Wellson Sugiarto | Financial service

Wellson Sugiarto

Phone: +61 433 367 070

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23.01.2022 Feel free to reach out for a financial health check and see if you could save money on your current mortgage! Enquiries regarding purchases (including first home buyers), commercial lending, guarantor loans, SMSF and construction are all welcome too! Contact us at:... +61 433 367 070 or +61 415 287 471 [email protected] See more

20.01.2022 The Reserve Bank of Australia has dropped its Cash Rate again this month and as a result, all lenders across Australia have dropped their interest rates further! On top of that, Participating Banks are also offering $2,000-$4,000 cash reward for you to refinance your home loan! Save hundreds of dollars every month on paying interest to the Bank and put your money back in your savings. Then, receive your cash reward (of $2,000 - $4,000) for doing so! It's a WIN-WIN situation! ...Contact me directly and I will be happy to help as usual! PH: 0433367070 Email: [email protected]

19.01.2022 Financing your first dream home, investment property or business can be a very foreign process for some of us. Therefore, I strive to provide you a lending solution with transparency and guide you through the lending process every step of the way!

12.01.2022 Home sellers across the country are lowering their price expectations collectively, new data reveals. But which two capital cities have seen the highest percentage of sellers discount their asking price? Here’s an exciting stat for all you property bargain hunters out there: The percentage of sellers dropping their asking price during COVID-19 has more than doubled in our capital cities across the country, new Domain data shows. So which two cities have seen the biggest incre...ase in sellers offering discounts? Well, the head-and-shoulders leader is Sydney, followed by Melbourne, with Adelaide only just nudging out Brisbane and Perth in a finish for third. But, all cities are offering discounts between $22,000 and $50,000! Take this opportunity to start investing! Ask us how and we'll provide you guidance on building your Investment portfolio and help you with your finances to get there, at no cost!

11.01.2022 The RBA has once again lowered the cash rate! What does this mean? Well, It means lower interest rates for everybody! So far, just within a couple of days, participating banks have already reduced their 'FIXED Owner Occupied Product' interest rates down significantly, as low as 1.89%, while still offeringa cash reward up to $4,000 to refinance. Contact us to see how much savings you could make and your eligibility to refinance your owner-occupied loan today!

09.01.2022 Refinance now and save hundreds of dollars every month on your mortgage! If you are still paying more than 3% on your home or investment loan now, you could save hundreds of dollars by refinancing your mortgage to a better bank product. The Reserve Bank of Australia (RBA) has dropped its CASH RATE multiple times this year alone, and as you can see in the graph, it's been the lowest in history!... Talk to us and we will help you to get the process started. We'll guide you through the lender selection process according to your current situation and ensure that you meet the specific lender policy to achieve formal approval and settlement!

08.01.2022 Online auction tips Life has changed dramatically since COVID-19 struck Australia, and auctions have not been immune. Even as face-to-face transactions ramp back up, it seems virtual auctions are here to stay. Here are 4 tips for purchasing a property online:... 1. Familiarise yourself with the process - observe an online auction before you're ready to purchase. 2. Register to bid on the property of your choice - you'll typically need to provide ID. You may also need to download an app or allow for a hold to be placed on your credit card. 3. Check your internet connection is stable and fast enough. Have a backup plan. 4. Get pre-approval before bidding. To arrange finance before your chosen property goes under the (virtual) hammer, call 0433 367 070, email [email protected] or DM us. See more

07.01.2022 Amongst trying times like these, the government has given first home buyers incredible incentives to encourage fhb to buy a property and to start investing! This is to also boost / improve the Australian economy as well as the housing market, especially for new development! Speak to us if you are looking to purchase a property soon or later and learn how you can take advantage of the current government incentives and we will guide you through the whole process! FHOG: First H...ome Owner's Grant. This is a grant that the government will provide you when purchasing your first property. The grant is at least $10,000 and you could receive more depending what STATE you live in. T's & C's applicable, ask us how to qualify! HOME BUILDER GRANT: Grant from the government which will give you $25,000 in cash when you purchase an off-the-plan property. You don't have to be a first home buyer to qualify for this. T's & C's applicable, ask us how to qualify! FHLDS: First Home Loan Deposit Scheme. This is an incentive where you could save money in paying for the LMI (Lender's Mortgage Insurance) when putting in as little as 5% deposit to purchase your first property. There are only 10,000 spots in total accross participating banks in Australia. T's & C's applicable, ask us how to qualify!

06.01.2022 Had your business loan knocked back? You're not the only one - as many as 1 in 4 businesses have had their application for credit rejected by lenders this year! But don't let it keep you down - there are ways to shore up business finance that you might not have explored yet.... To run through your financing options, Dm me! See more

06.01.2022 Should you go with a Fixed or Variable product? Or Both? The short answer is: it depends on your individual circumstances and preferences. Although for consideration, fixed rate products are usually lower than variable rate products. You might prefer to go with a fixed product, if you:... - want to pay the same amount into your home loan everytime for the next couple of years and take advantage of the lowest interest rate now - prefer to accurately plan your finances - are concerned you'd be unable to make repayments if rates rise However, you might prefer to go with a variable product if you: - want to make extra repayments into your home loan without $ limitation (Fixed product will limit the amount of extra repayments you can make into your home loan, normally $10,000 / year) - take advantage of offset account features In short, fixed product provides you stability and variable product provides you flexibility. Talk to us to find out the advantage of having both products in the one loan!

03.01.2022 Have you had any trouble securing a mortgage due to your credit history? We believe that sometimes, unfortunate things happen to good people, and even though life has improved dramatically for them, their history may hold them back from getting the loan they need to get on with life. If you have experienced the following:... Defaults / Financial Hardship (Paid or Unpaid) Part IX or X Debt Agreements Discharged Bankrupt (in the past) Unlimited Mortgage Arrears (within the last 6 months) Refused Credit from your bank or another lender We'll be able to look at your situation to help you come up with a strategy and work with a specific lender closely, all to provide you a lending solution and get you back on track!