Your Loan Solutions in Samford Valley | Property

Your Loan Solutions

Locality: Samford Valley

Phone: +61 466 392 892

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• Property
• Loan service
• Mortgage brokers

23.01.2022 At the Broncos Training Run with Locky, Big Lotti and Hodgo... and with my new Firstmac BDM James Govind.

22.01.2022 If youre self-employed and looking for a home loan call me for a chat. Marti at Your Loan Solutions.

21.01.2022 Need a business loan to tide you over? Im featuring this one as its simple, great rates and no hidden fees. Just a straightforward cash injection if you need it - call 0466 392 892 for info.

21.01.2022 DID YOU KNOW.... every time you make a credit enquiry it appears on your credit history and it can affect your next application? True!

20.01.2022 Newly designed business card

20.01.2022 Example of saving with 100% offset account: Scenario 1 without offset account: Loan amount: $250,000 Interest rate: 5%... Loan repayment: $1,342.05/month (Principal amount: $300.38, Interest amount: $1,041.67) Loan term: 30 years Scenario 2 with offset account: Loan amount: $250,000 Interest rate: 5% Offset account Balance: $20,000 Loan repayment: $1,342.05/month (Principal amount: $383.72, Interest amount: $958.33) Loan term: shortened to 26 years and 4 months, interest saved $33,281.75

20.01.2022 The $20k instant asset write-off was previously set to finish on 30 June 2017. Talk to your accountant and dont miss out.

19.01.2022 Thinking about an EOFYS car purchase? http://yourloansolutions.com.au/personal-finance/

19.01.2022 Attention Brisbane Renters New program makes it easier for Brisbane renters to become homeowners. Find out your options. *Some programs even offer up to 100% loan amount*

19.01.2022 Love my squirrel pressie, many thanks for Tiffany Nguyen; Bankwest State Manager QLD and Kerri Siedofsky Bankwest BDM QLD.

18.01.2022 I only post finance offers I personally think are great. And this is one! Get the business finance you need with ease, speed and at a great rate with this VERY SPECIAL end-of-year offer. Do share with others who might be interested. Thanks!

18.01.2022 On the leaderboard again :)

17.01.2022 Some helpful info for first home buyers. Check out my latest blog on the First Home Super Saver Scheme announced in the 2017 Budget.

16.01.2022 SMALL BUSINESSES: The $20K threshold for immediately deductible depreciating assets ends June 30th. Visit the ATO website https://goo.gl/nl5mln or talk to your accountant so you dont miss out.

16.01.2022 $50 wine voucher... yours to spend on Australian wines. http://www.nakedwines.com.au/yourloansolutions Enjoy and please like us :)

15.01.2022 Happy new financial year! The last 12 months has been one of the most active we have witnessed in both property and lending markets. In recent months all the major banks have changed lending policy for new loans to property investors and they are decreasing their loan to value ratio. These changes vary from lenders to lender. ... The Reserve Bank met on the 7th July and left rates unchanged at 2.0%. They will now watch the domestic economy and international factors including the Greece Default situation before responding further if needed. This month theres good news for homebuyers on the horizon with reports of a pricing slowdown in the next few years taking effect.

15.01.2022 Type of Australian Holding Titles Torrens Title Torrens Title is a type of land ownership system where the purchaser owns both the property and the land it sits on. Torrens Title is the most common method of property ownership in Australia.... Strata Title Strata Title is used when there are common areas of a property, like units and townhouses. The buyer is given ownership of the inside of the property and co-ownership of common areas with joint responsibility to maintain them typically managed through a Body Corporate. When you are buying a townhouse, it has Torrens Title and you will be purchasing the land as well as the property. Strata by-laws can dictate whether you can make changes to your property, have pets, etc. Company Title Company title doesnt give the buyer any kind of certificate of title to the property. Instead it works like a company with shares, and the buyer receives shares in the company that owns the building.

15.01.2022 Check out my latest blog for a quick read if youre thinking you need more space or a new vibe in your home.

14.01.2022 One of the privileges of my job is helping people achieve their life goals. Im so pleased to have helped another young local couple get finance in place to buy their first home together. Even more special for their Mum & Dad to be able to support them as guarantors on the Family Pledge loan Ive secured for them. Now they can make their first home a reality!

12.01.2022 Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. Its a no brainer to take your credit card debts into consideration when applying for a mortgage. But what many people do not realise is that high credit card limits will not bode well for a home loan application. If you have a high credit limit, you also have a high debt risk in the ey...es of your lender. As the logic goes, there is no stopping you from boosting your credit card limit the day after your loan is approved. It is also imperative that you pay your debt on time, according to your minimum repayments. Even if you havent put a cent on your credit card for the past five years, a high credit limit could negatively affect your serviceability. In some cases, the best thing you can do is lower your credit limit, or cancel that credit account entirely to be able to use your full amount of income to be able to purchase your dream home. See more

11.01.2022 I just helped a local family buy their dream home - now they too can enjoy our sunsets! I am Marti Nemet, your local mortgage broker. Lets have a coffee if youre house-hunting or looking for a better rate, I would love to help. Please share with your house-hunting friends! And dont forget Im totally free to use too. Many thanks.

11.01.2022 Spend better, style better $20,000 competition https://insurancepromotions.com.au/suncorp/stylebetter

10.01.2022 On the Leaderboard ...:) Your Loan Solutions gets more loans approved and helps you to save thousands :)

08.01.2022 There is now a new & innovative mortgage product especially for parents, that allows you to "invest" in your childs property. Call 0466 392 892 or email [email protected] for info.

08.01.2022 In these challenging times, it's worth remembering that interest rates are at a historic low and there are some very attractive re-financing options . Whether you want to reduce your rate or change your mortgage type to be more flexible, we can help! We will scour the market to find the perfect solution for you, with no obligation. We are your mobile home loan experts from Samford Valley. [email protected] or call 0466 392 892

08.01.2022 In case you missed it..some good news for Queensland 1st time home buyers!

07.01.2022 Another chance to get on the Property Ladder for First Homebuyers The Government has announced price caps for first-homebuyer deposit scheme. Each year, up to 10,000 eligible buyers on a first in first served basis will be able to enter property market with a 5% deposit, with a caps on property price depending on region.... First homebuyers will only have to save 5% of a deposit under the plan, with the federal government to guarantee the difference of a standard down payment. Applicants must have earned less than $125,000 in the previous financial year as a single or $200,000 as a couple. The scheme will start from January 2020, when eligible first home buyers will be able to apply to yet-to-be-announced lenders. The government has also announced price caps for support through the scheme, which is $700,000 for a house in Sydney and $600,000 in Melbourne. Theres a flat price cap for the ACT is at $500,000 and the Northern Territory at $375,000. Property price caps in Queensland would be $475,000 for a City or large regional centre and $400,000 for other areas.

05.01.2022 ANZ Premier Broker

05.01.2022 ...with Darren Lockyer at the Broncos Training Run Breakfast. Thanks for the invite to Andrew Warnock, BDM at Firstmac.

03.01.2022 Congrats Glen Bank declined his direct application. Because he has contacted me; (and because I know and understand the lenders policies), Glen is now a happy home owner

03.01.2022 Getting into debt is a worrying time. It can often spiral out of control due to steep penalties & interest charges. There are solutions, avoiding the trap of toxic short-term loans. Professionally negotiating with your creditors can halve your debt, or even write it off. Its a fantastic way to move forward & manage what you owe, until you are in the clear again. This is something close to my heart, so do give me a call or forward my details to anyone under the stress of debt and needs some help. 0466 392 892. Thanks.

02.01.2022 RBA cuts interest rates to record low of 2.25% The Reserve Bank of Australia has cut interest rates for the first time since August 2013. In one of the most closely-watched policy rulings since the global financial crisis, the RBA board lowered the 2.5 per cent cash rate by 25 basis points to a new record low of 2.25 per cent. The move was designed to further stimulate business activity and household spending in the facing of slowing growth, low commodity prices and sluggish investment.