 313 474 if you'd like to know more.

15.01.2022 Something a bit different to lighten our days

15.01.2022 Buying your first home is no mean feat, particularly in Australia where housing markets have been ranked among the world’s most unaffordable. It might explain why the average age of Australian first-home buyers is closer to 40 than 20. ow.ly/RSX5102tuFv

14.01.2022 There has been quite a bit of confusion around how this grant actually works, delays with it being rolled out by Government agencies and even a lack of clarity around how lenders are treating this grant. This Fact Sheet provides all these details in a clear and easily understandable way. Please do not hesitate to contact me should you have any questions on 0459 313 474 or [email protected]

13.01.2022 The cash rate reached a new record low of 0.10 per cent on 3 November, and over the past several weeks, banks and other lenders have been announcing their interest rate response. Many big lenders have cut their fixed rates significantly, with some breaking the 2 per cent per annum barrier. ow.ly/ofzC102t002

12.01.2022 We are absolutely thrilled to support #saveourservices Sunbury by donating funds for the purchase of a new computer so that our returned service and emergency services people can keep in contact with their families. Thanks to Jeb Summers and the team at SOS Sunbury for your support and efforts in helping make this a reality.

12.01.2022 When you start thinking about buying your first home, there are myriad factors to consider. It can be a good idea to crunch the numbers for each of your options so that you can make decisions that will help you build wealth over the long term, as well as purchase the right home for your needs. ow.ly/PxBe102m6an

12.01.2022 Theres been a lot of concern about what the end of large scale mortgage deferrals is going to do to property owners, the property market and the broader economy. Last Wednesday the banking industry announced it would offer a support package to people who are still going to struggle to make their mortgage repayments come September. Extensions will only be granted to people who are genuinely unable to make repayments, but these borrowers could have up to four more months to ...find a way to meet them. If you think you might need more time to be able to start making loan repayments once your deferral period ends, it is essential that you make arrangements with your lender before September 30 to avoid arrears and any impact on your credit report. You should also contact your lender if you want to discuss how you might be able to start making reduced repayments now.

11.01.2022 Why not contact me to see if I can help you, I have successfully assisted other clients save $$$ on their home loans.

11.01.2022 In these times of uncertainty due to COVID-19, your financial and personal wellbeing are my priority. My business remains open and I am available to do video conference calls in place of face-to-face meetings so please feel free to contact me at any time on 0459 313 474. I remain dedicated to providing you with the most up-to-date information as it becomes available and supporting you through this period of uncertainty.

11.01.2022 Have you reviewed your home loan lately? Not only could you take advantage of the low interest rates, but you could potentially qualify for a cash back bonus of up to $3k when you refinance. Give me a call on 0459 313 474 to find out more.

09.01.2022 Well worth keeping up to date with assistance from the team at #sagebusinessgroup

09.01.2022 Yesterday, the Australian Federal Government released new rules on the JobKeeper wage subsidy scheme to effectively extend the scheme for a further six months u...ntil 28 March 2021, with new testing requirements and reduced cash payments which the Government has dubbed JobKeeper Version 2 or the JobKeeper Extension. https://www.sagegroup.com.au/sage-dedicated-covid-19-financ

09.01.2022 By making additional lump sum repayments you can potentially save on interest. Try out our lump sum calculator to estimate how much interest and time you can save by making additional lump sum repayments. ow.ly/c2Oq102rit1

08.01.2022 Happy Fathers Day

05.01.2022 Hi All, If you are looking for a grazing box then look no further than this wonderful local business. Regards Gary

05.01.2022 Whether you're saving for your first home or want to save to get ahead, here are some helpful tips to fast track your deposit or make sure you have some extra money saved for a rainy day.

03.01.2022 Ready to buy your first home? Its exciting, but theres a lot to get your head around. I can help you make sense of it all. Give me a call on 0459 313 474 to discuss. ow.ly/ct8J102iLuP

03.01.2022 Well worth reading this article if you are running your own business to see what support might be available.

02.01.2022 Meredith and I would like to wish all our wonderful clients and friends a Very Merry Christmas and a Happy 2021 and lets hope all the challenges that have been thrown at us this year are now behind us. Have a great festive season and thanks for your support during the year. Best Wishes... Gary & Meredith

02.01.2022 Applications for the $25,000 Government assisted home builder grants are now available for those who qualify by using the attached link. https://www.sro.vic.gov.au/own/australian-homebuilder-grant

01.01.2022 If this is of interest please get in touch with Tyson directly.

01.01.2022 If you are looking to secure a block of land in Riddells Creek be sure to contact the team at #barryplantsunbury

01.01.2022 With the recent cash rate reductions there are some lenders offering home loans with an interest rate that starts with 2! If you'd like to find out more or review your current home loan to see if you can save money, please give me a call on 0459 313 474

01.01.2022 Great to be involved with the team at Edu Health and educating teachers and students on borrowing tips.