Bass Finance Brokers | Mortgage brokers

Bass Finance Brokers

Phone: +61 437 644 298

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24.01.2022 Refinancing could save you thousands and give you greater flexibility. So what is refinancing? Refinancing is the process of replacing an existing loan with a new one. When it comes to home loans, it means your existing home loan is paid off and replaced with a new one. How can it help me save?...Continue reading

20.01.2022 With Westpac raising their Variable Rate on Home Loans, it is a great time to contact a Mortgage Broker to review your home loan. Which Bank will follow suit?

20.01.2022 We have found that many Tasmanian home owners may be paying more on their loans than they need to. In some cases this could be substantial AND it could be YOU! We can check your current loans and let you know what may be possible. If you are on a great rate already then at least you have that reassurance that this is the case. If a better rate is possible, we can make it smooth and easy to change loans, save money every month, and have the money in your pocket NOT the banks. Contact Bass Finance Brokers to see how much you could save.

16.01.2022 Did you know 80% of Australians don't know the interest rate they are paying? Contact us for a free check up and see how much you could save. 08 9430 6555

13.01.2022 Bass Finance Brokers are passionate in helping their clients meet their financial goals. We can help you create a STRUCTURED plan and take control, to effectively manage your cash flow and help you strive to reach your financial destination. Whether it is: to move towards being in the right place to get your first home; budget effectively to afford the things you want for you and your family such as an overseas holiday, a new car or investing in your retirement; or si...mply to feel in control and not to worry about opening the next bill or take the next phone call, we can help you put the right things in place to make life easier. Why not let us help you get off the treadmill of living from one pay packet to the next. We aim to help turn your lifestyle goals into a reality, create the world for yourself that you know is possible. You have a choice to maketake control of your money or in 12 months’ time, you will wish you had. If you know you are ready to plan and make the changes that can impact positively on your lifestyle, then DO IT NOW and lets’ talk. See more

08.01.2022 Please check out my website at www.bassfb.com.au or email me at [email protected]

05.01.2022 Our next Lunch and Learn focusing on the Future of Accounting takes us to Brisbane! If you are an Accountant in Brisbane and you would like to join us for lunch..., please RSVP to Casey Rynn - [email protected] Our guest speakers will be Kathal Spence, Cameron Wright of The Outsourced Accountant, James Tarrant and Lee Davidson.

03.01.2022 I recently did a review on the lending for Mr and Mrs Smith (names Changed for Privacy reasons). It involved the following loans: Home Loan - $200,000.00 Business Term Loan - $180,000.00... They were with a major Bank and paying 4.55% p.a. on their home loan and 5.90% p.a. on their business loan. Both loans were secured by their owner-occupied home valued at $480,000.00. Monthly Fee on the business loan was $15.00. I was able to refinance their loans with another institution at 3.84% p.a., keeping the loans separate for tax purposes and no monthly fees. The changeover cost from their old bank to their new institution was $1,377.00. The saving was over a five year period was: Home Loan Interest - $ 5,050.00 Business Loan Interest - $13,778.00 Monthly Fees saved - $ 900.00 Sub Total - $19,728.00 Less changeover costs - $ 1,377.00 Savings for the next 5 years - $18,351.00 The business loan interest saved would go back into the business cash flow helping to run the business and the interest saved on the home loan meant they would pay their home off sooner. Mr and Mrs Smith had been banking with their major Bank for 10 years. Imagine the additional savings if they had acted sooner!

03.01.2022 Five reasons to consider white-label loans A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer. Sometimes a white label loan can also include business debt at home loan rates. Does your Big Four Bank do that? A trend seen in supermarkets over recent... years has been not only an increase in the range of white-label options on offer, but also an increase in the quality of those products. This trend has continued to the extent that white-label products are now frequently of equal, or near equal, quality as their branded counterparts. In the same way, banks across Australia provide ‘unbranded’ mortgage products to brokers, which increases the range of options within the market and offers customers competitive rates to generate valuable savings. Ultimately, it’s still a high quality product and service, just re-branded with a different name. Here are five reasons why should you consider a white-label loan Simplicity is key in white-label products, and they are perfect for home-buyers looking for a straight forward variable or fixed rate loan. White-label loans are quality, cost-effective and flexible. They offer you all the features you need (like redraw, debit card access and a customer care facility) in a home loan, and you don’t have to pay for additional features you are unlikely to use. Through white-label, you essentially receive a better deal because it’s not branded with the name of a big bank and doesn’t carry the cost of providing access to an expensive branch network that you may not need. It’s like a reward for shopping around, and doing your research through a broker. You can only access white-label loans through your broker this means you are getting access to a product many in the market aren’t aware of, and you can take advantage of your broker’s expertise and guidance. Saving on price does not mean you are compromising on quality or service. Through white-label, you still get access to expert support teams and the facilities to give you quick turnaround times.