First Home Freedom in Parramatta, New South Wales | Education

First Home Freedom

Locality: Parramatta, New South Wales

Phone: +61 1300 855 322

Address: Suite 4, Level 3, 20 Charles Street, Parramatta 2150 Parramatta, NSW, Australia

Website: http://www.firsthomefreedom.com.au

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25.01.2022 Melbourne continues to be attractive to First Home Buyers, however Sydney has a higher threshhold for stamp duty exemptions. https://www.yourmortgage.com.au//the-most-affordab/248299/

23.01.2022 First Home Buyers in Sydney.. 3 bedroom family cottage in a popular southern precinct of Blacktown. Located within the Walters Road Public School, Evans High School & Tyndale Christian School catchments areas, this tidy home will make a wonderful starting point for any young family. As per our FHF strategic approach the rather clear parcel of land with an expansive rear yard which may lend itself well to a granny flat (S.T.C.A). The property is also in close proximity to Blacktown CBD, Local Shops, Public Transport & Schools.

22.01.2022 Perth First Home Buyers need to be aware that there are opportunities out there. https://www.yourmortgage.com.au//a-ray-of-hope-per/252636/

22.01.2022 This will be another good outcome for first home buyers, especially those with smaller deposits. "A review of the cost of Lenders Mortgage Insurance is long overdue" says First Home Freedoms Founder. https://www.mortgagebusiness.com.au//12561-pc-calls-for-re

21.01.2022 The world has changed, as has how you should buy your first home. #firsthome #smart #easy #property #firsthomefreedom https://youtu.be/qKNwP3PaJOY

21.01.2022 Good morning everyone we have someone special joining us today. https://youtu.be/Knob-rB35AI

20.01.2022 The biggest concern we have for potential First Home Freedom clients is that property prices will increase in areas that they can afford right now. https://www.domain.com.au//returning-firsthome-buyers-com/

20.01.2022 First home buyers see a window appearing after annual double-digit percentage price growth in Sydney and Melbourne had them sidelined for several years. The now falling prices in those cities provides an opportunity, according to UBS economist Carlos Cacho. Its certainly a good opportunity, but Id say its probably going to get better, Mr Cacho said.... With changes to bank lending standards putting pressure on investors and interest-only borrowers, the possibility of distress selling could prove a first-home buyer hunting ground. There are going to be good opportunities that come up, and that may be a seller who has an interest-only mortgage and is switching to principal and interest, and cant afford the repayments, and so has to sell by a certain date. A case like that could provide an opportunity, Mr Cacho said. https://www.domain.com.au//australias-property-price-corr/

19.01.2022 Its going to be a good year for First Home Buyers in 2019. https://www.domain.com.au//what-first-home-buyers-need-to/

17.01.2022 The good news continues https://www.yourmortgage.com.au//declining-propert/256680/

16.01.2022 Interesting thoughts from Corelogics (RP Data) Managing director. A better housing blueprint, financial literacy for homebuyers and a sustainable access to credit following the banking royal commission are critical to the resolution of Sydney and Melbournes housing affordability issue, CoreLogics Olumide Soroye says. https://www.corelogic.com.au//sustainable-access-credit-ke

16.01.2022 As you can see from the graph below first home buyers are back in the market, in part because of the NSW and Victorian state governments stamp duty incentives giving these buyers more borrowing capacity as they use the money they saved on stamp duty to bolster their deposits. In fact, first home buyer lending is at its highest level in nearly five years and is up more than 40% over the past year alone. https://au.finance.yahoo.com//whats-next-aussie-property-0

16.01.2022 The most signifcant change to to home lending in the last 20 years and its impact on borrowers and property prices will be significant. For first home buyers however its great news! https://www.bloomberg.com//tougher-lending-standards-put-a

15.01.2022 We are strong advocates of this market and have a large number of Sydney clients who have purchased here successfully. https://www.smartpropertyinvestment.com.au//17817-sydney-s

14.01.2022 Last week, the government introduced legislation to implement the First Home Loan Deposit Scheme, a key part of its federal election campaign earlier this year. The scheme helps first home buyers enter the property market sooner, by providing 10,000 elgible Australians per year access to a home loan with a deposit of as little as 5%. The legislation outlines income tests to assess first home buyer eligibility in the program, as well as modest dwelling price limits. To implem...ent the scheme, the National Housing Finance and Investment Corporation (NHFIC) will contract with a panel of lenders rather than ever having direct contact with borrowers. As such, lenders or mortgage brokers will assess scheme eligibility alongside the normal considerations of seeing a borrower through the loan process, such as loan serviceability tests. Therefore, the scheme has compliance costs for lenders and mortgage brokers, estimated at $2.17m per year. Lenders, before offering the guaranteed loans, will need to update their internal systems and train front-line lending staff, including on how to apply the eligibility criteria. Non-participating lenders will not face any additional regulatory costs, and lenders are able to choose to participate only if they feel that the commercial benefits of participating in the scheme offset the associated regulatory costs. For mortgage brokers to offer the guaranteed loans to clients, it will require training or self-education, the details of which have yet to be provided. The legislation also establishes a reserach function of the NHFIC to examine housing demand, supply and affordability within Australia. Since preliminary consultations were initiated in late May 2019, a broad range of stakeholders in the home loan process including lenders, industry associations, mortgage brokers and financial regulators have been able to weigh in. The Customer Owned Banking Association (COBA) has welcomed the legislation. CEO Michael Lawrence said, There are many customer owned banking institutions that are eager to be a part of this scheme after the Government said it would prioritise smaller lenders to help boost competition. Customer owned banking institutions have a long tradition of helping first homeowners enter the property market. Australias customer owned banking institutions are excited to work with Government to help more Australians enter the property market." with thanks to Australia Broker

13.01.2022 https://www.brokernews.com.au//report-shows-dramatic-shift

13.01.2022 "Having just bought my first home, I was left wishing I could find a course on "how to buy a house", instead of having to learn by experience and blunder through with little understanding." https://www.abc.net.au//first-home-buyer-advice-i/10547482

13.01.2022 some feedback from our April "Secrets and Strategies" session in Parramatta. "practical tips makes the process less daunting" - Bernadette "the First Home Buyer insights from George and Jenny where great" Priyanka ... "i found the session EXCELLENT" Vimukt "Georges presentation to kick start the night helped me understand the big picture" - Luigi Reeginas presentation was great because i have least amount of knowledge on the legal aspects" - Nicholas "The case studies where inspiring because it shows us what can actually be achieved. Claire The idea of TEAMWORK is AWESOME!" - Julia Thanks to all attendees and our amazing presenters.

12.01.2022 More interesting insight into how First Home Buyers are entering the market. What's stopping you? https://www.smartpropertyinvestment.com.au//18835-major-ba

12.01.2022 Its getting easier for First Home Buyers to get in the market https://www.9news.com.au//australia-property-prices-sydney

12.01.2022 You really need to go in strategically. Take your time and get good support. Education is key. https://www.domain.com.au//majority-of-firsthome-buyers-f/

12.01.2022 Just a reminder to all women. Never stop working towards your goals.

11.01.2022 How does Corelogics Affordability report affect you? You can read Tim Lawless synopsis and access the full report for free below. However, First Home Freedoms philosophy to affordability is all about being innovative and specific. This means that for each couple the solution needs to be specific, built around your income and lifestyle, whilst simultaneously leveraging FHFs innovative apporaches to repayment structures and additional income generation. #dontbeasheep #smartno...thard https://www.corelogic.com.au//highs-and-lows-housing-affor

10.01.2022 Hey First Home Freedom fans dont forget about your monthly seminar coming up next Wednesday. You can book in online using the link below. Remember with Sydney property prices cooling off and NSW Government incentives offering First Home Buyers as much as 100% stamp duty exemption, 2018 is becoming the year of the First Home Buyer! Tickets are still free for now but spaces are filling up fast. https://www.eventbrite.com/e/secrets-strategies-for-first-h

09.01.2022 Whilst its admirable, you do not need to wait for this long to get your first home. https://www.news.com.au///0c24397586394b09f45dcc1e94dd0914

09.01.2022 https://www.abc.net.au//smashed-avocado-how-i-cra/11450658

07.01.2022 The wave of First Home Buyers continues to grow. There are certain benefits to being a first home buyer in Sydney at the moment. You can find out what they are by contacting us. https://www.brokernews.com.au//first-home-buyers-at-highes

07.01.2022 More interesting insight into how First Home Buyers are entering the market. Whats stopping you? https://www.smartpropertyinvestment.com.au//18835-major-ba

06.01.2022 Morning First Home Buyers, 100% Stamp Duty exemptoom and ready to occupy. https://www.realestate.com.au/property-apartment-nsw-west+r

06.01.2022 With Houses in Western Sydney available for sub $600k 2019 will be an enormous opportunity for anybody wanting to enter the Sydney market. We make it easy. Find out how. https://www.realestate.com.au/property-house-nsw-seven+hill

06.01.2022 Where to buy? Try this. https://www.domain.com.au//why-young-professionals-have-t/

06.01.2022 Auction results still ticking over at 60%. We believe that the increase in interest rates could go one of two ways for first homebuyers. In 2009 - 2010 the combination of increasing rates and the end of stamp duty exemptions started a boom in the sub $600,000 price range even with rates increasing to 7+ percent.... At that time people were scrambling into properties based on the psychological impact of the fear of missing out. Many market commentators identified that these first time buyers had purchased at the wrong time, however shortly afterwards as happens in cycles, rates started to decrease significantly. Then within a few short years in Sydney and Melbourne the property boom of 2014 to 2017 started and those First Home Buyers saw almost vertical price growth. At the moment you can get into the Sydney market for less than $650,000 in an area with good transport links and good lifestyle with a full discount on stamp duty and rates below 4%.

06.01.2022 Helping your kids by reducing their biggest expense when living our of home and accelerating the depsoit saving trajectory. Whilst the bank of mum and dad has recently made headlines for being Australias 10th largest lender with an estimated $20b in property loans. Another effective option which is less straining on some parents is the "hotel of mum and dad". https://www.domain.com.au//hotel-of-mum-and-dad-how-much-/

04.01.2022 As predicted the tide is moving in teh right doirection First Home Buyers.. those who move early are the ones who gain the most. https://www.smh.com.au//the-most-affordable-suburbs-for-fi

03.01.2022 More and more young professionals are choosing home ownership.

02.01.2022 Save the Date! Join on the first Wednesday of every month in Western Sydney and learn how to buy your First Home quickly and easily. Every month we will explore a different aspect of the home buying process. ... There is nothing to buy at a First Home Freedom seminar just honest advice to help you succeed. Learn the first home buying process. What are the steps involved and who do you need on your team to make the process easy. How finance works, how to get pre approved and the types of loans available for first home buyers. Learn about property cycles, how to research and negotiate. Learn how the legal process works. Learn how to mitigate risks using smart insurance. Most of all join Sydneys premier community of First Home Buyers who are working together as a team to succeed. Book using the link below.

01.01.2022 This report helps First Home Buyers understand where the opportunists are. https://www.facebook.com/1378021979133507/posts/2212249922377371/

01.01.2022 "its no more more far-fetched than a 26-year-old door-to-door fax machine saleswoman bootstrapping a multi-billion dollar business that landed her on the Oprah Winfrey Show"