Vettler Financial Services in Subiaco, Western Australia | Financial planner

Vettler Financial Services

Locality: Subiaco, Western Australia

Phone: +61 8 9322 5711

Address: 15A Subiaco Village, 531 Hay St 6008 Subiaco, WA, Australia

Website: http://vettlerfs.com.au

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25.01.2022 Office is closed today!! Happy cup day!

24.01.2022 Insurance is always a difficult thing to prioritise, recent changes to the insurance industry has made it harder and harder for everyday Australians to continue getting the right advice they need. We're still here to help though!

24.01.2022 We are all so proud of one of our Advisers, Dana. Nominated at our licencees annual conference (in Hawaii!) for the rising star awards. This recognises her dedication to the profession, strict compliance adhearance, outstanding customer service and great sense of style!! Congratulations Dana!

23.01.2022 A couple of our advisers are attending the IFA Strategy Day. Some really great content, helping us improve our practice and of course services to our clients.

22.01.2022 At yesterdays meeting, the Reserve Bank of Australia has left the official cash rate unchanged at 1.5% for the 27th consecutive time. Rates remain on hold while the RBA assesses domestic factors including slow economic growth, falling house prices and low wages growth in parallel with global stock market falls resulting from concerns about a possible trade war between the USA & China.

22.01.2022 After Facebook suffered the worst ever single day stock decline in history last night, our local market is still expected to reach a 10 year high.

21.01.2022 Federal Reserve officials raised interest rates for a third time this year and affirmed their outlook for further gradual hikes well into 2019. The quarter-point increase boosted the benchmark rate to a target range of 2 percent to 2.25 percent, reflecting an upbeat assessment of the economy identical to the last policy statement eight weeks ago, despite concerns over Trumps escalating trade war. The Fed is taking off the training wheels, as some of the forward guidance that markets needed after the financial crisis is no longer constructive. Chances of a further USA rate hike in December now seem more likely.

21.01.2022 Its a really tough time of year for some Lifeline Australia: 13 11 14 Beyond Blue: 1300 224 636 Kids Helpline: 1800 551 80... Emergency: 000 Confidential Helpline: 1800 737 732 Mensline: 1300 78 99 78 Relationships Australia: 1300 364 277 A simple copy and paste might save someones life.

20.01.2022 For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment growth and boosting household consumption to restore inflation to within its target range of 2 -3% pa. The RBA will also have been very conscious of the impact on Australias exchange rate and... the competitiveness of our exports had it not reduced rates in line with global trends. https://rba.gov.au/media-releases/2019/mr-19-27.html

19.01.2022 A lot of people believe that only the bread-winner should be insured, however, time and time again weve seen that the secondary income earner, or non-working partners illness or injury causes more disruption to the household- especially when they arent properly covered. What would happen in your house?!

17.01.2022 Scary times for Industry super fund members wanting to access the 10,000 early access provisions. A certain shoeless media personality should be worried about his favourite fund.

17.01.2022 Would you trust strangers to crowd fund you or your family in the event something went wrong? The survey from Integrity Life showed fewer than four in 10 Australians (38 per cent) felt that they had enough life insurance to meet costs of a funeral and ongoing living costs if the primary earner passed away, or medical treatment or other costs if the primary earner suffered a permanent disability or illness rendering them unable to work. - So they are really relying on the kindness of strangers! Do you?

16.01.2022 How did your August fare? Take 5 minutes to watch NAB Senior Economist Bob Cunneen discuss his views on the key drivers for the month.

16.01.2022 Rates hold steady, for now. Whilst there are signs of housing prices stabilising, and in some centres showing signs of rebounding off the back of the federal election result and corresponding rate drops, the RBA today chose to leave the cash rate at 1.00%. Many pundits expect that a further drop may occur in November to stimulate a slowing economy should the June Gross Domestic Product (GDP) reveal a poor result. ... https://www.rba.gov.au/media-releases/2019/mr-19-23.html

15.01.2022 Dana one of our advisers is currently representing Vettler Financial Services at the 2018 Portfolio Construction Forum in Sydney! The Theme of the Forum is Future Proofing Portfolios?.

14.01.2022 Achieving some great outcomes and feeling lucky to be able to help out an amazing lady, who shared her gratitude by hand making a hamper!!

13.01.2022 Parking in the front of our offices has finally been reduced to a more reasonable figure! $2 per hour, and if you want to visit the other great businesses in our Village, like The Village Bar, Squires Loft Subiaco or Plus Fitness 24/7 Subiaco, you can score free parking after hours!

13.01.2022 The Reserve Bank of Australia decided to once again leave the official cash rate unchanged at 1.5% with the last rate move back in August 2016. In making this decision the RBA looks to have taken into account the lack of economic growth in Australia, evidenced by the continued falling of house prices, a rise in mortgage arrears and a drop in the number of house approvals in July. Leaving the cash rate on hold, rather than decrease rates, has been debated by some of Australias leading economists, with many Australians recently subjected to "out of cycle" rate increases. The term "out of cycle" refers to lenders increasing rates independently of the Reserve Bank - activity we saw just last week with a large number of Australias lenders raising their rates and others tipped to follow suit.

12.01.2022 Great day had with the whole VFS crew!

12.01.2022 Lest we forget. Being based in Subiaco, this map and article shows the sacrifice of fellow Australians from the First World War Our humblest thanks and gratitude.

12.01.2022 We wish all our clients, colleagues and families a very Happy, Safe and peaceful Christmas and all the best for a fantastic 2021! We are closed now until the 6th of January 2021

12.01.2022 They shall grow not old, as we that are left grow old: Age shall not weary them, nor the years condemn. At the going down of the sun and in the morning We will remember them. ... Last year in July, Peter and Ben had the honour to take part in a Trek in Papua New Guinea, remembering the gallantry and sacrifice of Australians on the Kokoda Track. Lest We Forget Picture taken at the Isurava Memorial

12.01.2022 Heres an informative video on the benefits of diversification not only to different assets, but also to different investment styles. If youre not sure about how youre money is being managed, give as a call!

11.01.2022 We are very pleased to announce that Peter, Ben and Dana all passed the FASEA exam in August. Results were released today.

11.01.2022 ***Newsflash*** RBA announces cash rate CUT The RBA has officially cut the official cash rate to 1.25 per cent after months of speculation around a cut. Last month the RBA surprised many analysts who were expecting a cut, particularly off the back of flat inflation data by the ABS and continued weakness in the market. ... Minutes from the RBAs May meeting showed that there was appetite among its members to cut the rate as early as June, with cited reasons being inflation and unemployment. The rate stayed the same at the last meeting in face of conflicting signals according to Governor Phillip Lowe, but it seemed the RBA made up its mind. The cut is the first change to the cash rate since August 2016 with financial markets priced for the 25-basis point cut.

09.01.2022 We came across this earlier.. worth the share!

08.01.2022 The RBA has decided to keep the official cash rate at 1.5 per cent for October, citing uncertainty in domestic and foreign markets.

06.01.2022 Do you know where all your Super is? - Dont lose its benefits by allowing it to transfer to the ATO! Remember super is real money - and its yours- get in touch to see if we can help.

06.01.2022 Always learning! Ben is at a seminar this afternoon, focusing on Aged Care.

06.01.2022 Sound familiar? Too often we see people who dont have a basic budget, dont stick to one if they do, or dont even know how to start. Give us a buzz to set up an appointment with one of our Advisers to help you with the too much month, not enough money problem.

06.01.2022 The RBA has opened November with a cup day cut, slashing rates to an all-time low of 0.1 per cent in a move first flagged in October. More importantly, the RBA has now embraced unconventional monetary policy with its decision to launch a fully-fledged quantitative easing program that will see it buy $100 billion of government bonds of maturities of around 5 to 10 years. Uncharted waters.. seek advice wisely!

06.01.2022 What a great idea!

06.01.2022 Some of the key takeouts from yesterdays budget announcements.

05.01.2022 Christmas worrying you? Check out these 10 ideas. We especially like 5 and 9!

04.01.2022 As expected by the majority of commentators, the RBA today decided to leave the cash rate at its current record low of 0.75%, this despite many economists pushing for yet another cut, as weak consumer spending and stagnant wage growth continues to keep a lid on business investment, jobs numbers, and inflation. In stark contrast to these economic indicators, the national property index experienced its biggest jump in 16 years over the past month. For the full statement, please see the link below.

03.01.2022 Typical market rebounds post-virus challenges. (Image courtesy Switzer)

03.01.2022 Happy Saturday Everyone! Hope youve got something exciting planned!

03.01.2022 IMPORTANT- INSURANCE AT RISK OF CANCELLATION- INACTIVE SUPER FUNDS From 1 July 2019, there will be some changes to your superannuation account that may affect you. The changes mainly relate to insurances held within your super. What are the changes?... Super funds will be required to cancel members insurances if contributions havent been received for over 16 continuous months and the member hasnt opted in to continuing their cover. This will occur on accounts regardless of your account balance. This will effect any Superannuation owned Life, TPD or Income protection! This includes insurance where a you have undergone a full medical assessment (underwritten) for group and/or retail insurance. You may receive a communication from your super fund over the next few weeks. Please dont ignore this letter. If you are not in a position to contribute to the fund, but wish to keep the insurance, it is vital that you return the form provided by the fund. If you would like to discuss your options, please call our office.

02.01.2022 With markets whip-sawing wildly over the last couple of months, this timely video from MLCs Senior Economist and Portfolio Specialist will help explain in simple terms what is causing the market volatility and provide some thoughts on the next couple of months.

01.01.2022 RBA cuts the cash rate to 0.5% The RBA has delivered a 25-basis-cut, taking the cash to the historic low of 0.5 per cent and said it is prepared to introduce further easing if required. "The Board took this decision to support the economy as it responds to the global coronavirus outbreak," the RBA said in a statement.... "The coronavirus has clouded the near-term outlook for the global economy and means that global growth in the first half of 2020 will be lower than earlier expected." The RBA said it will continue to assess the implications of the Covid-19 outbreak for the economy, adding that it "is prepared to ease monetary policy further to support the Australian economy." https://www.rba.gov.au/media-releases/2020/mr-20-06.html

01.01.2022 As financial markets digest the findings of the Banking Royal Commission, the Reserve Bank of Australia has made its first rate announcement for 2019. The RBA has decided to leave the official cash rate unchanged at 1.5% for the 27th consecutive time and Id like to share some thoughts on why the Reserve Bank of Australia may have made this decision. The RBA continues to balance the worrying parts of the economy - inflation dipping below its target range of 2-3%, falling house prices, a borrowing squeeze in response to the Royal Commission, slow wages growth and negative consumer and small business sentiment with the more positive aspects of strong infrastructure spending, increased export earnings and stable employment figures. The S&P/ASX has closed above 6000 for the first time since October. Westpac up 7.4 per cent.