Dieter Stahmer in Wynnum, Queensland | Mortgage brokers

Dieter Stahmer

Locality: Wynnum, Queensland

Phone: +61 7 3904 7186

Address: 2/169 Florence Street 4178 Wynnum, QLD, Australia

Website: http://www.theloanbroker.com.au

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• Financial service
• Loan service
• Mortgage brokers

21.01.2022 Made my day . Four years in the making- with hard work, persistence, and a game plan this family has ticked off a big milestone, and I am so happy to have been able to help

13.01.2022 Two great independent research reports on property were released this week, and with such a "mixed bag" of economic outlook I am relying more than ever on the trusted independent analysis. Firstly: HTW (Herron Todd White). I have referred to their monthly report many times over the last 5+ years and this months gauge on Brisbane (and Australia) property in the back end of 2020 includes: "...Brisbane looks like a pretty attractive option for investors and new residents ... hom...e values are up 3.8% the past 12 months... demand will remain strong" (edited quotes- read the whole report) Second: PIPA (Property Investment Professionals of Australia). Recent survey of 1,000 investors showed 36% believed Brisbane was the best capital-city investment prospect for the coming year. Both worth the effort to look up... and you can do that in the time you're "on hold" waiting for a quality builder or tradie in Brisbane (another key indicator of markets).... those guys are busier than a one legged man at a square dance. And if you need some independent mortgage advice - look me up.

07.01.2022 Wow. I have THE BEST CLIENTS! Beautiful thank you card, a tree of Ferraro Rocher chocolates... and... the tree trunk is a bottle of wine! Thank you Made my day!

07.01.2022 Aussies have wiped out $5.5 billion of interest accruing credit card debt since the start of Covid19, a drop of 20%, and almost 500,000 credit card accounts copped the scissors in the last four months.... that's GREAT NEWS from the RBA. Credit card rates stuck at 20%+ have been a major rip off for way too long, and predatory tactics of a school based bank account, followed by your "first credit card", and no structured financial education for our children, too often led consu...mers into a slippery slope of high cost debt, and an emotional roller coaster kept "secret" by feelings of embarrassment, having few avenues to discuss or seek help, and the underlying lack of unbiased information, education, or assistance. I have seen this first hand way too many times to not acknowledge there is an underlying and fundamental problem, with the solution starting with more education on what is often a taboo subject (money). If Covid-19 has seen people "re-set" (and a 20% drop in credit card debt would confirm) then I think that is great. Hopefully the trendy "pay-later" and the push for a "cash-less" economy of "tap and go" does not fill the void left by credit cards.... but I have my doubts. Fundamentally, it is up to each individual to educate themselves- and there are plenty of resources available. People routinely over-estimate what can be achieved in a single year- at the same time as significantly under-estimating what can be achieved in a decade. We have helped many people in tough situations with a clear plan and milestones, and they are some of our most satisfying client outcomes. Never an overnight quick fix, but with a re-structure and clear plan forward, an often life-changing outcome over time.

02.01.2022 Thinking about property investment? Existing property investors are seeing the results of record low interest rates, with many properties moving to cash flow positive as a result of lower mortgage repayments driven by historic low interest rates. At the same time the Brisbane property price growth has been unaffected by the world crisis and is likely to get a further "shot in the arm" with re-opening of borders and everyone else wanting to live or invest in the Sunshine State.... In a nutshell- higher property prices (which leads into higher rental income) and lower interest costs (from lower interest rates). Perfect conditions if you can get the sail up quick enough? So with all the "big picture" pointers actually showing optimism for Brisbane investors, where do you start? The stats: > there are 2.2 million people with an investment property > that's 20% of the population (or 80% who don't) >26% are aged below 40 >24% are aged in their 40's >64% have (individual) income below $80,000pa >only 7% have income above $180,000pa >71% of investors have a single investment property Still brings us to the question: where do you start?... you start with the first step. We have helped many people over the years in "pre-investment" to map out a plan (move from the 80% of non investors to be in the 20% crowd), with their first investment purchase, and with building portfolios of multiple investments. All the way to a complete transformation from trading your time for money (wages), to living off the rental returns from leveraged capital. Property investing is a game of finance,with some houses thrown in the middle... if you want to know more -> you ask.