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Realise Finance

Phone: +61 8 7089 5585

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24.01.2022 TESTIMONIAL Tony, thanks once again for helping us with our purchase of our apartment. I truly believe that if it wasn’t for you, I don’t think it would’ve happened.. you got it over the line thank god! Rino & Angie. #customertestimonial #dreamsmadereal #realisefinance

23.01.2022 Hi all, we are still up and running. Please do not hesitate to contact us if you require any assistance with your current financial position or future goals. We are here to help 24/7. #DREAMSMADEREAL #realisefinance

23.01.2022 As expected, the Reserve Bank of Australia kept the cash rate at 0.25% at its meeting today as the country continues to deal with the COVID-19 pandemic. The RBA, conscious of reductions in consumer spending, further falls in house prices and the flow on economic impact of stage four restrictions in Victoria, has consistently stated that it sees a cash rate of 0.25% as the floor. With rates at a record low and lenders continuing to offer very competitive rates, why not review ...your situation to ensure you have the right product for you right now? Were here to help if you have any questions or wish to review your circumstances. Please dont hesitate to give us a call.

23.01.2022 As the COVID-19 restrictions continue, many businesses are facing concerns over repayments and cashflow amongst many other issues. The three Government stimulus packages may be of help to you, but with so many options we completely understand if youre not sure which one might be the most suitable for you and your business. In the last issue of Business Insights, we included a list of the main stimulus and lending options currently available to help support the flow of credi...t in your business, we hope you found this helpful. Since sending that list we now have further information on the Coronavirus Government SME Loan Guarantee Scheme including a list of participating lenders. If you think the Guarantee Scheme could be a good fit for your business, there are a few things you can consider. Knowing the answers to questions such as: How has cashflow been impacted? What actions are being taken to preserve cashflow? What are the fixed and variable costs required to be supported and over what timeframe? What steps have you taken to manage/reduce variable costs? If you need to seek a Lenders support, what assistance has been requested prior to this support process (i.e. have you sought any support under the Government Schemes?) and have you investigated the Federal Government support offerings? Once you are armed with this information your Accountant or Financial Adviser may be able to help you get the financial support you need. We are also on hand to discuss your lending options in the current climate. Feel free to contact us on (08) 7089 5585 we are here to help.

23.01.2022 If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with us and work through your options. The Federal Governments new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially renovate your home. How does the HomeBuilder program work?... The scheme is only available for contracts signed between 4 June 2020 and 31 December 2020 Construction must commence within three months of the contract date It is means-tested Only available for principal place of residence Limitations on the kinds of renovations (sorry, no tennis courts) and subject to a total value cap Im here to help. If youre a first home buyer, there are a range of first home buyer and state government grants, stamp duty concessions and rebates as well as the federal First Home Loan Deposit Scheme and First Home Super Saver Scheme that are available and work in conjunction with the HomeBuilder grant. If you would like to discuss how you could take advantage of the HomeBuilder program, either for an extension or renovation on your existing home or to build a new home, please feel free to get in contact with our office on 08 7089 5585

22.01.2022 Wishing everyone a Happy Easter

21.01.2022 Another happy client taking delivery of their fully loaded Mitsubishi Triton. Speak to your Accountant before end of financial year to take advantage of the instant asset write-off. #mitsubishitriton #assetfinance #chattelmortgage #vehiclefinance #dreamsmadereal #realisefinance

17.01.2022 As we all adapt to the COVID-19 situation, we want to let you know we are here to help our existing and new clients with their finance options to get the most suitable solution possible. We are set up to help you now over the phone and with a range of online tools and calculators to support you through these difficult times. Heres some questions we can help answer:... Thinking about purchasing or refinancing? - Can I save repayments by switching to another loan? - Am I better off if I lowered my current repayments with my existing loan? - What are the benefits of a Variable versus a Fixed home loan? Is now the right time to look at changing? Do you need to change your financing arrangements? In a few minutes, using a COVID-19 Action Plan calculator, we can show you how different scenarios could affect your loan balance, interest and maturity dates. - What should I consider if I enter a loan deferral arrangement? - How would my loan repayments change if I switched from - Principal and Interest to an Interest Only loan? - How do I apply for Financial Hardship? With many different Government incentives available, our advice is to stick to reputable government sources for information on these incentives. For your benefit, weve outlined some resources on the Government incentives available and general information below that may help. https://www.ato.gov.au//Support-for-individuals-and-emplo/ https://treasury.gov.au/coronavirus/households https://www.australia.gov.au/ https://www.ato.gov.au//Support-for-businesses-and-employ/ If you have any questions regarding your current situation, please dont hesitate to get in touch on 08 7089 5585 or email us at [email protected] #covid19 #refinance #homeloans #repaymentoptions #governmentincentives #dreamsmadereal #realisefinance

16.01.2022 Sponsors Appreciation Post. Thanks to all our sponsors after our very successful Super Series involving our Elite, Masters Category 1 and 2. Thanks to our major... sponsors #LJ Hooker, #Zoosh (Chesser Chemicals) and #PV Podiatry. To our other support sponsors #Mercato John Caporaso, #Altitude #Cycling and Fitness, #Kings Head, #Maximium Wealth Advisers, #Realise Finance, #Top Flight Detailing, #Fully Promoted, #Santini, #Zero Friction Cycling, #Elbows Akimbo and #Suffer Custom Designs. See more

15.01.2022 RBA has announced the cash rate to be unchanged at 0.25% The cash rate decision for April has been announced by the RBA with the rate unchanged at 0.25%. Just 19 days ago the RBA announced a .25% emergency cut in response to the economic threat posed by the COVID-19 crisis, reducing the rate to its lowest ever level.... In response many lenders reduced fixed rates however most did not adjust their variable rates. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. I can help you secure the right deal for your circumstances from a wide panel of lenders offering home loans with great features, low fees and competitive interest rates. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please get in touch. #rba #cashrate #unchanged #dreamsmadereal #realisefinance

14.01.2022 Helping clients through COVID-19 As the world grapples with the unfolding COVID-19 situation, We wanted to let you know we are committed to helping our clients through what will likely be difficult and challenging times ahead. To help you navigate the COVID-19 situation we have pulled together some useful links and information.... If you run a business there are a number of national and state based government initiatives that are now in place to help: Small Business Support https://www.business.gov.au//coronavirus-information-and-s Sole Trader support https://www.business.gov.au//support-available-for-sole-tr Temporary relief for financially distressed businesses https://www.business.gov.au//temporary-relief-for-financia Increasing the instant asset write off https://www.business.gov.au//coron/instant-asset-write-off Coronavirus and Australian workplace laws https://coronavirus.fairwork.gov.au/coronavirus-and-austral If you have a home loan The reactions of the lenders to the out-of-cycle RBA rate cut have been wide ranging. If you would like to check you are still getting the home loan that suits your needs, please get in touch. If you have lost your job Individual affected by coronavirus https://www.servicesaustralia.gov.au//affected-coronavirus Lender hardship contact details https://marketingcdn.afgonline.com.au//Hardship-Contact-De Making financial decisions https://moneysmart.gov.au/covid-19 Access to superannuation https://www.business.gov.au//early-access-to-superannuation Fair Work Ombudsman https://coronavirus.fairwork.gov.au//ending-employment-dur Mental health support Life line https://www.lifeline.org.au//mental-health-and-wellbeing-d Heads up for small business https://www.headsup.org.au/healthy-wor/for-small-businesses Important general links: Australian Government, Department of Health: https://www.health.gov.au//what-you-need-to-know-about-cor How to protect yourself: https://www.health.gov.au//how-to-protect-yourself-and-oth Australian Government, The Treasury: https://treasury.gov.au/coronavirus Government of Western Australia: https://www.mediastatements.wa.gov.au//COVID-19-economic-r Global: https://www.investopedia.com/government-stimulus-efforts-to Travel: https://www.smartraveller.gov.au/news-/coronavirus-covid-19 This is a tricky time for us all, but together we can get through it. We hope you and your families remain safe and healthy during this time. Please dont hesitate to get in touch if we can help.

14.01.2022 Fixed home loan rates from 1.98%pa!! Now that is low Call us today to know more. T & C's applyFixed home loan rates from 1.98%pa!! Now that is low Call us today to know more. T & C's apply

13.01.2022 Congratulations to another happy client who just took delivery of this beautiful Porsche Macan. #porschemacan #vehiclefinance #chattelmortgage #assetfinance #dreamsmadereal #realisefinance

11.01.2022 We are so happy to see our clients dreams become a reality. Exciting times ahead as their new family home takes shape. The Realise team will be there every step of the way and cant wait to see the finished product. #constructionloans #dreamsmadereal #realisefinance

10.01.2022 Nothing like a new car!! Congratulations to a very happy client on your new Toyota Fortuner. #carfinance #toyotafortuner #dreamsmadereal #realisefinance

10.01.2022 The cash rate decision for June has been announced by the RBA with the rate unchanged at 0.25%. The Bank withstood calls for further reductions, with some commentators suggesting negative interest rates remain a future possibility. Whilst the RBA will be mindful of concerns around the rising value of the Australian dollar and its impact on exports, reductions in property prices and uncertainty around employment post JobKeeper, it stuck by its view that a rate of .25% is an ...appropriate floor. If the COVID-19 crisis is affecting your financial situation, please get in touch so we can formulate a plan to manage your loan repayments during these unprecedented times. With lenders currently offering very competitive rates, we can help review your situation to ensure you have the right loan for your circumstances. If youd like to chat about the best way to manage your mortgage as the COVID-19 crisis continues to unfold, please dont hesitate to give us a call on 08 7089 5585 or email us at [email protected] #rba #rbaannouncement #cashrate #homeloanreview #dreamsmadereal #realisefinance

10.01.2022 We love watching our clients homes take shape. Managing your progress payments while working with the banks and builders throughout each stage of construction, is all part of our service. #constructionloan #dreamsmadereal #realisefinance

09.01.2022 We may have to change how we do business to keep our community safe, but we are still available remotely to assist with your finance broking needs - online, over the phone, or a video chat. Please, don't hesitate to get in touch. Stay safe, stay well - from the team at Realise Finance. #realisefinance #DREAMSMADEREAL

07.01.2022 Congratulations to our clients on their band new Mitsubishi Triton. Thanks for sending this pic for us share. #mitsubishitriton #carfinance #assetfinance #chattelmortgage #dreamsmadereal #realisefinance

07.01.2022 TESTIMONIAL Tony was always very friendly and helpful. He got the job done without a fuss. Stephen SA #clienttestimonial #DREAMSMADEREAL#realisefinance

07.01.2022 In these unprecedented times, we have all realised how important budgeting is. To get started we have included a link below to our budgeting tool. Call us today on (08) 7089 5585 if you need further assistance. https://realisefinance.smartonline.com.au/c/budget-planner/ #budgeting #budgetingtool #dreamsmadereal #realisefinance

06.01.2022 ATTENTION FIRST HOME BUYERS One of the biggest hurdles for first home buyers to overcome is the time it takes to save for a deposit. Effective Monday 27 July 2020, we have access to a lender that will be reducing their lenders mortgage insurance to only $1.00 for eligible first home buyers with a Loan to Value Ratio (LVR) up to 85%. T & Cs apply.... By reducing the cost of LMI during the application stage, we can now help our client into their home sooner. #firsthomebuyer #homeloans #lendersmortgageinsurance #dreamsmadereal #realisefinance

05.01.2022 TESTIMONIAL Johnny was efficient, kind and patient. We worked through any issues that came up, and communication was fluid and clear. He gave me the best product at the best rate, that suited my needs. He was persistent with the mortgage provider and worked to getting my application through swiftly. Hemal SA

02.01.2022 TESTIMONIAL Daniel was amazing throughout the whole process of getting my finance approved. There were a few obstacles along the way but Daniel went above and beyond to ensure we got the best deal. Would 100% recommend and will be using Daniel again for sure! Joshua SA #customertestimonial #DreamsMadeReal#realisefinance

02.01.2022 TESTIMONIAL Tony and his team were absolutely amazing! They made the process so easy and kept us informed at every step. We have no hesitation in recommending Tony and his wonderful team at Realise Finance. Angela SA