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TM Finance Group in Carnegie, Victoria | Business service



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TM Finance Group

Locality: Carnegie, Victoria

Phone: +61 448 275 630



Address: 2/321A Koornang Road 3163 Carnegie, VIC, Australia

Website: http://www.tmfinancegroup.com.au

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25.01.2022 Our clients have a number of reasons why they they refinance, often it’s about the reducing the cost of their mortgage. For this family their refinance has taken them from a non-bank lender to a major bank. The saving? More than 2.5%; a $3,000 rebate and the opportunity to save



25.01.2022 We all need the right people in our lives; and finance is no difference! A mortgage broker navigates through hundreds of mortgages to find the right loan for you!

24.01.2022 Congratulations to Paul & Pam - who had their Loan approved last week! Somehow Paul & Pam managed to locate this gorgeous cottage property with a huge backyard! We hope you have many happy years at this great property!... Thanks for using our services!! #tmfg

24.01.2022 We love helping people buy their first homes! In fact, when it comes to first home owners we’ve got your back. Give us a call;... 0448 275 630 Or send an email to; [email protected] Let’s see if we can help you get into the property market!



24.01.2022 Congratulation to Jim & Jemma - who Settled their dream home this week! With one brilliant renovation under their belt - this handy couple are upgrading to their dream home Acerage/ourdoors/garage & a huge home to call their own! ... we are so happy for you both #tmfg

24.01.2022 Bill left this review on Google! Thanks for the amazing review Bill - it really makes our day to receive reviews like these; oh and Bill has a settlement coming this Wednesday too!

23.01.2022 Not a waiver - but a bloody good deal! For a limited time only and for eligible first home buyers with a Loan to Value Ratio up to 85%, the LMI will be reduced to only $1.00 T&C’s apply and not available for construction.... Need for info? Let me know!!



23.01.2022 Looking to expand your business? We love financing Commercial Property! Talk to us today about buying your Commercial Premises or expanding your investment options!

22.01.2022 And Mernda! So if you have a project that’s ready to commence, why not contact us today? Get Started!

22.01.2022 Finding the right Home Loan can be puzzling; that’s what at TMFG we match your needs and situation with the Bank and Loan type! Who do you fit best with & why? It’s a bit like finding the last piece of the puzzle!!

22.01.2022 OMG! You read that correctly! Over $11K - we are in a low interest rate environment and it’s important for you to review your interest rate and talk to you broker about you strategy and plans!

22.01.2022 I love this photo! Hailee is our youngest client; and about to started the construction of her first home! Congratulations Hailee we look forward to seeing the progress once building gets underway!



21.01.2022 That’s right our youngest client! Hailee has just turned 19 and she has so much to look forward to including the construction of her new home!! We’re really proud to able to help Hailee in her Home Loan Journey and can’t wait to see her new home in 2021!

20.01.2022 Some Finance Options are complex and it’s important to engage to right person for your scenario; and that’s exactly what Tony did. His purchase enabled him to grow and expand his business without leasing bigger premises! If this scarily works for you, contact us to find out how!!

20.01.2022 I was really touched to read this review - particularly from such an experienced banker! I am really grateful to be able to assist each and every person with their finance! Let us know if you need some assistance too!

20.01.2022 What?? Yes that’s right!! What’s you Home Loan Rate start with? a 2, 3 or 4??? Log into your banking app and check!!

19.01.2022 An offset account is an everyday bank account that's linked to your home loan! You can deposit your salary and savings into the account - like your everyday account- and the balance is then ‘offset’ against the amount owing on your home loan. Saving you $$$ in interest!

19.01.2022 If you regularly work two jobs then this insight to Bank Policy is for you

19.01.2022 Split Loans - provides the best of both worldls - Your Home Loans can be split into a series of smaller loans; one variable and further options for Fixed Rate facilities. Suitability depends on your individual circumstances and future property plans ... Can Finance Tip 2 help you to pay your home loan off sooner?

18.01.2022 Did you know that Lenders Mortgage Insurance waivers are available with selected Lenders for Selected Professions? Including: Veterinary practitioners Medical practitioners... Accountants Dental practitioners Optometrists Contact us for more information 0448 275 630.

18.01.2022 Alison send us this great review a couple of months ago and we couldn’t be prouder and she has since referred her clients!! Word of mouth or personal recommendations Is how over 60% of our new business is received. Can we help someone you know??

17.01.2022 Settled! Congratulation to Shane & Kylee on their property Settlement yesterday. They can now start the best part of buying a new home - living in it! ... Thanks so much for using my services for your home loan. Seriously the best part of my job! #tmfg

14.01.2022 We love receiving reviews! When we received this review it was completely unexpected! Thanks for the great review Kirby!

14.01.2022 Thanks for the great review Karyn; It’s been a pleasure to help you on your journey to buy your home

14.01.2022 Thanks for the great review Blake! Very happy to be able to help!

13.01.2022 The best thing about refinancing your investment property? The new low interest rate! When did you last check your interest rate?

13.01.2022 Yesterday was Melinda’s Settlement and today is her review! It’s our absolute pleasure to look after our clients, listen to their needs and plans well before making a recommendation! Let me know if we can assist you too!

12.01.2022 Isn’t time you saved $$ by refinancing? Wouldn’t it be nice if you were eligible for a refinance rebate too? Find out how!! Contact us today: 0448 275 630

10.01.2022 Everyone wants to be like Anne & Save money on their home loan loan interest! What’s also great about this scenario, is that we are able to use 1 property as security, and Anne now has an unencumbered title for one of her properties! What a great feeling!

10.01.2022 Thanks for the great review Frank It’s been a pleasure to help you, your family & your employees with their finance needs!

09.01.2022 Congratulations Mollie! Today is settlement day! Today you know why you worked so hard, saved so much and find out that dreams really do come true! We are proud to have been on the journey with you!

09.01.2022 Congratulation to Teneille & John - who had there Loan approved this week! Somehow they’ve managed to locate this gorgeous beachside property to call their home! We hope you have many happy years at this great property! ... Thanks for using our services!!

09.01.2022 We often get asked, what is an Offset account? Not all home loans have an offset and often you will pay a fee for this benefit. Sometimes you also need to consider if the fee is worth it and will you save more by paying the fee?? Money Matters!

07.01.2022 We love helping people buy their first homes! In fact, when it comes to first home owners we’ve got your back. Give us a call;... 0448 275 630 Or send an email to; [email protected] Let’s see if we can help you get into the property market!

06.01.2022 It’s been a big week for that great state of Vic and it looks like Property Buyers and First Home Buyers are the winners!! The government has extended the $20,000 First Home Owner Grant for people buying or building a new home in regional Victoria to apply to contracts of sale entered up until 30 June 2021. Stamp duty concessions just announced; Up to 50 per cent* for residential homes valued at up to $1 million. For residential property contracts entered into from 25 Novembe...r to 30 June 2021. Information currently known - newly built or off-the-plan homes, will receive a 50 per cent waiver. Existing homes will be eligible for a 25 per cent waiver. AND a Victorian Homebuyer Fund has also been announced. The Victorian Homebuyer Fund will provide $500 million to accelerate Victorians into home ownership - currently this seems to be an equity share with the govt. More info to come!!

06.01.2022 I can’t express in words how overwhelming and exciting to win such a prestigious Australian Mortgage Award on Friday. After what’s been a tough 2020 for all, I do believe perseverance, hard work & rock solid integrity for each and every customer has been our driving force!! A big thank you to all of our clients, banks we work with, our aggregator FAST and of course our team at TMFG. ... BROKERAGE OF THE YEAR - DIVERSIFICATION This award recognises the brokerage that has implemented the most effective diversification business model; * products and services offered * year over year growth * how the diversification offering has impacted on business growth over the past 12 months * customer service proposition We could not be more proud!

06.01.2022 TIP 3 Pay it off quickly!! Time is money. Pay your loan off as fast as you can. For example, if you take out a loan of $400,000 at 3.00per cent for 30 years, your repayment will be about be about $1687 per month. This equates to a total repayment of $607,110over the term of your loan. ... An extra $500 per month reduces the loan term to 20 years and 6 months. But the total amount you will repay over the term of the loan will be only $535,315- saving you a whopping $71,795! See more

05.01.2022 Remember the saying; it’s your money Ralph!.....when your interest rate is too high you’re giving away YOUR MONEY!!!

05.01.2022 Here's 3 questions I want you to consider; 1. Do you know your Home Loan/Investment Loan Rate? 2. Are you happy with your Lender & Rate? 3. Do you want to save money on your Mortgage and Fees?... If you think I can help you with Questions 1, 2 or 3 then..... For more information, please give me a call 0448 275 630 email: [email protected]

04.01.2022 We love this quote - it’s certainly true in this industry! If you have a savings goal in mind or you’re saving for your first home the best thing you can do for your future self is to save as much money as you can NOW!

04.01.2022 Have your property plans been on hold? Now that’s Melbourne is opening up - don’t waste another second! Get you pre-approval and become a serious buyer! Real Estate agents love buyers already pre-approved!!

03.01.2022 Congratulations This customer has just settled on their new Forklift! Just in time to get all of their stock out of the warehouse and into stores for Christmas

02.01.2022 Property Conversions........ Tell me about you Investment Property; Do you understand the Cash Flow of the property?... Did you buy for Future Capital Growth or the Rental Yield? What interest rate are you paying on your loan? When was the last time you reviewed your rate? Talk to us if you’d like to know More!Belinda 0448275630

02.01.2022 Settled! Congratulations to Nick on his property Settlement this month. He can now start the next chapter of his life - in iso - but in his own property! ... It was important for Nick to secure the ‘Right’ property - location, floor plan; This property the boxes! Thanks so much for using my services for your home loan. Seriously the best part of my job!

02.01.2022 Settled! Congratulations to Nick on his property Settlement this month. He can now start the next chapter of his life - in iso - but in his own property! ... It was important for Nick to secure the ‘Right’ property - location, floor plan; This property the boxes! Thanks so much for using my services for your home loan. Seriously the best part of my job!

01.01.2022 Congratulations to Paul & Pam - who had their Loan approved last week! Somehow Paul & Pam managed to locate this gorgeous cottage property with a huge backyard! We hope you have many happy years at this great property!... Thanks for using our services!! #tmfg

01.01.2022 From today an additional 10,000 places will be provided under the First Home Loan Deposit Scheme to support the purchase of a new home or a newly built home. Queries?? Give us a call - M: 0448 275 630 https://ministers.treasury.gov.au//helping-additional-1000

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