Tanya du Preez in Brisbane, Queensland, Australia | Financial service

Tanya du Preez

Locality: Brisbane, Queensland, Australia

Phone: +61 430 383 996

Address: 22/1344 Gympie Road Aspley 4034 Brisbane, QLD, Australia

Website: http://www.affinitasfinance.com.au

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24.01.2022 Feeling a bit like this all of a sudden! Not too late to make 2018 count though..

23.01.2022 Are you concerned about how your kids will be able to buy a home? If you’d like to know more about the ways you could help them (and possibly which options you should avoid) this casual, free event will cover it all. Even if your kids are still young teens.. this is for you too. Join me for a casual conversation over a glass of wine (or two).

22.01.2022 Gorgeous start to a day dedicated to planning for the new year.

19.01.2022 Paying off credit cards and other consumer debt should be a no-brainer, but is it always the most strategic option when youre looking at getting into the market? A question Im often asked by first homebuyers is "Should I pay off consumer debt as fast as possible or should I save towards my deposit?". In todays video I tackle the question from a few angles.

19.01.2022 Working as a medical professional in a private or public hospital allows you to access a tax free salary sacrifice benefit. But often new doctors entering the s...alary sacrifice system with HECS debts do get an unwelcome surprise in the form of a tax bill. Thats where we come in. For help with your medical industry salary sacrifices, simply message us today. Find out more at our website: https://www.affinitasaccounting.com.au/medical-salary-sacr/

18.01.2022 Are you a small business wanting to take advantage of the $30k immediate tax write off to grow your business? Wondering how you could fund it? Todays video is for you...

18.01.2022 Join us for a fabulous afternoon for a great cause. Just in case you missed it, ticket price includes bubbles and wine for the afternoon.

15.01.2022 Thank you to all of my supporters here too! If you havent already, please head over to my new business page Affinitas Finance and like us there too for regular updates.

15.01.2022 This is a long post, but please have a read and help us protect you from higher interest rates. The mortgage broking industry keep the banks honest. Competitio...n keeps interest rates lower and banking products innovative. Whilst many of the Royal Commission recommendations are bang on, Haynes got this wrong! On this one, his recommendation lines up the banks for a profit grab and sets up consumers to pay thousands more in interest on their mortgages. As my clients will know, my trail income is hard earned. Im always available to answer questions, resolve issues with the banks and help with what if scenarios. In addition I protect my clients from rate creep. Over the last 6 months I have saved 37 existing customers (without refinancing them) a total of $ 39 314 per year in interest. Assuming a loan life of 20 years this equates to $ 786 286 back in the hands of 37 families without them having to refinance. This activity takes considerable time and resources which my trail income helps pay for. It is healthy competition that helps us get lenders to the party with these savings The RC has recommended banning ongoing payments to brokers and as of now both sides of government are blindly supporting it. Along with other proposed changes this will severely damage our industry and with it the healthy competition needed to keep the banks honest. We need your help, please sign this petition, share it and be vocal in your support of us, especially if youre able to get in front of your local member. Help us to keep fighting for better deals for you! #brokersworkforyou #dontgivethebanksafreekick #royalcommission

15.01.2022 Using a family guarantee to get into the market can save a first homebuyer in the region of $50 000 over 5 years, but there are lots of questions to ask in working out if its the way to go for your family. Come along and learn about the options with me and the team from Empire Legal on Thursday evening at 6pm at WOTSO WorkSpace - Chermside

15.01.2022 Whats so special about the number 4? Helping clients who were feeling the pinch a little while back to get on top of their family cashflows with savings strategies and some smart refinancing... Today I got to tell them that theyre on track to pay their home loan off in 4 years! Thats around 10 years early! Even more special, getting this message back from them:... "It must be great knowing you are putting smiles on peoples faces. Loved reading your email Four years!!!! That is exciting"

14.01.2022 Did you know interest rates have been at a historically low rate for a while now? Find out how to take advantage of these low rates and beat the banks below.

11.01.2022 There are more options than ever for first home buyers to get into the market. One recurring topic that I get questions on is around parents offering a guarantee, either to help their kids buy sooner or to save $$$ on Lenders Mortgage Insurance and/or get better interest rates. In this video, Im asking the questions that should be covered if youre considering offering a family guarantee to help your kids. #mortgage #homeloans #brokersworkforyou #homebuying #firsthomebuyers #familyguarantee #mortgageinsurance

11.01.2022 In the wake of Kenneth Haynes recommendation, we mortgage brokers are very concerned for borrowers across Australia. Somehow, a Royal Commission into Misconduc...t in the Banking, Superannuation, and Financial Services Industry delivered a final report thats in favour of the banks... So what does this mean for you? And what can you do about it? Find out with my new blog post: https://affinitasfinance.com.au/what-the-royal-commission-/

11.01.2022 Gorgeous flowers from lovely clients! Love these kind of surprises! Making peoples dreams come true is why we do what we do..Love that these are from Just Cause too! Check them out at www.justcausebunch.com.au/communitymatters

11.01.2022 While Id have to argue that most 50 year olds dont consider themselves to be leading into retirement just yet its worth optimising your finance structure to reduce the likelihood of becoming part of this statistic... BIS Oxford Economics analysis showed that the percentage of households leading into retirement (50- to 64-year-olds) that had a mortgage increased from 20 per cent in 1996 to 42 per cent in 2016, with a corresponding fall in the share that fully own their home.

10.01.2022 Great day sharpening the saw and catching up with friends in the industry. A few laughs along the way too.

10.01.2022 And thats a wrap! Im heading away for 4 weeks to catch up with family and friends and soak up the countryside in SA. If you need assistance , please ring the office on 07 3205 4888 or drop an email through to [email protected]

10.01.2022 Thanks Rachael for the fab review! We so enjoy working with you. We also love that we can work as a team across disciplines at Affinitas to help our clients get awesome outcomes! Affinitas Accounting #smartstrategicsimple

07.01.2022 The Reserve Bank of Australia decided to once again reduce the official cash rate, this time to 1% in a concentrated effort to boost household spending and the economy in general. In making the decision to lower rates again this month the RBA has signalled its focus on supporting employment growth as it looks to restore inflation to within its target range and provide further stimulus to the economy. Here is a table showing how Australias average mortgage sizes may be affected:

07.01.2022 This is a great outcome, a huge relief to folk who have taken on the risk of investing in a rental property, and good news for the long term stability of our rental property market for both tenants and landlords. Thank you to everyone who answered the call for the #everyonematters campaign.

07.01.2022 JOBKEEPER UPDATE - The How, What and When.. VALUE OF JOBKEEPER TO YOUR BUSINESS If you are eligible to receive the JobKeeper payment for all your eligible emplo...yees for the entire 6 month period, we have estimated that you would receive the total JobKeeper payment amount below: This equates to $ 19 500 per employee or eligible business participant over 6 months. This is great help to business cashflows during these difficult times, but as with anything involving regulation and the ATO, there is risk.. OBLIGATIONS AND RISKS TO YOUR BUSINESS If an incorrect claim is made or if the ATO in the future decides that you were ineligible to receive the JobKeeper payment, the ATO will require you to repay them any JobKeeper payments that you have received plus penalties and interest. The key risks to you as the employer include: 1. The employer certifies the facts provided to the ATO and the JobKeeper claim made. 2. The employer receives significant JobKeeper payments over a 6 month period. For example, an employer with 5 employees would receive $97,500, and an employer with 10 employees would receive $195 000. 3. If the employer makes a mistake and is found to be ineligible by the ATO (for example, its turnover is not down by 30%), then they may have to repay all amounts received back to the ATO. This is not recoverable from employees (unless they confirmed they were eligible but were not) 4. An employee ceases to be eligible if they cease employment during the life of this JobKeeper scheme. Also, the ATO requires you to keep all records in relation to your JobKeeper claim for a 5 year period. TIMELINE OF ACTIONS YOU NEED TO TAKE The ATO has specific actions that must take place within tight timeframes for an employer to receive the JobKeeper payment. Employer Eligibility Assessment NOW Review ATO requirements for the business Review ATO requirements for employees Review ATO requirements for Business Participation Entitlement Sole Trader, Partnership, Company or Trust Document the fall in turnover % in case of future ATO audit Identify Eligible Employees NOW Prepare list of eligible employees Prepare JobKeeper employee nomination notice for all eligible employees and ensure all notices are signed Make Correct Wage Payments to Eligible Employees NOW Ensure your payroll software is correctly set up to record JobKeeper top up payments Pay the minimum $1,500 before tax to each eligible employee each fortnight (starting with the fortnight 30 March to 12 April) to be able to claim the JobKeeper payment for that fortnight Continue to pay the minimum $1,500 to employees in every subsequent fortnight until 27 September 2020 Enrolment for JobKeeper FROM 20 APRIL 2020 TO BE DONE BY 30 APRIL Enrol for JobKeeper using ATO online services from 20 April 2020 o Provide employer bank account details for receipt of JobKeeper payment o Confirm if applicant is entitled to a Business Participation Payment o Specify the number of employees who will be eligible for one period and the number eligible for two periods o Get confirmation that all employees the employer plans to nominate are eligible and the employer has notified them and has their agreement Apply for JobKeeper Payments FROM 4 MAY 2020 Apply to claim the JobKeeper payment using ATO online services between 4 May 2020 and 31 May 2020 Ensure all eligible employees have been paid $1,500 per fortnight Identify the eligible employees from a STP prefill or by manually entering into ATO online services Update your accounting system Chart of Accounts to ensure JobKeeper payments are coded correctly Monthly JobKeeper Declaration Report DUE BY 7TH OF EACH MONTH Using ATO online services, report to the ATO using their Monthly JobKeeper Declaration Report on the following: o Reconfirm that your reported eligible employees have not changed o Input current GST Turnover for the reporting month o Input projected GST Turnover for the following month o Notify if any eligible employees have changed or left your employment Getting this correct and done on a timely basis is essential. We are able to offer assistance for each of the steps above, including the monthly reporting. Please reach out to our team for more information on (07) 3359 5244 or [email protected] Affinitas Finance #covid19 #jobkeeper

07.01.2022 After almost 10 years as part of the Affinitas family, its time to make it official.

06.01.2022 Finance is an ever-changing space. This is a policy change that has been snuck in without much fanfare but could have a huge impact on anyone planning a sea-change and needing to take their current mortgage with them...

05.01.2022 Catching up on industry news and comparing best practices with fellow Mortgage and Finance Association brokers.

02.01.2022 Wishing you and yours a joyful festive season, a Merry Christmas and a healthy, prosperous 2020! Our office will close at midday on Thursday 19th December and will re-open on Monday 6th January 2019. If you need urgent assistance during the office closure, drop me a PM and Ill get back to you

02.01.2022 At the heart of every loan application are hopes, dreams and aspirations. Be it a first home, a dream home, an investment, new wheels or growing a business. Each image here represents some of the opportunities Ive had to be a part of helping my clients achieve their goals in 2019. Im grateful for each and every one

02.01.2022 Merry Christmas folks! Wishing you all a very special day with family and friends!

02.01.2022 Great video! Love the humanity and fun that you bring to your work! Its always good to have a laugh while dealing with complexity. I love the idea of a bit of fun in your email signatures, go for it!

02.01.2022 In the wake of Kenneth Hayne's recommendation, we mortgage brokers are very concerned for borrowers across Australia. Somehow, a Royal Commission into Misconduc...t in the Banking, Superannuation, and Financial Services Industry delivered a final report that's in favour of the banks... So what does this mean for you? And what can you do about it? Find out with my new blog post: https://affinitasfinance.com.au/what-the-royal-commission-/

01.01.2022 Are you concerned about how your kids will be able to buy a home? If youd like to know more about the ways you could help them (and possibly which options you should avoid) this casual, free event will cover it all. Even if your kids are still young teens.. this is for you too. Join me for a casual conversation over a glass of wine (or two).