John Zourbanos. Smartline Personal Mortgage Advisor in Essendon, Victoria, Australia | Financial service

John Zourbanos. Smartline Personal Mortgage Advisor

Locality: Essendon, Victoria, Australia

Add/Update information

Reviews

Tags

• Financial service
• Loan service
• Mortgage brokers

07.05.2022 Take a load off I’ve got your back. When you borrow through me, we can compare loans from over 30 lenders in just moments. I can guide you on what kind of loan would best suit your financial situation and goals, and which lender would be the best match. I can negotiate a competitive rate on your behalf, and save you time and stress by taking on the complex administrative side of getting a loan. And if things go wrong, I’ll always be in your corner ready to sort it out.... If this sounds like the kind of help you're looking for, get in contact today.

18.04.2022 The RBA has announced the cash rate update. You can read the full statement by Philip Lowe (RBA Governor) on the decision here - ow.ly/IZ3T103mSlf... As always, we continually monitor lenders for interest rate changes outside the official rate. If you have any questions about interest rates or your loan, please feel free to get in touch to discuss.

08.04.2022 Sure, you can apply for a loan directly with a bank. But, here’s what you don’t get Personalised, objective advice. Access to a huge range of loan options from over 30 lenders. Consideration as to the most suitable loan for your unique circumstances and financial goals. An expert in your corner negotiating for the best possible deal. On the other hand, I can offer you all this and more. Call me today.

03.04.2022 As we say goodbye to a second year of the COVID-19 pandemic and reflect on the 12 months just gone, many of us likely have mixed feelings. It’s been another year defined by lockdowns, border closures, cancelled travel plans and, of course, a soaring property market. But while many uncertainties lie ahead, overall, the economic picture looks bright.... Here’s a recap of where we have landed at the end of 2021. ow.ly/wlEr103hIO1

24.03.2022 My business only exists due to my wonderful clients! Thank you from the bottom of my heart for your ongoing loyalty and support this year. Knowing I have helped so many reach their financial goals, purchase their dream home or build personal wealth is the only Christmas gift I need. ... Please get in touch if you’d like to discuss a loan over the festive season it’s not too late!

23.01.2022 Are you looking to capitalise on the EOFY car sales? I can assist with securing a great rate on your car finance so you dont end up paying too much. I also have access to a car buying service which means you choose the car and well do the rest - find a great price for the car, secure the finance and even deliver it to your front door with a full tank of petrol. If youd like to find out more, please get in touch.

23.01.2022 Having anticipated the recent bans on auctions and open for inspections, realestate. com .au has launched a new virtual inspection tool which will allow buyers and sellers to remain in business. ow.ly/tDZ6102dj6c

22.01.2022 In light of social distancing recommendations, Smartline has instigated an amended policy to allow video conference calls in place of face-to-face meetings. We are also working closely with our lenders and with our industry representative, the Mortgage & Finance Association of Australia, regarding meeting policies to ensure our clients can still take out new loans during this time. If you do require a loan, please give me a call to discuss your options. Lets stay connected and all look after one another during this difficult time.

22.01.2022 Cameron Kusher - Executive Manager Economic Research for REA Group, provides the latest property market update and the impact COVID-19 is having on the property market. ow.ly/DDkd102dsme

22.01.2022 MYTH vs. FACT - Myth: Most borrowers can ask for a mortgage holiday so they dont have to make repayments on their home loan during the COVID-19 crisis. Fact: Deferral of mortgage repayments is only available for those who are facing significant financial hardship due to the impacts of the COVID-19 crisis and the measures to contain it. This typically means you need to have suffered a major change in circumstances such as job loss or the closure of your own business. Your lender will determine whether you fit the criteria.

22.01.2022 The explosion of working-from-home arrangements means employees now have extra expenses to consider. But what receipts should you be saving for tax time? ow.ly/Ji1e102eGqF

22.01.2022 Take advantage of the historic low interest rates and get into the property market. I can walk you through your situation and see how you can make the most of the recent cash rate reduction. Whether youre a first home buyer, thinking of investing or would like to upsize or downsize, I can assist. Lets have a chat today.

22.01.2022 So you're thinking of buying your first home? Congratulations! To help you navigate the home buyer journey we've put together a First home buyer guide. Download your copy now. ow.ly/4Pwh102oNFC

21.01.2022 This is not mortgage related but came across it via another page I follow. In these crazy times it is incredible how some things just make you feel good. Over 1500 people from 40 countries contributed. https://www.facebook.com/407975086232182/posts/1203559470007069/?d=null&vh=e

18.01.2022 Now that your spring cleaning is done, maybe it's time to spring clean your finances too. Reviewing your loan you could potentially save money. If you'd like to have a chat about how I can help, give me a call.

18.01.2022 As your Smartline adviser I aim to reduce the stress of securing a loan, provide expert advice, compare lenders and manage any roadblocks that may arise so you can be confident you have a loan that is suitable for your situation. If youd like to know if I can assist you with your unique situation, give me a call. Id love to have a chat.

18.01.2022 This week is Harmony Week. Its a week to celebrate Australias cultural diversity. Its about inclusiveness, respect and a sense of belonging for everyone. ow.ly/tR3D102cIcW

18.01.2022 It is a difficult time for so many of us. People have lost their jobs, catching up with family, friends and loved once was something we took for granted a few months ago. But we are a resilient bunch. Happy Easter to every-bunny out there.

15.01.2022 The Reserve Bank of Australia has announced that in its Board meeting today, it has decided to keep the cash rate unchanged at 0.25%. You can read the full statement by Philip Lowe (RBA Governor) on the decision here. ow.ly/4AwC102jOhg

14.01.2022 An analysis of property prices in the first five months of 2020 suggests apartments and more affordable regions have so far born the brunt of the economic downturn, while experts point to surprising resilience in inner-ring capital city markets. Find out how COVID-19 is impacting property prices across Australias regions and suburbs. ow.ly/fJT9102hRtl

13.01.2022 Have you reviewed your home loan lately? Not only could you take advantage of the low interest rates, but you could potentially qualify for a cash back bonus of up to $3k when you refinance. Give me a call to find out more.

12.01.2022 How will migration changes impact our property markets? Cameron Kusher provides the latest COVID-19 update. ow.ly/vaXp102fgCy

12.01.2022 Are you like me and have an urge to do a massive clean out because youre stuck at home? After youve tidied up the house, why not consider tidying up your finances too. You could review your bank accounts, update your budget or review your home loan. If you want some assistance with this, please give me a call.

11.01.2022 A new financial year is a great time to review your home loan and make sure youre planning to get ahead. Get in contact with me today to get your home loan working for you.

10.01.2022 What are you most looking forward to post isolation?

10.01.2022 Planning ahead can help ease the stress when unforeseen circumstances arise. Strategies like: building a buffer, sticking to a budget or consolidating debt are all ways you can make sure there is some money put away for a rainy day.

10.01.2022 Happy Mothers Day to all of the wonderful, caring mothers out there.

08.01.2022 Are you interested in finding out what will happen to property prices during the COVID-19 restrictions? Nerida Conisbee, Chief Economist for REA Group, presents the latest update for Smartline. ow.ly/Zhet102dHxJ

08.01.2022 Is it time to fix your home loan interest rate? With so many changes in the market and the recent cash rate cuts; some home loan interest rates are at historic lows. If youre wondering if it is a good time to fix your home loan, give me a call. Id be happy to talk through your situation and see if its the right decision for you.

08.01.2022 Looking to move or want to find out some valuable information about your suburb? You can do that and more here ow.ly/JJ4g102boyQ

05.01.2022 Some people want to buy a house because they see potential in it. They buy it and upgrade it to meet their needs. Others buy a vacant block or an old house on a large block of land to build their dream house or to develop. Whatever your situation, there are a lot of things to take into consideration. I'm here to help you, so you can focus on building your dream home.

04.01.2022 If you have an asset finance loan and are facing financial hardship due to the impacts of the virus and the measures to contain it. The best way for you to find out how to access assistance is to contact your lender directly. To help you with this, we have put together a list of the COVID-19 support contact numbers for each lender, which you can access here. ow.ly/teDb102dsmf

04.01.2022 Nerida Conisbee, Chief Economist REA Group, provides her latest update on how the property market is performing in the current market. ow.ly/O3jM102eYtZ

04.01.2022 Planning ahead can help ease the stress when unforeseen circumstances arise. Strategies like building a buffer, sticking to a budget or consolidating debt, are all ways you can make sure there is some money put away for a rainy day. If you would like to plan for the future, give me a call.

03.01.2022 The Board decided to lower the cash rate by 25 basis points to 0.50 per cent. The Board took this decision to support the economy as it responds to the global coronavirus outbreak. Find out more here. ow.ly/fMmW102bu30

03.01.2022 I can meet at a time and place that suits you, compare loans from over 30 lenders, liaise with the lenders and do the paperwork on your behalf. My aim is to take the stress out of getting a home loan. These are just a few of the benefits of working with me, give me a call if youd like to get into your dream home sooner.

03.01.2022 Meeting at a time and place that suits you (or even organising a virtual meeting), comparing loans & lenders, liaising with the lenders and doing the legwork for you, are just a few of the benefits of working with a Smartliine Adviser. If youre looking for smarter mortgage advice, lets have a chat.

03.01.2022 Are you looking for a smarter home loan variable rate? Im here to help, give me a call if youd like to find out more. ow.ly/J0iO102eehg

02.01.2022 If you need help finding a home loan, I can compare hundreds of home loans from many different lenders to find a loan to suit your needs. Give me a call to find out more.

02.01.2022 While its still too soon to tell what damage COVID-19 will have on the property market, Economist Nerida Conisbee, reviews how overseas markets have been impacted to understand what may happen in Australia. ow.ly/vbPe102dWid

02.01.2022 Whats next for property? Cameron Kusher, Executive Manager Economic Research REA Group, presents the latest property update. ow.ly/6ToM102fI7m

01.01.2022 The current housing market conditions can at best be described as uncertain. While data does show a moderate decline in property prices, it also shows that the number of vendors willing to sell (new listings) has been increasing, transaction volumes have lifted and enquiries to new-home builders and sales offices at new housing estates have increased. Find out what Cameron Kusher, Executive Manager Economic Research at REA Group, has to say about the latest property data. ow.ly/t1MX102luUW

01.01.2022 The winners of our local heroes competition have been announced! Thank you to all of the wonderful nominees, its amazing to see so many people helping their local communities. Meet the winners here ow.ly/Z6Q4102lTYR