Simpson Conveyancing Pty Ltd in Mildura, Victoria | Professional service

Simpson Conveyancing Pty Ltd

Locality: Mildura, Victoria

Phone: +61 417 545 297

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25.01.2022 Receiving something so simple has just made my day!. This is why I do what I do.

24.01.2022 One of the main reasons the new Verification of Identity requirements was introduced is due to fraud. Although it can be a bit annoying to have to prove who you are - Im sure this lady wished that her conveyancer and agents were more diligent in obtaining proof of identity. http://www.canberratimes.com.au//canberra-property-scam-vi

23.01.2022 Lets talk VOI (verification of identity). Recent changes to legislation has introduced the requirement for the identity of all parties to a conveyancing transaction to be verified. Its a bit like opening a bank account where you must provide certain categories of identification and attend an appointment in person. VOI has been introduced due to the rolling out of econveyancing (well leave econveyancing to another post but put simply it is electronic conveyancing). Although it might be a bit of a pain in the neck, as no-one has time these days, especially when in the middle of moving house, it is also a protection mechanism to stop someone fraudulantly claiming to be you and selling your property from under you. Yes.... this has happened!.

20.01.2022 Bruces Bend "River"

19.01.2022 A beautiful gift from a happy client :-) mmmm my office smells divine

19.01.2022 Are you eligible for the First Home Owners Grant? http://www.sro.vic.gov.au/node/6107

19.01.2022 Thats 2015 done and dusted and boy what an incredible ride it has been. Absolutely overwhelmed and blessed with the support Simpson Conveyancing has received. We will be back on deck on 4th Jan ready and rearing to go. Until then safe travels and hope you all have a happy and merry Xmas. ... Wendy Simpson

18.01.2022 Thank you to Wendy Simpson from Simpson Conveyancing for donating a $1000 Voucher to be used in our Auctions at the Black Tie Ball... We appreciate your support.. If you have anything to donate, please feel free to post it on this event...

18.01.2022 Review: Fantastic customer service! Wendy was an absolute delight and super helpful in terms of purchasing our first home. She was willing to work over time to help us through paper work! Always contactable! Just wonderful! HIGHLY recommend!

15.01.2022 Some good tips when preparing to sell

15.01.2022 Do you have any ghosts?

14.01.2022 I have been saying for years that one day someone would invent a solar panel roof... the time has arrived

13.01.2022 Youve made the decision to buy your first home, a place to entertain your friends, to raise a family, to follow the good old Aussie dream of owning your own home ... From this point on purchasing your first home can often be quite daunting and confusing ... what do you do, where do you go next.. How much money do I need? Do I need a Conveyancer?... Do I go to a Conveyancer or Bank/Finance Broker first? or do I just go out and buy something and leave the rest to chance?. It is confusing... Often the language spoken by Real Estate Agents, Bank Managers and Conveyancers is foreign to anyone, let alone to someone who has never experienced buying or selling a property before. What is a Vendor? or a 32? Who is the purchaser? Can I make my offer subject to finance, building or pest inspections? What if I want to move into the property but there is a tenant in place? ... the list goes on.. The first step is knowing what you can afford. A Bank or Finance Broker will tell you what you can borrow, and can work out what your costs will be including stamp duty, bank fees and lenders mortgage insurance so that you can work out how much you have to play with. The next step is finding the right property. Will you build or buy an existing home? Once you find the property you want to purchase it is time to have your Conveyancer look over the Section 32 Statement (also known as a Vendors Statement) and/or the proposed Contract of Sale. We provide pre-purchase advice. That is advice on the contract, prior to you signing. We check the contract to make sure it does not contain any conditions which could be unfavourable to you and to ensure that your rights are protected should something go wrong. We also make property inquiries and searches to make sure you are aware of what you are purchasing, before youre legally bound to proceed with the purchase. Buying your first home can be daunting, but it can also be one of the most exciting and rewarding experiences of your life with the help of Simpson Conveyancing. For advice or assistance in the process of buying your first home please feel free to contact us. No question is too silly.

12.01.2022 Love to support a great cause

10.01.2022 Another beautiful gift from a happy client. Boy I am going to have to get to gym a little more often now....

08.01.2022 Did you know you can obtain pre-purchase advice?. That is advice on the contract, prior to you signing it? We can then make sure the contract you sign does not contain any conditions which could adversley affect you and that your rights are protected should something go wrong. We can also make inquiries about the property and make sure you are aware of what you are purchasing before youre legally bound to proceed with the purchase.

07.01.2022 Enjoying the fragrance of a beautiful bunch of flowers from another happy client

06.01.2022 Proud to be supporting this great cause again this year

06.01.2022 Great explanation of the difference between formal approval and conditional approval. Its very important to know the difference when entering into a contract.

05.01.2022 A beautiful gift from the most beautiful clients

05.01.2022 The importance of measuring the property you are purchasing or alternately having the land surveyed became very apparent to a client recently. Often clients put measuring of the property into the "too hard basket". This can unfortunately leave a purchaser in a position where they believe that they are purchasing the land as sighted (or occupied by the Vendor), which can potentially be quite different to the parcel of land being purchased under the contract. Once a contrac...t is signed and the cooling off period has passed you have no claim against the vendor if the measurements are incorrect and you are bound to purchase the land contained in the contract. BAM - in a flash you are purchasing something different to what you thought you were purchasing. In this instance my clients thought that they were purchasing a rural property consisting of nearly 6 acres. It turns out nearly an acre of that land is not owned by the Vendor and was not included in the contract. So this raises lots of questions - would you have paid as much for the property knowing that you are purchasing a smaller parcel of land? would you have purchased the property knowing that the section you believed was included in the sale wasnt? Is there any part of the buildings encroaching the boundaries of the land that is not included in the sale? if so will that building have to be removed/demolished? are the fences in the correct location? will the fence have to be moved? Is there any buildings built over an easement? The answers any of these questions could potentially cost a purchaser thousands of dollars. Buyer beware!

04.01.2022 Thinking about selling? Want to add value to your property? Get onto this chick - gorgeous girl with a great eye :-)

02.01.2022 Wow what a year 2017 has been! Big shout out and a massive big thank you to all my clients and business associates for all of your support throughout the year and look forward to working with you again next year. Time for some relaxation fun and love with family ... Signing off for now until 22/1 Hoping you all have a happy, safe and joyful festive season filled with lots of love and laughter. Wendy Simpson

01.01.2022 Lets talk about payment of deposits and finance. When you sign a contract to purchase a property, a deposit (normally 10% of the purchase price) is required to be paid by you by a set date (provided in the contract of sale). As a deposit is refundable to you should you withdraw from the contract under any conditions in the contract (eg pest, buiding or finance approval), most people tend to not worry about paying the deposit until after all these conditions have been satisfie...d, or if at all. This can be a very big and costly mistake. If you do not pay the deposit by the due date under the contract you will be in "breach of contract". The general conditions of a contract provide that you are unable to withdraw from the contract under the finance clause whilst you are in "breach of contract". This means that not only do you risk incurring penalty interest on the unpaid deposit (currently 11.5% p.a) and being issued with Notice of Default (to which you would incur the Vendors representatives legal costs of issuing the same) you could also end up being in an unconditional contract. That is you would be bound to complete the purchase regardless of whether or not you had finance approval. You then risk the possiblity of ending up in Court incurring Solicitors and Barristers fees on top of any judgement made against you should you fail to settle. Risky business... So in summary - ensure you pay the deposit on or prior to the due date under the contract. If you do not have the funds to pay a 10% deposit you can always negotiate a lower deposit amount or pay the deposit by way of deposit bond/guarantee, however as this forms part of your offer it must be discussed in the negotiation process, before any contracts are signed, so that the Vendor can determine if they are willing to accept your (true) offer. If this is left until after contracts are signed the Vendor may insist that the full 10% is paid and you could be stuck in the above situation.