Darren O'Connor at LoanMarket | Credit counselling service

Darren O'Connor at LoanMarket

Phone: +61 400 838 616

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25.01.2022 Maybe time to buy in these places

24.01.2022 Quite a few banks provide Free Property Reports- all I need is the address and it is all yours

23.01.2022 The gods have not been kind to those hosting Open Homes or Auctions today, but still a decent turnout at 26 High St Thirroul held by Ray White Thirroul. Lets hope the weather clears as the day progresses

23.01.2022 Happy Chinese New Year/ Gong Xi Fa Cai!!!

22.01.2022 Congrats to Brian Byer - Ray White Cairns Beaches for winning this much sought after award. It is a great pleasure to work with Brian - a true champ in every sense

22.01.2022 At an Open Home - trying to decide which view I like better

22.01.2022 Love selling in my own back yard! Thank you Ally for the review and baby present ;)

21.01.2022 Congrats Aaron & Natalie on your new purchase! . I said at the start the loan will be the easy part and ummm...well...it certainly turned out to be the case with this one . Your patience and resolve paid off in the end. Enjoy your new digs

21.01.2022 How cool ... I would say probably the best Auction I have attended. 156 bids was crazy... was hard to keep up . Congrats #raywhitefigtree

21.01.2022 New office is starting to take shape... just waiting on our marketing gurus to sort the signage and make it all pretty . Speaking of pretty... check out Jenni in her new office ... she has spoken to Sam White with a vision to make the LoanMarket corporate Colour pink

21.01.2022 Surprise ... Reserve Banks left Interest Rates alone today. .... hopefully the other banks do the same. Here is the official announcement in case you get bored waiting for your coffee/lunch etc

19.01.2022 More happy buyers. . Get packing ... settlement will be here before you know it

19.01.2022 Say what now !! - Reserve Bank has today dropped rates a further 0.25%. We will wait and see what the banks do in response with their Variable Rates - CBA has already announced they will be cutting their 1,2,3 Year Fixed Rates to 2.29% Stay tuned . I am sure there will be more to come

18.01.2022 This is me waiting for a bank to try and decline another one of my clients applications. 5 declined in last 2 weeks../ and all 5 I had the decision overturned and eventually approved . Bring it on

17.01.2022 Holiday vs House ??! Some interesting facts and figures here

17.01.2022 All ready for the Open Home run today . Hope the gauge does not tip the predicted 32 degrees . Will be looking forward to something air conditioned by say about 3.40pm when the Caufield Cup jumps Note: that is way too many of my heads in one shot ... one is more than enough

16.01.2022 After nearly 3 years of waiting the cash rate has finally moved, with todays announcement by the Reserve Bank of Australia (RBA) confirming a reduction from 1.50 per cent to 1.25 per cent. In the official statement released by the RBA, it was stated that this decision is to support employment growth and provide greater confidence that inflation will remain consistent with the medium-term target. One big question still remains.... - will the banks pass on the reduction?

14.01.2022 Caviar says Happy Valentines Day to you all

14.01.2022 A bit of extra time on my hands today .. when you forget to check websites and turn up to an Auction that is cancelled . Should have brought along my board

14.01.2022 Perils of buying a house with rose coloured glasses

14.01.2022 Today is Signs Up Day Will post the finished product later today ..stay tuned

14.01.2022 IT'S A CUT And there we have it. The Reserve Bank has cut interest rates to 1% the lowest rate in history. Thats a 0.25 percentage point drop down from 1.25%. And its two cuts in a row, after the RBA cut the rate, in June, from 1.5% to 1.25%.

14.01.2022 *Warning ** ... time for some boring info Reserve Bank announcement.... "Growth in housing debt has been outpacing the slow growth in household income for some time. To address the medium-term risks associated with high and rising household indebtedness, APRA has introduced a number of supervisory measures. Credit standards have been tightened in a way that has reduced the risk profile of borrowers. Nationwide measures of housing prices... are little changed over the past six months, with conditions having eased in Sydney. In the eastern capital cities, a considerable additional supply of apartments is scheduled to come on stream over the next couple of years. Rent increases remain low in most cities. The low level of interest rates is continuing to support the Australian economy. Taking account of the available information, the Board judged that holding the stance of monetary policy unchanged at this meeting would be consistent with sustainable growth in the economy and achieving the inflation target over time. What does this mean for you? As 2017 comes to an end and the cash rate stands still at 1.50%, there have been a number of lenders including four of Australians biggest lenders whove changed their interest rates at their own discretion. Over the next few months make sure you keep an eye on any rate movement, and consider whether your current loan is still right for you. See more

13.01.2022 Saw this on my morning walk today (Caviar says hi ). This may seem to many the only way to get money from banks these days . But here at LoanMarket we know all the changes the banks have made and can find a bank that will still lend you some money to buy that house

12.01.2022 Surprise surprise - Rates stay the same again

11.01.2022 This is a bit late as they settled a month ago, but I promised these guys I would post this photo they text to me. Congrats Olivia & Will ( & doggy) on your purchase. Hope you are enjoying your news digs.

11.01.2022 Rates went down again !

11.01.2022 ME Bank's survey of First Home Buyers knowledge is interesting reading. Anything you do not know here ask away !

11.01.2022 Who says banks suck !? Loan submitted Friday Morning... approved 11.15pm Friday night ... buyer now in a strong position to make offers on his Saturday Open Home run... already has his eyes on one ( and bonus .. the wife even likes it)

10.01.2022 Office is all pretty now

07.01.2022 Upcoming Auction @ Bluewater Bar & Grill 19th September 6.30pm

07.01.2022 Interest Rates stayed the same today ! If you want to read all the exciting reason why.. see this article

07.01.2022 Land still for Sale ! Ray White Nowra Auctions this morning they were selling vacant blocks in Berry ranging from 701m- 2617m. They dont make them that big anymore . Not all sold, by my count still 9 available. Call me and I will help you buy one

07.01.2022 Proof banks still approve loans.. Congrats to these guys. Enjoy your new digs

04.01.2022 Check this place out

04.01.2022 Cash rate at a record low of 0.50% After a tumultuous few months, the Reserve Bank of Australia (RBA) has decided to drop the cash rate by 25 basis points, taking it to a new low of 0.50 per cent. In the official release by the RBA, it was stated that the near-term outlook for the global economy remains cloudy as the impact of the coronavirus takes effect. The same goes for the Australian economy as we face uncertainty across multiple sectors. But what does this all mean for ...the housing and credit sectors specifically? Governor Philip Lowe had this to say: There are further signs of a pick-up in established housing markets, with prices rising in most markets, in some cases quite strongly. Mortgage loan commitments have also picked up, although demand for credit by investors remains subdued. Mortgage rates are at record lows and there is strong competition for borrowers of high credit quality. Credit conditions for small and medium-sized businesses remain tight. In short, conditions remain strong in our housing and credit sectors, with a competitive market giving borrowers plenty of options to get a better deal. To find out if you could be saving on your current or future loan, please get in touch today! See more

02.01.2022 7 Psychological Factors involved in buying a house... who knew