Willow and Oak in Gardenvale, Victoria, Australia | Local service

Willow and Oak

Locality: Gardenvale, Victoria, Australia

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• Local service
• Financial service

25.01.2022 Only a few weeks in to 2018 and we think its looking like the best year yet! Tell us your goals for 2018 and how they are progressing.

22.01.2022 Winning in today's property market - it's still possible! https://buff.ly/2DcBFTU

21.01.2022 We haven't come this far to only go this far

20.01.2022 Borrowing in Todays Market: You have probably heard in the news, and from anyone who has any knowledge of the lending industry, that it is getting harder to borrow money for business loans and mortgages. For the most part, this is true, but it is not impossible if you have the right knowledge under your belt, and you understand what the lenders are going to be looking for at this time. https://buff.ly/2D7Akem #BankingRC

20.01.2022 Applying for small and medium business loans - some things you might need to know. https://buff.ly/2FCgqwz #sme #businessloans

19.01.2022 Staying in the Now. I would love to share with you five tips that I prescribe to (and endeavour to improve on daily) that keep me in the now, appreciating and enjoying the present. We are living in a time like no other where so many external influences compete for our attention. But to truly live a big life we need to dedicatedly control ourselves and stay focused on our own personal goals. I hope they help.

18.01.2022 What's the benefit of using a Mortgage Broker to buy a property? Does it really make a difference?

17.01.2022 So kind! Thanks so much Matt.

17.01.2022 Hi Everyone, IS IT OK IF I TRY TO CONVERT YOU? The reason I am asking you this question is that today, I read a newspaper article that had surveyed 1000 mortgage holders. The article reported that 83% of Mortgage Owners were apathetic about looking for a better mortgage deal and it went on to say that only 17% would like to get a better rate but have no idea how to do it.... Answer this question How would you react to this? What if the next time you went to your local corner store to buy some milk or a loaf of bread, and you were going to use the pay wave function to pay with your card and you noticed that the sneaky store owner over charged you by $10, hoping you wouldnt check the receipt. Would that make you angry? I know it would really tick me off! And whats more. I would definitely let the shop keeper know what I thought of him. In fact, I would go as far as saying that I WOULD NEVER EVER shop there again. Would you react the same way as me? Well, let me enlighten you about something you probably havent considered. Because I bet that sneaky shop owner is already taking advantage of you!!! If you have an average sized mortgage and you havent reviewed it in the past two years, it is likely that your lender is over charging you that same $10 EVERY SINGLE DAY with respect to the interest rate that they are applying to your mortgage! And if that is the case.. I WANT IT TO STOP HAPPENING TO YOU! Allow me to check if you are paying $10 a day too much...type YES in the comments and I will contact you to sort it out.

17.01.2022 Where are you going this Christmas? Willow and Oak are off to USA this holiday season. Think National Lampoon's and you'll come close!!! Hard to believe. Call us! We'd love to help you sort out your finances before the silly season really hits.

17.01.2022 Regulators call out 'overly cautious' banks on lending https://buff.ly/2BdsbUM via @theage - Sending somewhat confusing message, but it is time to stop the scare tactics now and let everyone get on with business.

16.01.2022 Prime Minister Scott Morrison backs the mortgage broker network; Its a pretty important service. We want to make sure that Australians still have access to that service, "...we understand the important role that they play in the community." https://buff.ly/2TMBOSE

14.01.2022 How to write a Business Plan - what is a business plan, and where do you start in writing one for your business. https://buff.ly/2PFmZ32 #business

13.01.2022 As we wind up what has been a challenging, yet highly rewarding year in 2018, we are looking forward to new growth in 2019. What are you looking forward to in 2019?

13.01.2022 Prime Minister Scott Morrison backs the mortgage broker network; It’s a pretty important service. We want to make sure that Australians still have access to that service, "...we understand the important role that they play in the community." https://buff.ly/2TMBOSE

12.01.2022 Ho! Ho! Ho! The office of Willow and Oak is closed from today until Monday 15th January 2018. We will be answering emails between snow ball fights and ice skating at Central Park! Have a safe and happy holiday season :-)

12.01.2022 What should you look for in an investment property? Dont loose money on maintenance and upkeep! #investproperty #financeMatters

11.01.2022 What is a Commercial Lender, and do I need one? A new information article from Willow and Oak. Feel free to ask your questions here;

10.01.2022 Monday for some of the team at W&O

09.01.2022 Staff Christmas Party with our wonderful FAST Business Development Manager - Natasha - joining us for a not goodbye celebration. Thanks Natasha for your support over the years . Enjoy your next challenge.

09.01.2022 We are great at finance. Not so great as movie stars! Here's the behind the scenes from the shoot we did earlier this year. #willowandoakbloopers #ho!ho!ho!

09.01.2022 #therelationship We know banks and we refuse to give up on you

07.01.2022 What is a mortgage broker, exactly? A mortgage broker is the middle man between you and the lender. They work on your behalf to secure the best loan for you. With so many products on the market they do all the legwork and put all your financial and credit history together to present you in the best possible light. You definitely want one that is licenced, up to date with compliance and loads of experience and "runs on the board" are invaluable.

06.01.2022 What's next for the Property Investment Market? It's not all bad news...

05.01.2022 Tackling the Mountain - three lessons learnt on climbing the mountain and in business; 1/ Don't stress 2/ Be positive 3/ Have self confidence

05.01.2022 It's a wrap!! The first video for W&O...we certainly aren't naturals in front of the camera but we think it gives you a good idea of what we're about and with practice we'll get better. PS. We are however experts at obtaining great finance - that you can be certain of ;-)

04.01.2022 Great day for footy - bit of a shame that it was not more of a contest as RFC were just too good

04.01.2022 https://buff.ly/2G21M1X '1984' style encryption laws will stymie startup growth: "Angry members of the country's startup community say the passing of the government's encryption legislation on Thursday will curb Australia's tech export success for decades to come" #smallbusiness @theage

04.01.2022 RATE WATCH Tell us your home loan interest rate and win!! 1. $150 dinner voucher at restaurant of your choice for whoever has the cheapest interest rate.... 2. $150 dinner voucher for whoever has the most expensive interest rate. ____________________________________________________ Now is a great time to review the interest rate you are paying on your home and investment property loans. Over the past year the way residential loans are structured and priced has gone through unprecedented change Most lenders have gone from having just one interest rate to now having 4+ interest rates. Lenders are now differentiating based on the purpose of the loan (home, investment, business, other etc) repayments (principal and interest or interest only), loan to value ratio, dollar amount of the loan, location and so on. We are just talking about pricing here but there are so many other things to consider when considering a loan - credit considerations around which lender will best suit your particular circumstances and requirements and loan features to name a few. Lets see if you can get a better deal. Wed love to assist to get your year off to a flying start and to help pay for some left over Christmas cheer or the holiday youve just come back from or the one you are planning in the year ahead. Terms and Condition: 1.This is for residential home or investment loans (excluding smsf loans) in Australia only. 2. Your answer will need to be supported by bank statements. 3. The winners will be chosen by Adam Smyth of Willow and Oak and notified on the 20th February and announced on Willow and Oak's Facebook page. 4. The winner agrees to use their name in publicity relating to the competition. 4. Willow and Oak's decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.

03.01.2022 How do you turn a business idea into reality - we have written an in depth article to help you:

03.01.2022 Monday Motivation

02.01.2022 We would like you to meet the newest member of our Willow and Oak team - Maui!

02.01.2022 Happy Melbourne Cup!

01.01.2022 Tackling the Mountain: I was recently in a position to climb Mount Kilimanjaro in Tanzania. It has been on my bucket list for a long time, so, despite the short time frame to wrap up jobs and get on a plane, I jumped at the opportunity. I fell back on the years of physical training and didnt panic. It was hard work, I wont lie about that, but I was able to enjoy the moment, this once-in-a-lifetime experience. In business, and in life, this is a lesson to learn. If you have ...done the preparation work to the best of your knowledge, there is no point in panicking or fretting about your ability, or that consideration that you are not going to make it. Have enough faith in yourself that you have got this, and then enjoy the experience, take the time to look around you.

01.01.2022 End of financial year is a great time to tie up loose ends or make a tax-effective business investment. So, if you need some additional funds, talk to us about a delayed repayment offer from a great small business lender. - Borrow $5K to $300K over terms of 3-24 months - Fast decision with funding possible in 24 hours - Minimal documents required to access up to $150K... No repayments until July 2019* For a limited time, if you're approved for a business loan you'll pay nothing until July 2019. You can use the funds for bills, to purchase assets, or to cover an invoice gap, whatever it takes to keep your business moving. Let's get you sorted with a simple, efficient cash flow solution for your business - with nothing to pay until July 2019. Click the link ->>>> https://buff.ly/2Z6Yr6o (*lending criteria applies. See website for details.)

01.01.2022 Here's the latest Solution. Grab a coffee and enjoy the read. Have a great day!