Structured Finance Group in East Perth, Western Australia | Brokerage firm

Structured Finance Group

Locality: East Perth, Western Australia

Phone: +61 433 912 319

Address: Level 3, 3-5 Bennett Street 6004 East Perth, WA, Australia

Website: http://www.sfgfinance.com.au

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25.01.2022 Warmest holiday greetings from our team at Structured Finance Group! Thank you all for your ongoing support throughout 2019. We wish you a merry Christmas and a very happy new year with your family and loved ones! Please kindly note that our office will be closed from 23rd December 2019 to 3rd January 2020. We will resume our normal office hours on 6th January 2020. We look forward to assisting you with your finance in the new year!

24.01.2022 Erica Lim Finance Broker After graduating with a Bachelor of Commerce from the University of Western Australia, Erica joined the finance and mortgage broking industry and started working as a loan administrator and finance broker at two of Loan Markets top performing offices. Her experience and energy make her a prompt and efficient broker. Apart from being able to speak fluently in both Chinese and English, Erica is also able to communicate with clients in Cantonese and Malay.

23.01.2022 Important COVID-19 update from our team. Especially to all our valued clients - please remember that we are here to support and assist you with your lender if you are in financial difficulty, please contact us and we will assist as best we can. #covid19 #mortgagelending #structuredfinancegroup Andy Zhuang Erica Lim Mon Myat Zaw

23.01.2022 Happy Sunday yall! Hope your weekend is as relaxing as this cute little squirrel here!

22.01.2022 Wishing our valued business partners, clients, friends and families a happy mid autumn festival! May the round moon bring you and your family good fortune, bliss and happiness!

21.01.2022 Andy Zhuang Director & Founder of Structured Finance Group Andy has more than ten years of experience working at Commonwealth Bank, where he first started at the branch and worked his way up to becoming an award-winning business banker. Combining his knowledge and passion for delivering exceptional customer service, Andy joined the mortgage and finance industry as he believes he can provide better customer care and finance solutions that are not just limited to one banks policy and approach. Andy is known to offer a high-touch, responsive, and pragmatic service to all his clients.

21.01.2022 Fellow Western Australians, our state government has just announced a new Home Building Bonus grant of $20,000! For eligible first home buyers, you may be qualified to receive up to $55,000 government grants in total! Federal HomeBuilder Grant $25,000 WA State Building Bonus Grant $20,000 WA First Home Owner Grant $10,000... Official grants application details to be released soon, however feel free to get in touch with our team to find out more!

21.01.2022 Congratulations to our Director Mr Andy Zhuang for being nominated by The Advisers Better Business Award 2020 as one of the finalists for Best Finance Brokers in WA! Your hard work and expertise certainly deserve the industrys recognition! Great stuff mate!

17.01.2022 The Reserve Bank of Australia (RBA) has announced that it has reduced the official cash rate to a new record low of 0.75% and it might further drop to 0.5% in the coming months All eyes are now on Australias lenders whether they will pass on the RBAs cuts to home loan customers. It is the perfect time to review your mortgage rates and options now. Contact us if you need a broker to look at your finances! RBA 0.75% 0.5%

16.01.2022 A lovely surprise delivered to our office by another happy and sweet client Shemuel Poh! Thank you for the beautiful gift! So happy for you moving into your new place! Erica Lim #financebroker #firsthomebuyer #brokerbehindyou

16.01.2022 Clients that bring in cookies are the best clients Achik Cun Our broker Erica Lim has been assisting Hud and Nor for the past half year setting up a saving plan and guiding them in the process of purchasing their first home. They are just over the moon now signing their formal loan contract and getting ready to finally move into their own home sweet home! Were so excited for you guys!

16.01.2022 HomeBuilder Grant $25,000 Whether you are a first home buyer or an existing property owner looking to build your dream home or iso got you wanting to give your house a makeover, great news the Federal Government has just announced a HomeBuilder Scheme handing out $25k cash grant! A quick sum on the eligibility criteria:- Building contract signed between 4 June 2020 and 31 December 2020... You are aged 18 years or older You are an Australian citizen Individual applicant income capped at $125,000 pa Couple applicants joint income capped at $200,000 pa If building a new home, property value not exceeding $750,000 If renovating, your existing property value not exceeding $1.5 million; with renovation contract price ranging between $150,000 and $750,000 WA State Revenue will release official announcements soon! For more info, get in touch with our team to find out more!

16.01.2022 - Robert Kiyosaki ... Jeff Bezos... .2019London Real Speaker: Robert Kiyosaki : London Real / Brian Rose # # /: Wisdom Bread

15.01.2022 Happy Birthday to the Queen and have an amazing long weekend everyone! Our brokers will be chilling too and be back to work next Tuesday

15.01.2022 New team member on board! Welcome Tyler! Tyler has been in the mortgage and finance industry since 2014, and were excited to have him joining in as our Finance Manager! On a side note, hes a wine enthusiast and will surely enjoy a good chat about wine with you and maybe finance as well

14.01.2022 During these times of uncertainty and the challenging periods ahead due to COVID-19, we want to reassure you that we are here to help! If you are facing difficulties with making repayments on your home loan we can assist you in seeking relief on the grounds of financial hardship directly with your lender. Contact our team today for a chat about your options.

14.01.2022 Has a family member or friend asked you to be a co-borrower or guarantee a loan for them? Do you know how being a co-borrower or guarantor will affect you? Helpfully, the Australian Securities and Investments Commission (ASIC) has published a guide, which clearly explains what these terms mean. Click on this link to find out more: https://www.moneysmart.gov.au//loans-involving-family-and-

13.01.2022 Cup Day Announcement RBA has dropped cash rate to historic low 0.1% It'll be up to banks whether they'll follow suit and pass on the rate cut which we should find out in the next couple of weeks. Follow our page to find out more What does the rate cut mean to you ... If you’re a mortgage owner and have a variable loan, your rate and repayment will automatically reduce (only if your bank decides to pass on the rate cut). Unsure if you’re getting a good deal from your current bank? Fee free to speak with one of our brokers. See more

13.01.2022 Our broker attending BOQs Roadshow for professional development. Keeping up with lenders updates and regulatory changes!

12.01.2022 Congratulations Sri Mulyati! So stoked you’re finally a home owner! All the best moving into your home sweet home!!

11.01.2022 Watch this space! Official government announcements and grant details will be released soon. Speak to our team to find out more and see if youre qualified

11.01.2022 Another happy and sweet client Erica Lim

10.01.2022 As we celebrate Lunar New Year and Australian Day, may this year brings peace and recovery over the nation. Let us not forget those lives that have been sacrificed in protecting this land. Thank you to all the firies, emergency services, volunteers and those that have donated and helped

09.01.2022 About Us Andy Zhuang, the founding director of Structured Finance Group, has over ten years of experience within the banking and finance industry. After having a successful career as both an award-winning banker and broker, Andy decided to set up Structured Finance Group in 2017. His motto is Building Lifetime Partnership, which he is determined to achieve by providing a comprehensive and tailored finance solution to all his clients. With a reputation firmly built on Andys... professional conduct and integrity, his clientele grew rapidly through repeat business and referrals. It didnt take long for Andy to gather a cohesive team of like-minded professionals. Under Andys leadership, our finance brokers are well equipped and share the same passion and values as him when it comes to taking care of our clients. Through our personalised service and superior product knowledge, Structured Finance Group is quickly gaining recognition throughout WA and NSW. See more

08.01.2022 At its emergency meeting today the Reserve Bank (RBA) announced a cash rate cut of 0.25%, bringing the cash rate to 0.25% the lowest in Australian history. This cut was made in response to the global coronavirus (COVID-19) crisis, which has been declared a pandemic by the World Health Organization (WHO). Australia has entered unchartered economic territory and uncertainty associated with the COVID-19 outbreak. The RBA made the decision to decrease the cash rate to help mitigate the economic impact of the pandemic. Many lenders reduced their interest rates in response to the cash rate cut earlier this month so, if youre looking to buy a new property or refinance now is a good time to get in touch.

07.01.2022 Understanding how your credit behaviour and history might affect the chances of you obtaining finance approval or competitive loan products. Top tips to protect your credit score and history 1 Regularly review your credit report 2 Report any errors... 3 Pay ALL bills and make loan repayments on time 4 Pay your credit card off in full each month 5 Careful using "Buy Now Pay Later" facilities such as Zip Pay and Afterpay 6 Lower credit card limits 7 Consider consolidating debt 8 Limit credit enquiries, as frequent applications can look bad on your credit report 9 Remove your name from utility bills if you move Be cautious about identity theft See more

06.01.2022 Our website is officially up and running! You may visit our website to find out more about us! http://sfgfinance.com.au

05.01.2022 Appreciation gift from our lovely clients

04.01.2022 #COVID19 - Your brokers are here to help. If you have been affected and experiencing financial difficulty, your bank may be able to assist and pause your loan repayments. Please click onto the link for banks contact directory and more information. We, as finance brokers, are here for all our clients and the public. Any queries you have, any assistance you need, please do not hesitate to reach out and contact our team. Were in this together.... We wish everybody all the best during these challenging times. Please take care of yourself and your loved ones. #financebrokers

04.01.2022 The RBA has kept the official cash rate on hold at 1.0% at its September meeting today. The RBA Board has hinted an extended period of low interest rates are required to reduce unemployment and achieve inflation targets. Following cash rate cuts in June and July, theres been speculation about further cuts before the end of the year to stimulate the economy. Some lenders are now offering some of the lowest mortgage rates in history. Now is the time to review your loan to make sure its right for your needs. And if youre in the market for a spring property purchase, be sure to speak to us about organising pre-approval on your finance :)

04.01.2022 Offset vs. Redraw One of the most frequently asked questions we get is the difference between offset and redraw. They both can reduce interests payable on your home loans however they operate differently. Offset is simply your daily transaction account that is linked to your home loan account (hence your transaction account is aka an offset account). Every dollar in your offset account will help you save interests. Example, if your home loan balance is $300,000 and you have $...30,000 savings in your offset account, interests payable will be calculated based on $270,000 instead of $300,000 (keep in mind that interests are calculated daily so the longer your funds sit in your account, the more interest savings youll accrue). Redraw is not a separate account but simply a feature of your home loan. It allows you to access extra repayments that youve made on your home loan. Example, if you pay $100 extra every month into your loan account on top of your regular minimum loan repayment, this extra $1,200 after a year may be available for you to withdraw at a later date. Keep in mind that different lenders have different redraw system. Example, some provide free redraw and some may charge certain fees each time you redraw. How you use them depends on your circumstances and how you prefer to manage your finance. Feel free to reach out to our team if you would like to further discuss which feature would suit you better

02.01.2022 Stay cool this week everyone!

01.01.2022 Crew looking fresh finally after covid! No more working from home in PJ pants Hallelujah

01.01.2022 Following a period of consultation, the Australian Prudential Regulation Authority (APRA) has recently changed its guidance on the way lenders calculate borrowing capacity. Home loan assessment benchmark rates have been reduced and now borrowers may be qualified to borrow at least 10 to 20% more. Contact us if you would like to find out how much you can borrow