Wise Property Buyers Agent & Wise Loan Finance 02 4915 7498 in Kilaben Bay | Mortgage brokers

Wise Property Buyers Agent & Wise Loan Finance 02 4915 7498

Locality: Kilaben Bay

Phone: +61 2 4915 7498

Address: 9 Wesley Close, Kilaben Bay 2283 Kilaben Bay, NSW, Australia

Website: http://www.wisebuyersagent.com.au

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24.01.2022 Another incredibly happy client purchase. Are you struggling in this market to source, negotiate and secure a property, reach out, let’s chat.

23.01.2022 A good Saturday looking at properties. Low stock levels & huge amount of buyer demand has some areas of the market sizzling. A number of quality properties selling at the higher end of the guide with strong competition. This auction in Cardiff went 15% over the highest part of the guide. A great result for the vendor & a happy new owner. If you’re looking at purchasing a property & need finance or you maybe tired of going to open homes every week, missing out on properties & want to discuss options of having a Buyers Agent act on your behalf, please reach out, happy to help.

19.01.2022 This week has been a wonderful week. At Wise Property, we thoroughly enjoy walking First Home Buyers through the process of buying & financing their first home. It is such a thrilling feeling being able to help young people. If you’re looking at purchasing your first home & you’re not sure where to start, or who to talk too, please reach out. Happy to talk, Matt.

19.01.2022 Recently assisted this young lady purchase her first property. She was looking for over 6 months, engaged us as buyers agents & found a great property within weeks. HAPPY CLIENTS

19.01.2022 We want to partner with you. It’s not simply a transaction.. We are genuinely excited to help you on your journey. For some it’s a couple of months, others we sit down and work together for years, to make your dreams a reality. Not sure where to start, what to do, or even think? Reach out today, let’s begin the journey together.

17.01.2022 Over the past few months we have been able to assist many first home buyers get into the market. We never get tired of helping, facilitating & guiding people through the process of purchasing there first piece of real estate. This is one of the greatest thrills for us as a business. Do you know someone who is wanting to purchase within the next 6-12 months & is unsure of the next steps, please encourage them to reach out, happy to help.

17.01.2022 interesting read

17.01.2022 After weeks of foreshadowing, last week the Reserve Bank of Australia made the extraordinary decision to cut interest rates at its latest policy meeting. The official cash rate now sits at 0.1% the lowest it’s ever been. In his post-meeting statement, RBA Governor Philip Lowe said the move will help quicken the pace of economic recovery, and the Board is prepared to do more if necessary. "With Australia facing a period of high unemployment, the Reserve Bank is committed t...o doing what it can to support the creation of jobs. Encouragingly, the recent economic data have been a bit better than expected and the near-term outlook is better than it was three months ago," he said. The RBA also announced a number of changes to key policy rates aimed at keeping borrowing costs low. This includes trimming the Board’s three-year bond yield target and term funding facility rate from 0.25% to 0.1%

17.01.2022 Slab almost done

17.01.2022 House Prices Defy Gloomy Predictions.. CoreLogic’s latest Home Value Index shows that national median dwelling values declined by just 0.8% over the past three months. Hobart (1.0%), Adelaide (0.7%), Darwin (0.4%) and Canberra (0.7%) recorded quarterly dwelling price increases, despite the predictions of many experts that house prices would collapse after Covid-19 struck.... Whilst COVID-19 hit us swiftly this year and threw the Australian economy and property markets into turmoil, things settled down within the property market quicker than initially thought, real estate economist Dr Diaswati Mardiasmo says. Prices in most capital cities and regions remain higher than a year ago. Compared to July 2019, house prices are higher in Melbourne (9%), Sydney (12%), Brisbane (4%), Adelaide (2%), Hobart (6%) and Canberra (7%). Tasmania (up 10%) led the growth in the regional areas, followed by Queensland (4.7%), New South Wales (4.5%) and Victoria (4.4%). Western Australia was the only state where regional house prices have fallen in the past year (-9%).

16.01.2022 Australia's official cash rate will remain on hold at the historic low of 0.25 per cent. The Reserve Bank of Australia today met to discuss the nation's interest rate, deciding to maintain its current policy settings. Governor Philip Lowe said the global economy remains "highly uncertain" in the wake of COVID-19. Eliza Owen, Head of Research at property research group CoreLogic, said that the RBA will likely turn to other measures than rates to ease the economic strain of COV...ID-19. "With inflation sitting at -0.3 per cent in the year to June, the unemployment rate rising to 7.4 per cent, and a renewed round of restrictions across Victoria, a greater emphasis should be placed on fiscal measures to support an economic environment that is accommodative to growth," said Ms Owen. "Considering the cash rate isn't likely to be reduced below its current setting, fiscal policies will be key to supporting economic activity through the pandemic." As always, here to chat about your finance needs, Matt.

14.01.2022 At yesterdays meeting, the Reserve Bank of Australia (RBA) kept the nation’s cash rate on hold at 0.25 per cent. This follows one rate cut at the start of March 2020, and a second out-of-cycle emergency rate cut in March 2020. With the RBA planning to keep the cash rate on hold at this record low for the foreseeable future, it has turned to other measures to keep the Australian economy’s wheels turning while the nation grapples with the coronavirus pandemic.

13.01.2022 Over the past few weeks, we have had some clients ask about Rentvesting. Rentvesting can give you the best of both worlds. You can buy a property and rent it out to cover some or all of your ownership costs, while continuing to rent the home where you live. If your investment property is earning you a profit, you could even use that income towards your home rental costs. You might end up spending around the same if you were just renting or if you were living in a home you owned. The difference is, you can live where you want and get your foot in the property market.

12.01.2022 As a Buyer Agent, we act with YOUR (The Buyers) best interest. The Selling Agent is working for the Vendor (Home Owner) to get them the best price. We have great relationships with agents to ensure we achieve the best result for YOU. So whether it’s sourcing the property because you don’t have time, or negotiating you the BEST DEAL, or you just want to leave to it the expert who does this day in day out, someone that’s on your side to make sure you receive the greatest result possible, we are here to help.

11.01.2022 When you speak with us, the pre approval process is explained in easy to understand steps. Why not reach out for a chat today?

11.01.2022 To all our clients, business partners & friends. Thank you for supporting us throughout 2020. Have a Merry Christmas

09.01.2022 How long has it been since you last reviewed your mortgage? If it has been a while, chances are you could be paying more than you should. Worse still, your home loan may no longer reflect your current needs and goals. Life changes and so too should our mortgage. If you have changed job, had a baby or received a pay rise within the last 12 months, you may no longer be in the right home loan for your needs. As a general rule of thumb, we believe you should give your home loan a... health check once every year to make sure it is still the right product for you. And, the start of a New Year is a great time to review your home loan. By looking around for a better deal, you could save thousands of dollars in interest charges and potentially shorten the lifespan of your loan. Any questions, please reach out. Happy to help

09.01.2022 We are buyers agents from Sydney to Newcastle. We have local knowledge. Whether you are looking for your dream family home or finding an investment property, we can help you. We know the pitfalls, the no-go areas and the good deals. We work for you! Purchasing property through a buyers agent is a wise choice to help you get the right property for the right price, without all the run around.... As buyers agents we want to know what you want. We listen! We offer you as much help as you need. Whether it’s negotiations with the real estate agent, or bidding at auction, or a full buyers agents service from sourcing to settlement. With over 20 years experience in real estate, we know how the system works from Sydney to Newcastle, and we have connections. We can even help you organise your finance. As a local family business we give good old fashioned service but we also have access to up-to-date industry stats such as recent property market data and research analysis. If you are looking to buy from Sydney to Newcastle then we are the agents for you. Call us for a chat and you can tell us what you are looking for.

07.01.2022 Assisting First Home Buyers get into the market is always a privilege. Sam & Anna were a great young couple to work with. After saving their deposit, they had the confidence to offer on a terrific property which they were able to secure. A wonderful result. Want to talk Property, send me a message. Happy to help.

07.01.2022 A Good read.....

07.01.2022 Recently Dr Philip Lowe, the RBA governor advised that the RBA does not expect to be increasing the cash rate for at least three years. The governor advised the board had pivoted its view on the timing vis a vis its inflation and full employment settings. Lowe advised the central bank will now be putting a greater weight on actual, not forecast, inflation.... "We do not expect to be increasing the cash rate for at least three years," he advised in a speech dubbed The recovery from a very uneven recession.

06.01.2022 Growth rates in suburbs range from 5 per cent to 9.7 per cent currently, but median values are often just a third of what you pay for in Sydney. This means investors and families can secure affordable real estate with some of the most promising growth prospects around. Lower entry points also mean better positive cashflow - rental yields can at times be more than 2 per cent higher than in Sydney's suburbs. For families, you have some of the best beaches, lakes and parks in t...he country, combined with a lower cost of living than you find in big cities. The growth in education and culture means you're never short on activities either. In brief, Newcastle has everything going for it. Investors spend so long trying to find "the new Sydney" all across the country - all they need to do is drive on up here. If you are keen to find an investment opportunity in the Newcastle region using a local expert buyers agent, please reach out, happy to help.

06.01.2022 Purchasing property is always an incredible achievement. These wonderful clients have an amazing story & recently we assisted them purchase their home. It’s moments like these we are so grateful to be able to help people in their journey of life. Unsure of your next property step, reach out. Happy to chat

06.01.2022 Some wonderful feedback from a client.. Thank you so much for your efforts we both really appreciate everything you are doing and it is great to have someone who can look after all the financial aspects for us.We both spoke about how much work you have done to help us and our dreams - Steve M If you want to talk property / finance, please reach out, happy to help. Matt

06.01.2022 With vacancy rates extremely low, the Hunter region is a major regional area that is benefiting from increased demand as some people look to escape capital cities to take advantage of remote working opportunities, more affordable housing options and a better lifestyle. Whilst a real challenge for tenants this is good news for property investors who are seeing higher rents and less vacancy. If you want to talk property, please reach out - Matt

06.01.2022 Another thrilled first home buyer. Rachel has been incredible to work with. Such a wonderful feeling. Congrats Rach. Are you thinking of buying, not sure what your next step is? Reach out today, happy to help.

03.01.2022 If you use Instagram, follow me here: https://bit.ly/3mJmK5B

03.01.2022 The Reserve Bank has held official interest rates steady in the face of soaring house prices across the country. Following its meeting this afternoon, RBA governor Philip Lowe said the official cash rate would remain at 0.1 per cent. The bank cut the cash rate to its current record low in November and has signalled it will remain there until at least 2023. In a statement, Dr Lowe said the economy was recovering more quickly from the coronavirus pandemic than had been expected..., driven in part by very low interest rates and government support. He noted one of the biggest uncertainties facing the economy was further COVID-19 outbreaks. An important ongoing source of uncertainty is the possibility of significant outbreaks of the virus, although this should diminish as more of the population is vaccinated, he said. Dr Lowe said the jobs market was also improving faster than forecast and there were reports of labour shortages in some parts of the economy. Despite that, inflation and wage pressures remained subdued

02.01.2022 Some positive news

02.01.2022 Last year we held an information night about property. We had a great turnout & some terrific discussion about finance, mortgage broking & purchasing property. We are planning on having another information night in the future. If you want to be apart of the night, flick us a DM and we can keep you in the loop. Or if you want any more information, please reach out. Happy to help

02.01.2022 The Reserve Bank of Australia kept official interest rates on hold at its September meeting this week. The cash rate currently sits at the historic low of 0.25%, where it has remained since late March. Philip Lowe once again said the cash rate will remain at its current setting until progress is made towards full employment and it is confident that inflation will be sustainably within the 23% target band According to past statements, these conditions are unlikely to be met for at least three more years.

02.01.2022 Why do people use buyer’s agents? 1. Industry knowledge and sometimes access to properties that may not be advertised 2. Time saving - having a professional do the groundwork on their behalf (potentially saving on a lot of open homes and lost weekends searching) 3. Investment knowledge of potential capital growth and rental yields 4. Expert negotiating and bidding skills.

01.01.2022 another happy client

01.01.2022 https://www.facebook.com/9767089670/posts/10157852824934671/?d=n

01.01.2022 Some feedback from our wonderful clients As a business, we pride ourselves on helping people by partnering with them, rather than just a simple transaction, don’t believe us, have a read.. ‘We truly appreciate everything you did to make this happen for us and not just as our buyer’s agent but in all the ways you helped. This includes all the conversations over the past few years, the encouragement along the way and for your wise advice. We will not hesitate to recommend you... both for your hard work, integrity and wisdom in what can be described as an ever changing environment of buying and selling houses’ Needing some help, reach out. Let’s partner together

01.01.2022 interesting article to read